Mutual Funds

Kotak Savings Fund(G)
Debt | Moderate | Debt - Ultra Short Duration Fund

44.69 +0.02
NAV(₹) as on 20/3/2026

0.04%
1D

6.59%
1Y

6.89%
3Y

5.82%
5Y

Kotak Savings Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 0.82	Launch Date: 13 Aug 2004
Exit Load: Nil	AUM: ₹ 16,105.32 Crs
Lock-in: Nil	Investing Style: High Short
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY Ultra Short Duration Debt Index
Fund Manager: Deepak Agrawal ,Manu Sharma

FUND OBJECTIVE

The investment objective of the Scheme is to generate returns through investments in debt and MMI with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt
as on 28/2/2026		1.64 %		98.36 %

TOP HOLDINGS

Axis Bank Ltd. (14-Jan-2027)

4.10 %

National Bank For Agriculture & Rural Development SR-24-E 07.80% (15-Mar-2027)

3.60 %

Bank of Baroda (05-Feb-2027)

3.50 %

06.54% Tamil Nadu SDL - 25-Feb-2029

2.80 %

HDFC Bank Ltd. (22-Jan-2027)

2.05 %

Canara Bank (28-Jan-2027)

2.04 %

06.90% Maharashtra SDL - 04-Feb-2030

1.88 %

Mankind Pharma Ltd. SR- 2 7.99% (16-Oct-2026)

1.87 %

HDFC Bank Ltd. (19-May-2026)

1.83 %

364 Days Treasury Bill - 21-May-2026

1.53 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

0.55 (in years)

0.48 (in years)

7.12 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (20/3/2026)	34.89	36.70	39.27	42.10	44.69
Net Assets (Rs Crores)	10,50,202.80	9,66,021.83	12,37,242.72	11,87,279.93	16,10,532.00
Scheme Returns(%)(Absolute)	3.39	5.16	6.94	7.12	5.98
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	15/29	10/28	11/25	12/25	9/25

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Franklin India Ultra Short Duration Fund-Reg(G) Debt - Ultra Short Duration Fund \| Low to Moderate \| 11.07 +0.00	29/8/2024	₹ 282.95	6.56%	-	-	6.74%
Motilal Oswal Ultra Short Term Fund-Reg(G) Debt - Ultra Short Duration Fund \| Low to Moderate \| 17.05 +0.00	6/9/2013	₹ 440.99	5.19%	5.71%	4.73%	4.34%
Sundaram Ultra Short Duration Fund(G) Debt - Ultra Short Duration Fund \| Low to Moderate \| 2777.52 +-0.62	29/12/2007	₹ 1,907.34	5.43%	5.99%	5.02%	5.76%
Sundaram Ultra Short Duration Fund(G)(Adjusted) Debt - Ultra Short Duration Fund \| Low to Moderate \| 2777.52 +-0.62	28/12/2007	₹ 1,907.34	5.43%	5.99%	4.97%	5.76%
ITI Ultra Short Duration Fund-Reg(G) Debt - Ultra Short Duration Fund \| Low to Moderate \| 1282.74 +0.29	5/5/2021	₹ 195.17	5.89%	6.28%	-	5.24%
LIC MF Ultra Short Duration Fund-Reg(G) Debt - Ultra Short Duration Fund \| Low to Moderate \| 1372.23 +0.12	27/11/2019	₹ 230.34	5.95%	6.31%	5.40%	5.13%
Bank of India Ultra Short Duration Fund-Reg(G) Debt - Ultra Short Duration Fund \| Low to Moderate \| 3282.78 +-0.43	18/7/2008	₹ 165.18	5.95%	6.31%	5.44%	6.95%
WOC Ultra Short Duration Fund-Reg(G) Debt - Ultra Short Duration Fund \| Low to Moderate \| 1412.31 +-0.19	6/6/2019	₹ 540.72	5.82%	6.39%	5.42%	5.21%
Canara Rob Ultra Short Term Fund-Reg(G) Debt - Ultra Short Duration Fund \| Low to Moderate \| 3944.99 +0.53	11/7/2008	₹ 563.13	6.10%	6.45%	5.33%	6.75%
PGIM India Ultra Short Duration Fund(G) Debt - Ultra Short Duration Fund \| Low to Moderate \| 35.33 +0.00	14/7/2008	₹ 165.29	5.89%	6.45%	5.51%	7.38%

Mutual Funds

No Data

No Data

ALLOCATION BY SECTOR

TOP STOCKS HOLDINGS