Mutual Funds
Bank of India Ultra Short Term Fund-Reg(G)
Debt  |   Low to Moderate  |   Debt - Ultra Short Duration Fund
3,387.81   +0.95
NAV(₹) as on 4/9/2026 		0.03%
  1D 		6.06%
  1Y 		6.42%
  3Y 		5.78%
  5Y
Bank of India Ultra Short Term Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.02 		Launch Date:
16 Jul 2008
Exit Load:
Nil 		AUM:
₹ 184.28 Crs
Lock-in:
Nil 		Investing Style:
High Short
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 1,000.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NA
Fund Manager:
Mithraem Bharucha

FUND OBJECTIVE

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/8/2026 5.33 % 94.67 %
TOP HOLDINGS

Bajaj Finance Ltd. -91D (02-Sep-2026)
8.68 %

Power Finance Corporation Ltd. SR-251-A 6.27% (15-Jul-2027)
7.52 %

Kotak Mahindra Bank Ltd. (21-Dec-2026)
7.45 %

Tri-Party Repo (TREPS)
7.41 %

REC Ltd.-SR-232-A 07.59% (31-May-2027)
6.52 %

Indian Bank (04-Dec-2026)
6.40 %

National Bank For Agriculture & Rural Development (17-Mar-2027)
5.75 %

Bank of Baroda (11-Dec-2026)
5.33 %

Small Industries Development Bank of India (05-Feb-2027)
5.27 %

Axis Bank Ltd. (12-Feb-2027)
5.27 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

0.42 (in years)

0.41 (in years)

6.70 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 2606.12 2737.18 2910.05 3107.37 3293.32
Net Assets (Rs Crores) 16,770.81 11,809.50 15,239.95 15,461.00 11,660.09
Scheme Returns(%)(Absolute) 3.32 4.98 6.26 6.72 5.87
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 17/29 13/28 21/25 21/25 14/25
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Low to Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Franklin India Ultra Short Term Fund-Reg(G)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  11.42   +0.00  
29/8/2024 ₹ 281.49 6.18% - - 6.78%
MDB Logo
Edelweiss Ultra Short Term Fund-Reg(G)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  1002.98   +0.19  
25/8/2026 ₹ 896.9 - - - 10.88%
MDB Logo
Motilal Oswal Ultra Short Term Fund-Reg(G)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  17.52   +0.00  
6/9/2013 ₹ 515.5 5.36% 5.70% 5.06% 4.41%
MDB Logo
Sundaram Ultra Short Term Fund(G)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  2857.97   +0.71  
29/12/2007 ₹ 2,416.24 5.39% 6.01% 5.33% 5.78%
MDB Logo
Sundaram Ultra Short Term Fund(G)(Adjusted)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  2857.97   +0.71  
28/12/2007 ₹ 2,416.24 5.39% 6.01% 5.31% 5.78%
MDB Logo
ITI Ultra Short Term Fund-Reg(G)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  1320.79   +0.16  
5/5/2021 ₹ 165.44 5.77% 6.28% 5.51% 5.35%
MDB Logo
Bank of India Ultra Short Term Fund-Reg(G)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  3387.81   +0.95  
18/7/2008 ₹ 184.28 6.06% 6.42% 5.78% 6.95%
MDB Logo
PGIM India Ultra Short Term Fund(G)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  36.40   +0.01  
14/7/2008 ₹ 211.36 5.72% 6.42% 5.79% 7.37%
MDB Logo
LIC MF Ultra Short Term Fund-Reg(G)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  1413.97   +0.31  
27/11/2019 ₹ 677.57 5.88% 6.44% 5.71% 5.25%
MDB Logo
WOC Ultra Short Term Fund-Reg(G)
Debt - Ultra Short Duration Fund  |   Low to Moderate |  1457.34   +0.42  
6/6/2019 ₹ 584.11 5.91% 6.48% 5.85% 5.33%