Mutual Funds
Kotak Banking and PSU Debt Fund(G)
Debt  |   Moderate  |   Debt - Banking and PSU Fund
67.37   -0.02
NAV(₹) as on 2/2/2026 		-0.03%
  1D 		6.97%
  1Y 		7.31%
  3Y 		6.11%
  5Y
Kotak Banking and PSU Debt Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.75 		Launch Date:
29 Dec 1998
Exit Load:
Nil 		AUM:
₹ 5,608.26 Crs
Lock-in:
Nil 		Investing Style:
High Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.0
Lumpsum : ₹ 100.0
Scheme Benchmark:
NA
Fund Manager:
Deepak Agrawal ,Dharmesh Thakar

FUND OBJECTIVE

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/12/2025 7.28 % 92.72 %
TOP HOLDINGS

Power Finance Corporation Ltd. SR-237-A 7.60% (13-Apr-2029)
5.99 %

Net Current Asset
3.83 %

Indian Oil Corporation Ltd. SR-XXVI 7.36% (16-Jul-2029)
3.45 %

Tri-Party Repo (TREPS)
3.14 %

06.98% Gujrat SDL - 26-Nov-2032
3.04 %

07.09% GOI - 05-Aug-2054
3.02 %

Power Grid Corpn. of India Ltd. SR-LXXIV 07.70% (12-Oct-2033)
2.91 %

HDFC Bank Ltd. SR-V004 8.55% (27-Mar-2029)
2.78 %

REC Ltd.-SR-220-B 07.69% (31-Mar-2033)
2.74 %

Axis Bank Ltd. (16-Mar-2026)
2.64 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

4.76 (in years)

3.13 (in years)

6.93 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (30/1/2026) 52.79 55.08 59.16 63.97 67.38
Net Assets (Rs Crores) 8,92,934.84 6,45,121.35 5,99,160.38 6,01,131.07 5,60,826.19
Scheme Returns(%)(Absolute) 4.88 4.29 7.38 8.15 4.93
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 2/22 7/23 3/24 5/23 4/22
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  11.69   +0.00  
13/11/2023 ₹ 390.12 6.55% - - 7.26%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.36   +0.00  
22/8/2022 ₹ 196.54 5.87% 6.61% - 6.33%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  13.38   +0.00  
22/10/2020 ₹ 37.28 6.29% 6.76% 5.88% 5.66%
MDB Logo
Mirae Asset Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.27   +0.00  
24/7/2020 ₹ 44.77 6.12% 6.83% 5.54% 5.25%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  24.92   +-0.01  
20/9/2007 ₹ 4,361.47 6.81% 6.83% 5.29% 5.09%
MDB Logo
TRUSTMF Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  1305.07   +-0.25  
1/2/2021 ₹ 131.79 6.64% 6.92% 5.56% 5.46%
MDB Logo
Bandhan Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.27   +0.00  
7/3/2013 ₹ 12,650.77 6.43% 6.94% 5.80% 7.44%
MDB Logo
Axis Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2709.74   +-0.21  
12/6/2012 ₹ 13,573.62 6.74% 6.95% 5.80% 7.57%
MDB Logo
SBI Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  3201.12   +0.63  
12/10/2009 ₹ 4,127.33 6.73% 6.99% 5.54% 7.39%
MDB Logo
LIC MF Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  35.71   +-0.01  
31/5/2007 ₹ 1,873.26 6.63% 7.00% 5.57% 7.05%