Mutual Funds

Kotak Banking and PSU Debt Fund(G)
Debt | Moderate | Debt - Banking and PSU Fund

67.88 +0.04
NAV(₹) as on 18/3/2026

0.06%
1D

7.06%
1Y

7.34%
3Y

6.37%
5Y

Kotak Banking and PSU Debt Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 0.75	Launch Date: 29 Dec 1998
Exit Load: Nil	AUM: ₹ 5,408.68 Crs
Lock-in: Nil	Investing Style: High Long
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NA
Fund Manager: Deepak Agrawal ,Dharmesh Thakar

FUND OBJECTIVE

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt
as on 28/2/2026		3.27 %		96.73 %

TOP HOLDINGS

Canara Bank (28-Jan-2027)

6.96 %

Power Finance Corporation Ltd. SR-237-A 7.60% (13-Apr-2029)

6.19 %

Indian Oil Corporation Ltd. SR-XXVI 7.36% (16-Jul-2029)

3.56 %

06.98% Gujrat SDL - 26-Nov-2032

3.17 %

Power Grid Corpn. of India Ltd. SR-LXXIV 07.70% (12-Oct-2033)

3.00 %

Net Current Asset

2.94 %

HDFC Bank Ltd. SR-V004 8.55% (27-Mar-2029)

2.88 %

REC Ltd.-SR-220-B 07.69% (31-Mar-2033)

2.83 %

State Bank of India SR-I 06.80% (21-Aug-2035)

2.66 %

Small Industries Development Bank of India SR-V 07.83 % (24-Nov-2028)

2.54 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

4.04 (in years)

3.19 (in years)

7.17 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (18/3/2026)	52.79	55.08	59.16	63.97	67.88
Net Assets (Rs Crores)	8,92,934.84	6,45,121.35	5,99,160.38	6,01,131.07	5,40,868.12
Scheme Returns(%)(Absolute)	4.88	4.29	7.38	8.15	5.71
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	2/22	7/23	3/24	5/23	3/22

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Bajaj Finserv Banking and PSU Fund-Reg(G) Debt - Banking and PSU Fund \| Moderate \| 11.76 +0.01	13/11/2023	₹ 332.61	6.52%	-	-	7.17%
Canara Rob Banking and PSU Debt Fund-Reg(G) Debt - Banking and PSU Fund \| Moderate \| 12.44 +0.00	22/8/2022	₹ 194.15	5.84%	6.66%	-	6.30%
ITI Banking & PSU Debt Fund-Reg(G) Debt - Banking and PSU Fund \| Low to Moderate \| 13.46 +0.01	22/10/2020	₹ 37.58	6.18%	6.76%	5.96%	5.65%
Mirae Asset Banking and PSU Fund-Reg(G) Debt - Banking and PSU Fund \| Moderate \| 13.35 +0.00	24/7/2020	₹ 43.67	6.17%	6.85%	5.65%	5.24%
HSBC Banking and PSU Debt Fund-Reg(G) Debt - Banking and PSU Fund \| Moderate \| 25.09 +0.02	20/9/2007	₹ 4,431.12	6.75%	6.92%	5.42%	5.10%
Bandhan Banking and PSU Fund-Reg(G) Debt - Banking and PSU Fund \| Low to Moderate \| 25.46 +0.01	7/3/2013	₹ 12,536.08	6.35%	6.99%	5.90%	7.43%
SBI Banking and PSU Fund-Reg(G) Debt - Banking and PSU Fund \| Low to Moderate \| 3220.85 +2.29	12/10/2009	₹ 4,025.08	6.62%	7.04%	5.77%	7.37%
Axis Banking & PSU Debt Fund-Reg(G) Debt - Banking and PSU Fund \| Moderate \| 2728.28 +1.77	12/6/2012	₹ 12,838.53	6.73%	7.05%	5.90%	7.55%
LIC MF Banking & PSU Fund-Reg(G) Debt - Banking and PSU Fund \| Moderate \| 35.94 +0.02	31/5/2007	₹ 1,879.49	6.73%	7.05%	5.66%	7.04%
Nippon India Banking and PSU Fund(G) Debt - Banking and PSU Fund \| Moderate \| 21.39 +0.01	15/5/2015	₹ 5,293.59	6.39%	7.07%	6.03%	7.26%

Mutual Funds

No Data

No Data

ALLOCATION BY SECTOR

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