Mutual Funds
DSP Banking and PSU Debt Fund-Reg(G)
Debt  |   Moderate  |   Debt - Banking and PSU Fund
25.35   -0.03
NAV(₹) as on 11/9/2026 		-0.14%
  1D 		4.44%
  1Y 		6.69%
  3Y 		5.73%
  5Y
DSP Banking and PSU Debt Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.6 		Launch Date:
14 Sep 2013
Exit Load:
Nil 		AUM:
₹ 3,270.25 Crs
Lock-in:
Nil 		Investing Style:
High Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Shantanu Godambe ,Sandeep Yadav

FUND OBJECTIVE

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. The scheme may also invest in INVITs in theresidual portion depending on fund manager's outlook.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/8/2026 0.61 % 99.39 %
TOP HOLDINGS

06.94% GOI - 11-May-2036
6.24 %

Punjab National Bank (12-Mar-2027)
5.91 %

HDFC Bank Ltd. SR-US003 7.70% (16-May-2028)
3.91 %

Bharti Telecom Ltd. -SR-XXV 07.35% (15-Oct-2027)
3.23 %

Gail (India) Ltd. SR-I 07.34% (20-Dec-2027)
3.21 %

Bharti Telecom Ltd. -SR-XXVI 7.45% (15-Dec-2028)
3.17 %

07.08% Haryana SDL - 26-Mar-2039
3.15 %

Export Import Bank of India SR-AB01 07.23% (18-Mar-2031)
3.13 %

Small Industries Development Bank of India SR-II (04-Jun-2029)
3.10 %

Small Industries Development Bank of India Sr-III 07.40% (18-Jul-2031)
3.06 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.77 (in years)

4.2 (in years)

7.35 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 19.45 20.23 21.80 23.61 24.59
Net Assets (Rs Crores) 2,66,767.22 2,56,267.67 2,37,557.48 3,40,870.15 3,45,138.11
Scheme Returns(%)(Absolute) 3.71 3.98 7.69 8.38 3.58
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 19/22 9/23 1/24 2/23 22/22
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  12.05   +-0.01  
13/11/2023 ₹ 368.32 4.59% - - 6.80%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.75   +-0.01  
22/8/2022 ₹ 167.4 4.67% 6.36% - 6.17%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  13.78   +-0.01  
22/10/2020 ₹ 33.69 4.56% 6.47% 5.76% 5.59%
MDB Logo
Mirae Asset Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.66   +-0.02  
24/7/2020 ₹ 39.76 4.46% 6.48% 5.46% 5.22%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.75   +-0.03  
20/9/2007 ₹ 3,777.23 4.96% 6.64% 5.27% 5.11%
MDB Logo
DSP Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.35   +-0.03  
14/9/2013 ₹ 3,270.25 4.44% 6.69% 5.73% 7.42%
MDB Logo
Axis Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2799.02   +-3.08  
12/6/2012 ₹ 12,003.89 5.00% 6.72% 5.85% 7.48%
MDB Logo
Aditya Birla SL Banking & PSU Debt Fund(G)
Debt - Banking and PSU Fund  |   Moderate |  388.06   +-0.47  
5/5/2008 ₹ 8,682.46 4.78% 6.74% 5.88% 7.66%
MDB Logo
HDFC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  24.38   +-0.03  
26/3/2014 ₹ 5,186.08 4.90% 6.75% 5.84% 7.41%
MDB Logo
Nippon India Banking and PSU Debt Fund(G)
Debt - Banking and PSU Fund  |   Moderate |  21.98   +-0.03  
15/5/2015 ₹ 5,149.77 4.87% 6.75% 5.80% 7.19%