Mutual Funds
DSP Banking & PSU Debt Fund-Reg(G)
Debt  |   Moderate  |   Debt - Banking and PSU Fund
24.62   -0.02
NAV(₹) as on 25/3/2026 		-0.07%
  1D 		4.90%
  1Y 		6.81%
  3Y 		5.64%
  5Y
DSP Banking & PSU Debt Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.61 		Launch Date:
14 Sep 2013
Exit Load:
Nil 		AUM:
₹ 3,575.45 Crs
Lock-in:
Nil 		Investing Style:
High Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Shantanu Godambe ,Sandeep Yadav

FUND OBJECTIVE

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 28/2/2026 1.77 % 98.23 %
TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)
5.28 %

06.48% GOI 06-Oct-2035
4.96 %

06.90% GOI - 15-Apr-2065
4.71 %

Small Industries Development Bank of India SR-IV 7.79% (19-Apr-2027)
3.62 %

Power Grid Corpn. of India Ltd. SR-LIX 07.3% (19-Jun-2027)
3.10 %

HDFC Bank Ltd. SR-US003 7.70% (16-May-2028)
3.00 %

Indian Railway Finance Corpn Ltd. SR-180 7.39% (15-Jul-2034)
2.99 %

Bharti Telecom Ltd. -SR-XXV 07.35% (15-Oct-2027)
2.87 %

Gail (India) Ltd. SR-I 07.34% (20-Dec-2027)
2.86 %

Bharti Telecom Ltd. -SR-XXVI 7.45% (15-Dec-2028)
2.84 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.8 (in years)

4.07 (in years)

7.13 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (25/3/2026) 19.45 20.23 21.80 23.61 24.62
Net Assets (Rs Crores) 2,66,767.22 2,56,267.67 2,37,557.48 3,40,870.15 3,57,544.85
Scheme Returns(%)(Absolute) 3.71 3.98 7.69 8.38 3.69
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 19/22 9/23 1/24 2/23 22/22
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  11.72   +0.00  
13/11/2023 ₹ 332.61 5.58% - - 6.93%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.40   +0.00  
22/8/2022 ₹ 194.15 5.11% 6.46% - 6.16%
MDB Logo
Mirae Asset Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.30   +0.00  
24/7/2020 ₹ 43.67 5.34% 6.64% 5.43% 5.16%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  13.45   +0.00  
22/10/2020 ₹ 37.58 5.77% 6.66% 5.83% 5.61%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.01   +0.00  
20/9/2007 ₹ 4,431.12 6.00% 6.71% 5.24% 5.07%
MDB Logo
SBI Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  3208.61   +0.12  
12/10/2009 ₹ 4,025.08 5.74% 6.81% 5.57% 7.34%
MDB Logo
DSP Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  24.62   +-0.02  
14/9/2013 ₹ 3,575.45 4.90% 6.81% 5.64% 7.45%
MDB Logo
Bandhan Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  25.41   +0.00  
7/3/2013 ₹ 12,536.08 5.77% 6.83% 5.76% 7.40%
MDB Logo
Axis Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2720.29   +0.20  
12/6/2012 ₹ 12,838.53 5.95% 6.86% 5.76% 7.52%
MDB Logo
Nippon India Banking and PSU Fund(G)
Debt - Banking and PSU Fund  |   Moderate |  21.32   +0.00  
15/5/2015 ₹ 5,293.59 5.56% 6.86% 5.81% 7.22%