Mutual Funds
DSP Banking & PSU Debt Fund-Reg(G)
Debt  |   Moderate  |   Debt - Banking and PSU Fund
25.30   +0.02
NAV(₹) as on 9/7/2026 		0.06%
  1D 		4.59%
  1Y 		6.97%
  3Y 		5.94%
  5Y
DSP Banking & PSU Debt Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
 Launch Date:
14 Sep 2013
Exit Load:
Nil 		AUM:
₹ 3,304.23 Crs
Lock-in:
Nil 		Investing Style:
High Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Shantanu Godambe ,Sandeep Yadav

FUND OBJECTIVE

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/6/2026 3.65 % 96.35 %
TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)
5.43 %

Tri-Party Repo (TREPS)
4.73 %

07.24% GOI - 18-Aug-2055
4.62 %

06.90% GOI - 15-Apr-2065
3.57 %

Bharti Telecom Ltd. -SR-XXV 07.35% (15-Oct-2027)
3.16 %

Gail (India) Ltd. SR-I 07.34% (20-Dec-2027)
3.15 %

Bharti Telecom Ltd. -SR-XXVI 7.45% (15-Dec-2028)
3.12 %

07.08% Haryana SDL - 26-Mar-2039
3.11 %

HDFC Bank Ltd. SR-US003 7.70% (16-May-2028)
3.08 %

Small Industries Development Bank of India SR-II (04-Jun-2029)
3.07 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

7.04 (in years)

3.93 (in years)

7.78 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 19.45 20.23 21.80 23.61 24.59
Net Assets (Rs Crores) 2,66,767.22 2,56,267.67 2,37,557.48 3,40,870.15 3,45,138.11
Scheme Returns(%)(Absolute) 3.71 3.98 7.69 8.38 3.58
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 19/22 9/23 1/24 2/23 22/22
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  11.99   +0.00  
13/11/2023 ₹ 368.55 4.33% - - 7.06%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.70   +0.00  
22/8/2022 ₹ 186.86 4.78% 6.56% - 6.34%
MDB Logo
Mirae Asset Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.59   +0.01  
24/7/2020 ₹ 40.4 4.23% 6.62% 5.59% 5.28%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  13.69   +0.01  
22/10/2020 ₹ 33.51 4.60% 6.63% 5.86% 5.65%
MDB Logo
Edelweiss Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  25.83   +-0.03  
13/9/2013 ₹ 3,094.83 3.93% 6.78% 5.94% 7.68%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.63   +0.01  
20/9/2007 ₹ 3,977.6 5.01% 6.82% 5.42% 5.13%
MDB Logo
SBI Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  3288.60   +0.93  
12/10/2009 ₹ 3,976.2 4.82% 6.92% 5.76% 7.36%
MDB Logo
LIC MF Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  36.73   +0.01  
31/5/2007 ₹ 1,865.9 4.75% 6.94% 5.79% 7.04%
MDB Logo
Axis Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2786.92   +0.80  
12/6/2012 ₹ 12,270.1 5.11% 6.96% 5.96% 7.54%
MDB Logo
Aditya Birla SL Banking & PSU Debt Fund(G)
Debt - Banking and PSU Fund  |   Moderate |  386.41   +-0.87  
5/5/2008 ₹ 8,963.04 4.70% 6.96% 6.06% 7.71%