Mutual Funds
DSP Banking & PSU Debt Fund-Reg(G)
Debt  |   Moderate  |   Debt - Banking and PSU Fund
24.19   -0.01
NAV(₹) as on 29/8/2025 		-0.05%
  1D 		7.40%
  1Y 		7.23%
  3Y 		5.95%
  5Y
DSP Banking & PSU Debt Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.58 		Launch Date:
14 Sep 2013
Exit Load:
Nil 		AUM:
₹ 4,760.18 Crs
Lock-in:
Nil 		Investing Style:
High Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.0
Lumpsum : ₹ 100.0
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Shantanu Godambe ,Sandeep Yadav

FUND OBJECTIVE

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2025 1.70 % 98.30 %
TOP HOLDINGS

GOI FRB 22-Sep-2033
5.61 %

06.33% GOI - 05-May-2035
4.32 %

06.90% GOI - 15-Apr-2065
3.87 %

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)
3.85 %

08.30% GOI - 31-Dec-2042
3.66 %

Small Industries Development Bank of India SR-IV 7.79% (19-Apr-2027)
2.84 %

Tri-Party Repo (TREPS)
2.44 %

Power Grid Corpn. of India Ltd. SR-LIX 07.3% (19-Jun-2027)
2.26 %

Power Grid Corpn. of India Ltd. SR-LXXIX 07.08% (25-Oct-2034)
2.24 %

Gail (India) Ltd. SR-I 07.34% (20-Dec-2027)
2.24 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.03 (in years)

4.39 (in years)

6.63 %

5 YEAR HISTORY

Financial Year 2020-21 2021-22 2022-23 2023-24 2024-25
NAV (31/3/2025) 18.73 19.45 20.23 21.80 23.61
Net Assets (Rs Crores) 3,54,322.91 2,66,767.22 2,56,267.67 2,37,557.48 3,40,870.15
Scheme Returns(%)(Absolute) 8.26 3.71 3.98 7.69 8.38
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 5/23 19/22 9/23 1/24 2/23
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  11.49   +-0.01  
13/11/2023 ₹ 149.22 7.83% - - 8.03%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.15   +-0.01  
22/8/2022 ₹ 227.67 7.17% 6.62% - 6.66%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  24.47   +-0.02  
20/9/2007 ₹ 4,675.91 7.86% 6.81% 5.37% 5.11%
MDB Logo
TRUSTMF Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  1279.68   +-0.93  
1/2/2021 ₹ 149.64 7.69% 6.90% - 5.54%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  13.14   +-0.01  
22/10/2020 ₹ 42.49 7.52% 6.93% - 5.78%
MDB Logo
Mirae Asset Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.04   +-0.01  
24/7/2020 ₹ 47.99 7.53% 6.93% 5.58% 5.34%
MDB Logo
Baroda BNP Paribas Banking and PSU Bond Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.73   +0.00  
17/12/2020 ₹ 26.94 7.91% 6.98% - 5.27%
MDB Logo
Axis Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2658.60   +-1.85  
12/6/2012 ₹ 13,286.45 7.97% 7.01% 5.85% 7.67%
MDB Logo
LIC MF Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  35.07   +-0.03  
31/5/2007 ₹ 1,851.38 7.96% 7.05% 5.55% 7.11%
MDB Logo
Bandhan Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  24.79   +-0.02  
7/3/2013 ₹ 13,392.39 7.57% 7.07% 5.87% 7.54%