Mutual Funds
DSP Banking & PSU Debt Fund-Reg(G)
Debt  |   Moderate  |   Debt - Banking and PSU Fund
25.32   +0.00
NAV(₹) as on 24/8/2026 		0.01%
  1D 		4.60%
  1Y 		6.75%
  3Y 		5.76%
  5Y
DSP Banking & PSU Debt Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.6 		Launch Date:
14 Sep 2013
Exit Load:
Nil 		AUM:
₹ 3,328.97 Crs
Lock-in:
Nil 		Investing Style:
High Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Shantanu Godambe ,Sandeep Yadav

FUND OBJECTIVE

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2026 2.50 % 97.50 %
TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)
5.39 %

07.24% GOI - 18-Aug-2055
4.38 %

06.90% GOI - 15-Apr-2065
3.51 %

Bharti Telecom Ltd. -SR-XXV 07.35% (15-Oct-2027)
3.16 %

Gail (India) Ltd. SR-I 07.34% (20-Dec-2027)
3.14 %

Bharti Telecom Ltd. -SR-XXVI 7.45% (15-Dec-2028)
3.10 %

07.08% Haryana SDL - 26-Mar-2039
3.10 %

Export Import Bank of India SR-AB01 07.23% (18-Mar-2031)
3.10 %

HDFC Bank Ltd. SR-US003 7.70% (16-May-2028)
3.06 %

Small Industries Development Bank of India SR-II (04-Jun-2029)
3.05 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.77 (in years)

4.2 (in years)

7.35 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 19.45 20.23 21.80 23.61 24.59
Net Assets (Rs Crores) 2,66,767.22 2,56,267.67 2,37,557.48 3,40,870.15 3,45,138.11
Scheme Returns(%)(Absolute) 3.71 3.98 7.69 8.38 3.58
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 19/22 9/23 1/24 2/23 22/22
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.02   +0.00  
13/11/2023 ₹ 369.8 4.50% - - 6.84%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.73   +0.00  
22/8/2022 ₹ 170.66 4.79% 6.43% - 6.22%
MDB Logo
Mirae Asset Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.64   +0.00  
24/7/2020 ₹ 40.11 4.47% 6.52% 5.48% 5.23%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.76   +0.01  
22/10/2020 ₹ 33.47 4.69% 6.55% 5.80% 5.62%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.71   +0.01  
20/9/2007 ₹ 3,785.46 5.01% 6.69% 5.29% 5.11%
MDB Logo
DSP Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.32   +0.00  
14/9/2013 ₹ 3,328.97 4.60% 6.75% 5.76% 7.44%
MDB Logo
Aditya Birla SL Banking & PSU Debt Fund(G)
Debt - Banking and PSU Fund  |   Moderate |  387.54   +0.11  
5/5/2008 ₹ 8,833.13 4.84% 6.79% 5.93% 7.67%
MDB Logo
Axis Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2795.13   +0.98  
12/6/2012 ₹ 12,258.44 5.09% 6.79% 5.87% 7.50%
MDB Logo
SBI Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  3301.40   +1.23  
12/10/2009 ₹ 3,937.69 5.07% 6.80% 5.66% 7.33%
MDB Logo
Nippon India Banking and PSU Fund(G)
Debt - Banking and PSU Fund  |   Moderate |  21.95   +0.01  
15/5/2015 ₹ 5,246.16 4.88% 6.80% 5.86% 7.21%