Mutual Funds
DSP Banking & PSU Debt Fund-Reg(G)
Debt  |   Moderate  |   Debt - Banking and PSU Fund
24.74   -0.03
NAV(₹) as on 30/4/2026 		-0.14%
  1D 		3.14%
  1Y 		6.57%
  3Y 		5.59%
  5Y
DSP Banking & PSU Debt Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.6 		Launch Date:
14 Sep 2013
Exit Load:
Nil 		AUM:
₹ 3,451.38 Crs
Lock-in:
Nil 		Investing Style:
High Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Shantanu Godambe ,Sandeep Yadav

FUND OBJECTIVE

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/3/2026 1.36 % 98.64 %
TOP HOLDINGS

06.90% GOI - 15-Apr-2065
5.34 %

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)
3.89 %

HDFC Bank Ltd. SR-US003 7.70% (16-May-2028)
3.10 %

Indian Railway Finance Corpn Ltd. SR-180 7.39% (15-Jul-2034)
3.06 %

Small Industries Development Bank of India SR-IV 7.79% (19-Apr-2027)
3.01 %

07.62% Uttar Pradesh SDL - 04-Mar-2041
3.00 %

Bharti Telecom Ltd. -SR-XXV 07.35% (15-Oct-2027)
2.97 %

Gail (India) Ltd. SR-I 07.34% (20-Dec-2027)
2.96 %

Bharti Telecom Ltd. -SR-XXVI 7.45% (15-Dec-2028)
2.92 %

Power Grid Corpn. of India Ltd. SR-LXXIX 07.08% (25-Oct-2034)
2.89 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

7.16 (in years)

4.1 (in years)

7.61 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 19.45 20.23 21.80 23.61 24.59
Net Assets (Rs Crores) 2,66,767.22 2,56,267.67 2,37,557.48 3,40,870.15 3,45,138.11
Scheme Returns(%)(Absolute) 3.71 3.98 7.69 8.38 3.58
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 19/22 9/23 1/24 2/23 22/22
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  11.76   +-0.01  
13/11/2023 ₹ 322.54 3.80% - - 6.79%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.45   +-0.02  
22/8/2022 ₹ 185.86 3.85% 6.21% - 6.12%
MDB Logo
Mirae Asset Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.34   +-0.01  
24/7/2020 ₹ 43.06 3.53% 6.30% 5.33% 5.12%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.13   +-0.02  
20/9/2007 ₹ 3,971.89 4.58% 6.46% 5.16% 5.07%
MDB Logo
Edelweiss Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.43   +-0.03  
13/9/2013 ₹ 465.97 3.94% 6.51% 5.81% 7.67%
MDB Logo
DSP Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  24.74   +-0.03  
14/9/2013 ₹ 3,451.38 3.14% 6.57% 5.59% 7.43%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  13.52   +0.00  
22/10/2020 ₹ 37.74 4.73% 6.58% 5.76% 5.61%
MDB Logo
Bandhan Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  25.55   +-0.02  
7/3/2013 ₹ 12,289.21 4.69% 6.59% 5.70% 7.39%
MDB Logo
Invesco India Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2338.49   +-3.76  
29/12/2012 ₹ 96.51 3.86% 6.59% 5.21% 6.57%
MDB Logo
SBI Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  3227.93   +-1.89  
12/10/2009 ₹ 3,813.28 4.32% 6.61% 5.51% 7.33%