Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

36.03 +0.46
NAV(₹) as on 25/3/2026

1.28%
1D

-1.58%
1Y

11.53%
3Y

11.39%
5Y

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.07	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 1,704.07 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Fund Manager: Srinivasan Ramamurthy ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 28/2/2026		8.25 %		16.32 %		75.43 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

6.75 %

HDFC Bank Ltd.

6.25 %

ICICI Bank Ltd.

5.66 %

Bajaj Finance Ltd. 07.93% (02-May-2034)

4.18 %

State Bank Of India

3.53 %

Reliance Industries Ltd.

3.27 %

Axis Bank Ltd.

3.25 %

Kotak Mahindra Bank Ltd.

2.68 %

Maruti Suzuki India Ltd.

2.62 %

Tata Consultancy Services Ltd.

2.32 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

19.44 %

IT - Software

8.01 %

Refineries

3.92 %

Pharmaceuticals & Drugs

3.66 %

Bank - Public

3.53 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.9 (in years)

4.09 (in years)

6.47 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (24/3/2026)	24.55	26.28	34.03	36.44	35.57
Net Assets (Rs Crores)	80,244.57	94,804.14	1,35,205.55	1,56,670.66	1,70,406.51
Scheme Returns(%)(Absolute)	13.92	6.04	29.15	6.21	-1.67
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	8/26	2/27	12/28	19/30	28/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 10.78 +0.17	15/4/2024	₹ 95.33	-2.18%	-	-	3.94%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.01 +0.09	18/10/2023	₹ 185.12	1.15%	-	-	7.80%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 10.68 +0.16	28/5/2024	₹ 394.7	2.83%	-	-	3.68%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.30 +0.36	10/2/2021	₹ 3,077.97	-2.58%	11.08%	13.48%	12.53%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 17.83 +0.31	10/2/2021	₹ 1,640.13	0.93%	11.16%	12.77%	11.95%
HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 36.03 +0.46	25/2/2016	₹ 1,704.07	-1.58%	11.53%	11.39%	13.55%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 17.26 +0.25	20/12/2019	₹ 728.34	-1.65%	12.95%	7.92%	9.10%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.12 +0.29	20/12/2019	₹ 292.99	-2.42%	13.03%	8.86%	9.95%
Tata Retirement Sav Fund - Mod Plan(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 59.39 +0.85	8/11/2011	₹ 2,068.92	0.46%	13.15%	10.19%	13.17%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.05 +0.24	11/3/2019	₹ 114.77	2.24%	13.33%	8.54%	8.75%