Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

39.42 +0.14
NAV(₹) as on 12/12/2025

0.36%
1D

2.22%
1Y

14.04%
3Y

15.27%
5Y

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.06	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 1,748.25 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.0 Lumpsum : ₹ 100.0
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Fund Manager: Srinivasan Ramamurthy ,Shobhit Mehrotra ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 30/11/2025		8.74 %		17.44 %		73.82 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

7.36 %

HDFC Bank Ltd.

6.92 %

ICICI Bank Ltd.

5.56 %

Bajaj Finance Ltd. 07.93% (02-May-2034)

4.12 %

Reliance Industries Ltd.

3.59 %

Axis Bank Ltd.

2.93 %

State Bank Of India

2.80 %

Maruti Suzuki India Ltd.

2.73 %

Infosys Ltd.

2.59 %

Bharti Airtel Ltd.

2.40 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

19.22 %

IT - Software

7.66 %

Pharmaceuticals & Drugs

4.35 %

Refineries

4.24 %

Automobiles - Passenger Cars

3.16 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.6 (in years)

3.85 (in years)

6.52 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	21.38	24.55	26.28	34.03	36.44
Net Assets (Rs Crores)	57,693.61	80,244.57	94,804.14	1,35,205.55	1,56,670.66
Scheme Returns(%)(Absolute)	58.18	13.92	6.04	29.15	6.21
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	5/29	8/26	2/27	12/28	19/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.91 +0.10	15/4/2024	₹ 96.94	-0.83%	-	-	11.10%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.85 +0.07	18/10/2023	₹ 187.84	4.47%	-	-	12.35%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.53 +0.08	28/5/2024	₹ 400.17	3.44%	-	-	9.65%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.49 +0.12	10/2/2021	₹ 1,695.35	3.25%	12.59%	-	14.79%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.13 +0.10	11/3/2019	₹ 116.85	3.18%	12.63%	10.89%	10.07%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 20.49 +0.13	10/2/2021	₹ 3,156.53	0.23%	12.74%	-	15.98%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.66 +0.10	20/12/2019	₹ 769.99	0.43%	13.35%	10.60%	10.99%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.83 +0.14	20/12/2019	₹ 312.32	-1.64%	13.86%	11.67%	12.12%
Tata Retirement Sav Fund - Mod Plan(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 64.81 +0.44	8/11/2011	₹ 2,191.2	-1.42%	14.00%	12.82%	14.16%
HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 39.42 +0.14	25/2/2016	₹ 1,748.25	2.22%	14.04%	15.27%	15.02%