Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

36.49 +0.50
NAV(₹) as on 12/6/2026

1.39%
1D

-5.38%
1Y

8.69%
3Y

9.29%
5Y

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.08	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 1,592.15 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Fund Manager: Srinivasan Ramamurthy ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 31/5/2026		11.23 %		17.03 %		71.74 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

9.70 %

HDFC Bank Ltd.

5.61 %

ICICI Bank Ltd.

5.52 %

Bajaj Finance Ltd. 07.93% (02-May-2034)

4.34 %

Reliance Industries Ltd.

3.73 %

Axis Bank Ltd.

3.23 %

Kotak Mahindra Bank Ltd.

3.14 %

State Bank Of India

3.03 %

Maruti Suzuki India Ltd.

2.47 %

Bharti Airtel Ltd.

2.30 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

19.14 %

IT - Software

6.64 %

Refineries

4.35 %

Pharmaceuticals & Drugs

3.64 %

Bank - Public

3.03 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.13 (in years)

3.58 (in years)

6.75 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	24.55	26.28	34.03	36.44	34.85
Net Assets (Rs Crores)	80,244.57	94,804.14	1,35,205.55	1,56,670.66	1,53,991.78
Scheme Returns(%)(Absolute)	13.92	6.04	29.15	6.21	-3.65
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	8/26	2/27	12/28	19/30	23/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.70 +0.22	15/4/2024	₹ 98.56	-1.76%	-	-	7.54%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.36 +0.17	18/10/2023	₹ 180.72	-0.78%	-	-	8.30%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.19 +0.19	28/5/2024	₹ 387.42	1.81%	-	-	5.67%
HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 36.49 +0.50	25/2/2016	₹ 1,592.15	-5.38%	8.69%	9.29%	13.39%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.32 +0.41	10/2/2021	₹ 3,000.31	-3.20%	8.87%	11.67%	13.13%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.74 +0.35	10/2/2021	₹ 1,576.45	0.23%	9.53%	11.30%	12.49%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 17.77 +0.28	20/12/2019	₹ 690.78	-4.10%	10.24%	7.11%	9.27%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.85 +0.33	20/12/2019	₹ 279.76	-3.83%	10.57%	8.14%	10.27%
HDFC Retirement Savings Fund-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 47.38 +0.83	25/2/2016	₹ 6,660.2	-5.90%	11.17%	12.92%	16.30%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.73 +0.25	11/3/2019	₹ 111.98	0.22%	11.96%	8.11%	9.03%