Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

38.3 -0.06
NAV(₹) as on 4/9/2025

-0.17%
1D

-1.31%
1Y

14.34%
3Y

17.58%
5Y

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.06	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 1,672.73 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.0 Lumpsum : ₹ 100.0
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Fund Manager: Srinivasan Ramamurthy ,Shobhit Mehrotra ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 31/7/2025		14.99 %		15.27 %		69.74 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

13.48 %

HDFC Bank Ltd.

7.24 %

ICICI Bank Ltd.

6.20 %

Reliance Industries Ltd.

3.32 %

Axis Bank Ltd.

2.55 %

State Bank Of India

2.38 %

Bharti Airtel Ltd.

2.29 %

Maruti Suzuki India Ltd.

2.26 %

Kotak Mahindra Bank Ltd.

2.25 %

Tata Consultancy Services Ltd.

2.09 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

19.55 %

IT - Software

6.37 %

Refineries

3.95 %

Pharmaceuticals & Drugs

3.94 %

Engineering - Construction

2.78 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.72 (in years)

2.59 (in years)

6.15 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	21.38	24.55	26.28	34.03	36.44
Net Assets (Rs Crores)	57,693.61	80,244.57	94,804.14	1,35,205.55	1,56,670.66
Scheme Returns(%)(Absolute)	58.18	13.92	6.04	29.15	6.21
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	5/29	8/26	2/27	12/28	19/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.10 +-0.01	15/4/2024	₹ 90.78	2.98%	-	-	14.71%
Union Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 15.51 +-0.04	22/9/2022	₹ 175.24	-1.27%	-	-	16.02%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.49 +-0.01	18/10/2023	₹ 181.4	0.76%	-	-	12.54%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.05 +-0.01	28/5/2024	₹ 386.23	1.13%	-	-	8.17%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.24 +0.09	20/12/2019	₹ 781.62	-2.09%	11.42%	12.88%	11.10%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.41 +0.09	20/12/2019	₹ 320.9	-2.85%	11.88%	13.88%	12.32%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.67 +-0.04	10/2/2021	₹ 1,596.76	-2.66%	12.03%	-	14.65%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.77 +-0.06	10/2/2021	₹ 2,959.9	-5.30%	12.67%	-	16.10%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.77 +0.11	11/3/2019	₹ 116.1	2.75%	12.98%	12.30%	10.19%
Tata Retirement Sav Fund - Mod Plan(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 64.08 +0.39	8/11/2011	₹ 2,150.33	-0.87%	14.12%	14.98%	14.36%