Mutual Funds

HDFC Retirement Fund-Hybrid-Equity Plan-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

37.07 -0.01
NAV(₹) as on 4/9/2026

-0.03%
1D

-3.20%
1Y

6.68%
3Y

8.35%
5Y

HDFC Retirement Fund-Hybrid-Equity Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.12	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 1,630.28 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Fund Manager: Chirag Setalvad ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 31/7/2026		9.32 %		16.90 %		73.78 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

7.74 %

ICICI Bank Ltd.

6.16 %

HDFC Bank Ltd.

5.51 %

Bajaj Finance Ltd. 07.93% (02-May-2034)

4.30 %

Reliance Industries Ltd.

3.61 %

State Bank Of India

3.15 %

Kotak Mahindra Bank Ltd.

3.11 %

Axis Bank Ltd.

3.02 %

Maruti Suzuki India Ltd.

2.62 %

Bharti Airtel Ltd.

2.42 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

19.51 %

IT - Software

6.82 %

Pharmaceuticals & Drugs

4.98 %

Refineries

4.21 %

Bank - Public

3.15 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.32 (in years)

3.76 (in years)

6.63 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	24.55	26.28	34.03	36.44	34.85
Net Assets (Rs Crores)	80,244.57	94,804.14	1,35,205.55	1,56,670.66	1,53,991.78
Scheme Returns(%)(Absolute)	13.92	6.04	29.15	6.21	-3.65
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	8/26	2/27	12/28	19/30	23/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.42 +0.00	15/4/2024	₹ 106.41	2.64%	-	-	9.50%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.53 +-0.01	18/10/2023	₹ 185.01	0.30%	-	-	8.13%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.64 +-0.01	28/5/2024	₹ 401.35	5.36%	-	-	6.92%
HDFC Retirement Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 37.07 +-0.01	25/2/2016	₹ 1,630.28	-3.20%	6.68%	8.35%	13.25%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 20.52 +-0.02	10/2/2021	₹ 3,158.98	3.78%	8.54%	10.82%	13.78%
HDFC Retirement Fund-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 48.71 +-0.05	25/2/2016	₹ 7,013.69	-2.81%	8.77%	11.59%	16.22%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.85 +0.00	10/2/2021	₹ 1,628.76	6.30%	9.35%	10.68%	13.10%
Nippon India Retirement Fund-Wealth Creation(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 28.67 +0.04	11/2/2015	₹ 3,134.57	0.39%	10.56%	10.33%	9.53%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.54 +-0.01	11/3/2019	₹ 115.52	4.14%	10.63%	8.21%	9.35%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.47 +-0.01	20/12/2019	₹ 709.04	1.15%	10.73%	6.15%	9.57%