Mutual Funds

HDFC Retirement Fund-Hybrid-Equity Plan-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

36.57 +0.24
NAV(₹) as on 4/11/2026

0.66%
1D

-6.78%
1Y

6.61%
3Y

7.67%
5Y

HDFC Retirement Fund-Hybrid-Equity Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.13	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 1,529.61 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Fund Manager: Chirag Setalvad ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 30/9/2026		12.45 %		17.58 %		69.98 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

11.09 %

ICICI Bank Ltd.

6.05 %

HDFC Bank Ltd.

5.56 %

Bajaj Finance Ltd. 07.93% (02-May-2034)

4.46 %

Kotak Mahindra Bank Ltd.

3.54 %

Reliance Industries Ltd.

3.49 %

Axis Bank Ltd.

3.21 %

State Bank Of India

3.14 %

Maruti Suzuki India Ltd.

2.35 %

Bharti Airtel Ltd.

2.30 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

20.26 %

Pharmaceuticals & Drugs

4.63 %

IT - Software

4.35 %

Refineries

4.06 %

Bank - Public

3.14 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.24 (in years)

3.65 (in years)

7.30 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	24.55	26.28	34.03	36.44	34.85
Net Assets (Rs Crores)	80,244.57	94,804.14	1,35,205.55	1,56,670.66	1,53,991.78
Scheme Returns(%)(Absolute)	13.92	6.04	29.15	6.21	-3.65
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	8/26	2/27	12/28	19/30	23/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.09 +0.12	15/4/2024	₹ 103.72	-0.49%	-	-	7.71%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.45 +0.14	28/5/2024	₹ 387.15	-0.14%	-	-	5.70%
HDFC Retirement Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 36.57 +0.24	25/2/2016	₹ 1,529.61	-6.78%	6.61%	7.67%	12.88%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.54 +0.09	18/10/2023	₹ 174.49	-1.91%	8.08%	-	7.70%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 20.00 +0.25	10/2/2021	₹ 3,066.39	-1.69%	8.16%	8.96%	12.85%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.27 +0.23	10/2/2021	₹ 1,587.47	0.02%	8.60%	8.93%	12.12%
HDFC Retirement Fund-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 48.20 +0.39	25/2/2016	₹ 6,644.77	-6.40%	8.98%	10.41%	15.84%
Nippon India Retirement Fund-Wealth Creation(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 27.76 +0.38	11/2/2015	₹ 2,938.85	-5.28%	9.81%	8.69%	9.09%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.03 +0.13	11/3/2019	₹ 109.9	-1.93%	9.90%	7.37%	8.77%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.24 +0.13	20/12/2019	₹ 665.98	-3.24%	10.07%	5.62%	9.13%