Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

38.14 -0.41
NAV(₹) as on 2/3/2026

-1.07%
1D

9.96%
1Y

13.30%
3Y

11.96%
5Y

HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.07	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 1,702.59 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Fund Manager: Srinivasan Ramamurthy ,Shobhit Mehrotra ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 31/1/2026		7.84 %		16.23 %		75.92 %

TOP HOLDINGS

HDFC Bank Ltd.

6.55 %

Tri-Party Repo (TREPS)

6.33 %

ICICI Bank Ltd.

5.57 %

Bajaj Finance Ltd. 07.93% (02-May-2034)

4.17 %

Reliance Industries Ltd.

3.28 %

Axis Bank Ltd.

3.22 %

State Bank Of India

3.16 %

Infosys Ltd.

2.89 %

Tata Consultancy Services Ltd.

2.75 %

Kotak Mahindra Bank Ltd.

2.64 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

19.69 %

IT - Software

9.14 %

Refineries

3.91 %

Pharmaceuticals & Drugs

3.54 %

Bank - Public

3.16 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.07 (in years)

4.18 (in years)

6.66 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (2/3/2026)	24.55	26.28	34.03	36.44	38.14
Net Assets (Rs Crores)	80,244.57	94,804.14	1,35,205.55	1,56,670.66	1,70,259.19
Scheme Returns(%)(Absolute)	13.92	6.04	29.15	6.21	5.43
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	8/26	2/27	12/28	19/30	17/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.32 +-0.15	15/4/2024	₹ 93.66	10.98%	-	-	6.82%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.53 +-0.10	18/10/2023	₹ 183.96	9.75%	-	-	9.97%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.20 +-0.11	28/5/2024	₹ 393.24	14.02%	-	-	6.62%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.53 +-0.32	10/2/2021	₹ 3,057.44	11.53%	12.61%	14.09%	14.15%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.92 +-0.21	10/2/2021	₹ 1,657.62	13.33%	12.74%	13.43%	13.44%
HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 38.14 +-0.41	25/2/2016	₹ 1,702.59	9.96%	13.30%	11.96%	14.29%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.08 +-0.20	20/12/2019	₹ 729.25	9.78%	13.87%	8.04%	10.02%
Tata Retirement Sav Fund - Mod Plan(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 61.92 +-0.55	8/11/2011	₹ 2,093.82	10.10%	14.01%	10.34%	13.56%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.91 +-0.18	11/3/2019	₹ 113.54	13.74%	14.43%	8.87%	9.56%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.11 +-0.26	20/12/2019	₹ 292.84	10.21%	14.58%	9.28%	11.01%