Mutual Funds

Union Retirement Fund-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

14.83 +0.04
NAV(₹) as on 20/3/2026

0.27%
1D

4.66%
1Y

16.32%
3Y

-
5Y

Union Retirement Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.4	Launch Date: 22 Sep 2022
Exit Load: Nil	AUM: ₹ 195.69 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 1,000.00
Scheme Benchmark: NA
Fund Manager: Pratik Dharmshi ,Pratit Vajani

FUND OBJECTIVE

The investment objective of the Scheme is to generate long term capital gains by investing in a mix ofsecurities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors.

LATEST ASSET & PORTFOLIO ALLOCATION		Debt		Others		Equity
as on 28/2/2026		0.08 %		2.38 %		97.54 %

TOP HOLDINGS

HDFC Bank Ltd.

6.08 %

ICICI Bank Ltd.

5.95 %

State Bank Of India

3.32 %

Reliance Industries Ltd.

2.60 %

Tri-Party Repo (TREPS)

2.52 %

Multi Commodity Exchange Of India Ltd.

2.50 %

Acutaas Chemicals Ltd.

2.21 %

Larsen & Toubro Ltd.

2.19 %

Bharat Electronics Ltd.

2.16 %

Tata Consumer Products Ltd.

2.16 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

14.89 %

Pharmaceuticals & Drugs

5.92 %

Finance - NBFC

5.46 %

IT - Software

4.93 %

Auto Ancillary

4.81 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

No Data

5 YEAR HISTORY

Financial Year	2022-23	2023-24	2024-25	2025-26
NAV (20/3/2026)	9.58	13.54	14.32	14.83
Net Assets (Rs Crores)	6,881.41	12,024.21	15,483.59	19,568.84
Scheme Returns(%)(Absolute)	-4.20	40.89	5.14	5.18
B'mark Returns(%)(Absolute)	NA	NA	NA	NA
Category Rank	24/27	4/28	26/30	5/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 10.71 +0.02	15/4/2024	₹ 95.33	-1.47%	-	-	3.62%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.01 +0.04	18/10/2023	₹ 185.12	1.57%	-	-	7.86%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 10.62 +0.03	28/5/2024	₹ 394.7	3.46%	-	-	3.39%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.13 +0.05	10/2/2021	₹ 3,077.97	-1.47%	10.67%	12.95%	12.36%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 17.71 +0.05	10/2/2021	₹ 1,640.13	1.84%	10.87%	12.37%	11.84%
HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 35.92 +0.08	25/2/2016	₹ 1,704.07	-0.23%	11.48%	10.99%	13.54%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 17.98 +0.06	20/12/2019	₹ 292.99	-1.75%	12.66%	8.27%	9.84%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 17.15 +0.05	20/12/2019	₹ 728.34	-0.92%	12.69%	7.39%	9.01%
Tata Retirement Sav Fund - Mod Plan(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 59.02 +0.01	8/11/2011	₹ 2,068.92	1.07%	12.99%	9.64%	13.14%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 17.96 +0.05	11/3/2019	₹ 114.77	3.64%	13.28%	8.21%	8.69%