Mutual Funds

Bandhan Retirement Fund-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

12.54 +0.09
NAV(₹) as on 4/11/2026

0.72%
1D

-1.91%
1Y

8.08%
3Y

-
5Y

Bandhan Retirement Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.62	Launch Date: 18 Oct 2023
Exit Load: Nil	AUM: ₹ 174.49 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 1,000.00
Scheme Benchmark: NA
Fund Manager: Vishal Biraia ,Viraj Kulkarni ,Gautam Kaul

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 30/9/2026		3.86 %		22.01 %		74.13 %

TOP HOLDINGS

07.30% GOI - 19-Jun-2053

22.01 %

Net Current Asset

9.84 %

Reliance Industries Ltd.

6.56 %

HDFC Bank Ltd.

6.50 %

ICICI Bank Ltd.

5.61 %

Kotak Mahindra Bank Ltd.

4.37 %

Titan Company Ltd.

3.66 %

Bharti Airtel Ltd.

3.35 %

Infosys Ltd.

3.13 %

Maruti Suzuki India Ltd.

2.67 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

19.15 %

Refineries

6.56 %

IT - Software

5.92 %

Diamond & Jewellery

3.66 %

Telecommunication - Service

3.35 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

26.73 (in years)

10.94 (in years)

7.97 %

5 YEAR HISTORY

Financial Year	2023-24	2024-25	2025-26
NAV (31/3/2026)	11.21	11.86	11.67
Net Assets (Rs Crores)	15,550.04	17,172.87	17,177.27
Scheme Returns(%)(Absolute)	12.09	5.34	-0.87
B'mark Returns(%)(Absolute)	NA	NA	NA
Category Rank	26/28	25/30	16/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.09 +0.12	15/4/2024	₹ 103.72	-0.49%	-	-	7.71%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.45 +0.14	28/5/2024	₹ 387.15	-0.14%	-	-	5.70%
HDFC Retirement Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 36.57 +0.24	25/2/2016	₹ 1,529.61	-6.78%	6.61%	7.67%	12.88%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.54 +0.09	18/10/2023	₹ 174.49	-1.91%	8.08%	-	7.70%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 20.00 +0.25	10/2/2021	₹ 3,066.39	-1.69%	8.16%	8.96%	12.85%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.27 +0.23	10/2/2021	₹ 1,587.47	0.02%	8.60%	8.93%	12.12%
HDFC Retirement Fund-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 48.20 +0.39	25/2/2016	₹ 6,644.77	-6.40%	8.98%	10.41%	15.84%
Nippon India Retirement Fund-Wealth Creation(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 27.76 +0.38	11/2/2015	₹ 2,938.85	-5.28%	9.81%	8.69%	9.09%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.03 +0.13	11/3/2019	₹ 109.9	-1.93%	9.90%	7.37%	8.77%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.24 +0.13	20/12/2019	₹ 665.98	-3.24%	10.07%	5.62%	9.13%