Mutual Funds

Bandhan Retirement Fund-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

12.85 +0.07
NAV(₹) as on 12/12/2025

0.56%
1D

4.47%
1Y

-
3Y

-
5Y

Bandhan Retirement Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.35	Launch Date: 18 Oct 2023
Exit Load: Nil	AUM: ₹ 187.84 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.0 Lumpsum : ₹ 1,000.0
Scheme Benchmark: NA
Fund Manager: Vishal Biraia ,Viraj Kulkarni ,Gautam Kaul

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 30/11/2025		2.48 %		21.29 %		76.23 %

TOP HOLDINGS

07.30% GOI - 19-Jun-2053

21.29 %

ICICI Bank Ltd.

6.13 %

Bharti Airtel Ltd.

6.12 %

Reliance Industries Ltd.

6.03 %

HDFC Bank Ltd.

4.02 %

Larsen & Toubro Ltd.

3.71 %

Kotak Mahindra Bank Ltd.

3.69 %

Tata Consultancy Services Ltd.

2.93 %

Titan Company Ltd.

2.90 %

Infosys Ltd.

2.37 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

15.07 %

IT - Software

8.12 %

Telecommunication - Service

6.12 %

Refineries

6.03 %

Engineering - Construction

3.71 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

25.37 (in years)

10.51 (in years)

7.21 %

5 YEAR HISTORY

Financial Year	2023-24	2024-25
NAV (31/3/2025)	11.21	11.86
Net Assets (Rs Crores)	15,550.04	17,172.87
Scheme Returns(%)(Absolute)	12.09	5.34
B'mark Returns(%)(Absolute)	NA	NA
Category Rank	26/28	25/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.91 +0.10	15/4/2024	₹ 96.94	-0.83%	-	-	11.10%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.85 +0.07	18/10/2023	₹ 187.84	4.47%	-	-	12.35%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.53 +0.08	28/5/2024	₹ 400.17	3.44%	-	-	9.65%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.49 +0.12	10/2/2021	₹ 1,695.35	3.25%	12.59%	-	14.79%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 20.49 +0.13	10/2/2021	₹ 3,156.53	0.23%	12.74%	-	15.98%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.21 +0.09	11/3/2019	₹ 116.85	4.05%	12.79%	10.99%	10.14%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.66 +0.10	20/12/2019	₹ 769.99	0.43%	13.35%	10.60%	10.99%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.83 +0.14	20/12/2019	₹ 312.32	-1.64%	13.86%	11.67%	12.12%
Tata Retirement Sav Fund - Mod Plan(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 64.81 +0.44	8/11/2011	₹ 2,191.2	-1.42%	14.00%	12.82%	14.16%
HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 39.42 +0.14	25/2/2016	₹ 1,748.25	2.22%	14.04%	15.27%	15.02%