Mutual Funds

Bandhan Retirement Fund-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

12.01 +0.09
NAV(₹) as on 25/3/2026

0.78%
1D

1.15%
1Y

-
3Y

-
5Y

Bandhan Retirement Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.36	Launch Date: 18 Oct 2023
Exit Load: Nil	AUM: ₹ 185.12 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 1,000.00
Scheme Benchmark: NA
Fund Manager: Vishal Biraia ,Viraj Kulkarni ,Gautam Kaul

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 28/2/2026		4.33 %		21.45 %		74.22 %

TOP HOLDINGS

07.30% GOI - 19-Jun-2053

21.45 %

ICICI Bank Ltd.

6.17 %

Bharti Airtel Ltd.

5.55 %

Reliance Industries Ltd.

5.44 %

Larsen & Toubro Ltd.

3.96 %

Kotak Mahindra Bank Ltd.

3.66 %

HDFC Bank Ltd.

3.60 %

Titan Company Ltd.

3.25 %

Tri-Party Repo (TREPS)

2.97 %

Tata Consultancy Services Ltd.

2.50 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

14.77 %

IT - Software

6.70 %

Telecommunication - Service

5.55 %

Refineries

5.44 %

Engineering - Construction

3.96 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

23.05 (in years)

9.75 (in years)

7.06 %

5 YEAR HISTORY

Financial Year	2023-24	2024-25	2025-26
NAV (24/3/2026)	11.21	11.86	11.91
Net Assets (Rs Crores)	15,550.04	17,172.87	18,512.08
Scheme Returns(%)(Absolute)	12.09	5.34	1.18
B'mark Returns(%)(Absolute)	NA	NA	NA
Category Rank	26/28	25/30	17/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 10.78 +0.17	15/4/2024	₹ 95.33	-2.18%	-	-	3.94%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.01 +0.09	18/10/2023	₹ 185.12	1.15%	-	-	7.80%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 10.68 +0.16	28/5/2024	₹ 394.7	2.83%	-	-	3.68%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.30 +0.36	10/2/2021	₹ 3,077.97	-2.58%	11.08%	13.48%	12.53%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 17.83 +0.31	10/2/2021	₹ 1,640.13	0.93%	11.16%	12.77%	11.95%
HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 36.03 +0.46	25/2/2016	₹ 1,704.07	-1.58%	11.53%	11.39%	13.55%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 17.26 +0.25	20/12/2019	₹ 728.34	-1.65%	12.95%	7.92%	9.10%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.12 +0.29	20/12/2019	₹ 292.99	-2.42%	13.03%	8.86%	9.95%
Tata Retirement Sav Fund - Mod Plan(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 59.39 +0.85	8/11/2011	₹ 2,068.92	0.46%	13.15%	10.19%	13.17%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.05 +0.24	11/3/2019	₹ 114.77	2.24%	13.33%	8.54%	8.75%