Mutual Funds

Bandhan Retirement Fund-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

12.5 +0.01
NAV(₹) as on 5/9/2025

0.10%
1D

0.86%
1Y

-
3Y

-
5Y

Bandhan Retirement Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.35	Launch Date: 18 Oct 2023
Exit Load: Nil	AUM: ₹ 181.4 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.0 Lumpsum : ₹ 1,000.0
Scheme Benchmark: NA
Fund Manager: Vishal Biraia ,Viraj Kulkarni ,Gautam Kaul

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 31/7/2025		6.24 %		22.74 %		71.02 %

TOP HOLDINGS

07.30% GOI - 19-Jun-2053

22.74 %

Bharti Airtel Ltd.

5.77 %

Reliance Industries Ltd.

5.54 %

ICICI Bank Ltd.

5.49 %

Tri-Party Repo (TREPS)

4.93 %

HDFC Bank Ltd.

3.45 %

Larsen & Toubro Ltd.

3.43 %

Titan Company Ltd.

2.57 %

Eternal Ltd.

2.03 %

Axis Bank Ltd.

1.99 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

13.26 %

IT - Software

5.87 %

Telecommunication - Service

5.77 %

Refineries

5.54 %

Engineering - Construction

3.43 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

24.19 (in years)

10.13 (in years)

7.16 %

5 YEAR HISTORY

Financial Year	2023-24	2024-25
NAV (31/3/2025)	11.21	11.86
Net Assets (Rs Crores)	15,550.04	17,172.87
Scheme Returns(%)(Absolute)	12.09	5.34
B'mark Returns(%)(Absolute)	NA	NA
Category Rank	26/28	25/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.07 +-0.03	15/4/2024	₹ 90.78	2.55%	-	-	14.47%
Union Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 15.54 +0.03	22/9/2022	₹ 175.24	-1.02%	-	-	16.08%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.50 +0.01	18/10/2023	₹ 181.4	0.86%	-	-	12.58%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.04 +-0.01	28/5/2024	₹ 380.63	1.01%	-	-	8.11%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.25 +-0.01	20/12/2019	₹ 781.62	-1.99%	11.48%	13.09%	11.10%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.63 +-0.04	10/2/2021	₹ 1,596.89	-2.91%	11.84%	-	14.59%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.41 +-0.02	20/12/2019	₹ 320.9	-2.90%	11.92%	14.03%	12.30%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.73 +-0.04	10/2/2021	₹ 2,949.34	-5.57%	12.46%	-	16.03%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.77 +0.01	11/3/2019	₹ 116.1	3.09%	12.92%	12.50%	10.18%
Tata Retirement Sav Fund - Mod Plan(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 64.05 +0.03	8/11/2011	₹ 2,150.33	-1.11%	13.88%	15.23%	14.35%