Mutual Funds
Franklin India Banking & PSU Debt Fund(G)
Debt  |   Low to Moderate  |   Debt - Banking and PSU Debt Fund
24.18   0.00
NAV(₹) as on 9/10/2026 		0.00%
  1D 		5.63%
  1Y 		7.16%
  3Y 		6.13%
  5Y
Franklin India Banking & PSU Debt Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.49 		Launch Date:
25 Apr 2014
Exit Load:
Nil 		AUM:
₹ 565.39 Crs
Lock-in:
Nil 		Investing Style:
High Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Chandni Gupta ,Anuj Tagra ,Sandeep Manam

FUND OBJECTIVE

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/9/2026 6.21 % 93.79 %
TOP HOLDINGS

Call Money
5.83 %

India Infrastructure Finance Company Limited 7.56% (20-Mar-2028)
5.55 %

07.66% Maharashtra SDL - 04-Mar-2047
5.37 %

Axis Bank Ltd. SR-5 7.65% (30-Jan-2027)
4.65 %

Mahindra & Mahindra Financial Services Ltd. SR-AC2026 RR (18-May-2029)
4.54 %

National Bank For Agriculture & Rural Development SR 25A 7.70% (30-Sep-2027)
4.42 %

HDFC Bank Ltd. (19-Nov-2026)
4.38 %

Indian Bank (04-Dec-2026)
4.37 %

Bank of Baroda (06-Jan-2027)
4.34 %

Kotak Mahindra Bank Ltd. (08-Jan-2027)
4.34 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.96 (in years)

1.44 (in years)

7.17 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 18.25 18.98 20.34 21.94 23.35
Net Assets (Rs Crores) 78,307.26 71,608.95 63,792.50 54,705.99 47,303.22
Scheme Returns(%)(Absolute) 4.11 3.97 7.11 7.79 6.00
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 11/22 10/23 10/24 17/23 2/22
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Low to Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Debt Fund  |   Low to Moderate |  12.06   +0.00  
13/11/2023 ₹ 315.09 3.88% - - 6.64%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Debt Fund  |   Moderate |  12.72   +0.00  
22/8/2022 ₹ 164.38 3.65% 6.24% - 6.00%
MDB Logo
Mirae Asset Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Debt Fund  |   Moderate |  13.65   +0.00  
24/7/2020 ₹ 38.86 3.65% 6.41% 5.44% 5.13%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Debt Fund  |   Low to Moderate |  13.78   +0.00  
22/10/2020 ₹ 33.92 4.04% 6.42% 5.76% 5.53%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Debt Fund  |   Moderate |  25.73   +0.01  
20/9/2007 ₹ 3,722.07 4.12% 6.56% 5.28% 5.08%
MDB Logo
DSP Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Debt Fund  |   Moderate |  25.30   +0.00  
14/9/2013 ₹ 2,589.89 3.35% 6.61% 5.69% 7.35%
MDB Logo
HDFC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Debt Fund  |   Moderate |  24.33   +0.00  
26/3/2014 ₹ 5,055.46 3.93% 6.64% 5.80% 7.34%
MDB Logo
Aditya Birla SL Banking & PSU Debt Fund(G)
Debt - Banking and PSU Debt Fund  |   Moderate |  387.62   +0.06  
5/5/2008 ₹ 8,439.17 3.83% 6.65% 5.84% 7.62%
MDB Logo
Axis Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Debt Fund  |   Low to Moderate |  2799.19   +0.62  
12/6/2012 ₹ 11,962.14 4.29% 6.66% 5.85% 7.44%
MDB Logo
Nippon India Banking and PSU Debt Fund(G)
Debt - Banking and PSU Debt Fund  |   Moderate |  21.97   +0.01  
15/5/2015 ₹ 5,056.71 3.99% 6.70% 5.77% 7.14%