Mutual Funds
Franklin India Banking & PSU Debt Fund(G)
Debt  |   Moderate  |   Debt - Banking and PSU Fund
22.64   +0.01
NAV(₹) as on 29/8/2025 		0.04%
  1D 		7.86%
  1Y 		7.12%
  3Y 		5.99%
  5Y
Franklin India Banking & PSU Debt Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.52 		Launch Date:
25 Apr 2014
Exit Load:
Nil 		AUM:
₹ 538.59 Crs
Lock-in:
Nil 		Investing Style:
High Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.0
Lumpsum : ₹ 5,000.0
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Chandni Gupta ,Anuj Tagra ,Sandeep Manam

FUND OBJECTIVE

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2025 6.67 % 93.33 %
TOP HOLDINGS

India Infrastructure Finance Company Limited 7.56% (20-Mar-2028)
9.75 %

Jubilant Bevco Ltd. (31-May-2028)
7.42 %

Call Money
6.28 %

REC Ltd.-SR-239-BD (03-Nov-2034)
6.24 %

Power Finance Corpn. Ltd. SR-205 B 07.20% (10-Aug-2035)
5.02 %

National Bank For Agriculture & Rural Development SR-24A 7.50% (31-Aug-2026)
5.01 %

Small Industries Development Bank of India SR-VIII 07.54 % (12-Jan-2026)
4.90 %

State Bank of India SR-II 06.24% (21-Sep-2030)
4.89 %

Power Finance Corporation Ltd. SR-246B 07.38% (15-Jan-2032)
4.89 %

Housing And Urban Development Coprporation Ltd. -SR A 06.9% (23-Apr-2032)
4.72 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

4.81 (in years)

2.53 (in years)

6.77 %

5 YEAR HISTORY

Financial Year 2020-21 2021-22 2022-23 2023-24 2024-25
NAV (31/3/2025) 17.50 18.25 18.98 20.34 21.94
Net Assets (Rs Crores) 97,123.93 78,307.26 71,608.95 63,792.5 54,705.99
Scheme Returns(%)(Absolute) 6.39 4.11 3.97 7.11 7.79
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 18/23 11/22 10/23 10/24 17/23
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  11.49   +-0.01  
13/11/2023 ₹ 149.22 7.83% - - 8.03%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.15   +-0.01  
22/8/2022 ₹ 227.67 7.17% 6.62% - 6.66%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  24.47   +-0.02  
20/9/2007 ₹ 4,675.91 7.86% 6.81% 5.37% 5.11%
MDB Logo
TRUSTMF Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  1279.68   +-0.93  
1/2/2021 ₹ 149.64 7.69% 6.90% - 5.54%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  13.14   +-0.01  
22/10/2020 ₹ 42.49 7.52% 6.93% - 5.78%
MDB Logo
Mirae Asset Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.04   +-0.01  
24/7/2020 ₹ 47.99 7.53% 6.93% 5.58% 5.34%
MDB Logo
Baroda BNP Paribas Banking and PSU Bond Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.73   +0.00  
17/12/2020 ₹ 26.94 7.91% 6.98% - 5.27%
MDB Logo
Axis Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2658.60   +-1.85  
12/6/2012 ₹ 13,286.45 7.97% 7.01% 5.85% 7.67%
MDB Logo
LIC MF Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  35.07   +-0.03  
31/5/2007 ₹ 1,851.38 7.96% 7.05% 5.55% 7.11%
MDB Logo
Bandhan Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  24.79   +-0.02  
7/3/2013 ₹ 13,392.39 7.57% 7.07% 5.87% 7.54%