Mutual Funds

Bank of India Conservative Hybrid Fund-Reg(G)
Hybrid | Moderately High | Hybrid - Conservative Hybrid Fund

34.70 -0.05
NAV(₹) as on 2/3/2026

-0.16%
1D

7.71%
1Y

7.61%
3Y

10.33%
5Y

Bank of India Conservative Hybrid Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.05	Launch Date: 18 Mar 2009
Exit Load: Nil for 10% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y	AUM: ₹ 63.92 Crs
Lock-in: Nil	Investing Style: Small Value
Portfolio Price To Book Value: 4.83	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Alok Singh

FUND OBJECTIVE

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/1/2026		15.31 %		17.13 %		67.56 %

TOP HOLDINGS

06.48% GOI 06-Oct-2035

10.17 %

Tri-Party Repo (TREPS)

9.15 %

07.10% GOI - 18-Apr-2029

8.06 %

Indian Railway Finance Corpn Ltd SR-175 07.57% (18-Apr-2029)

7.91 %

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)

7.91 %

Net Current Asset

5.83 %

06.33% GOI - 05-May-2035

5.45 %

Tata Capital Housing Finance Ltd. -SR-F 07.73% (14-Jan-2030)

4.72 %

Muthoot Finance Ltd. 08.90% (07-Oct-2027)

3.96 %

Power Finance Corporation Ltd. SR-237-A 7.60% (13-Apr-2029)

3.16 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Pharmaceuticals & Drugs

2.21 %

Power Generation/Distributio

2.04 %

Cigarettes/Tobacco

1.41 %

Cement & Construction Materi

1.28 %

Steel & Iron Products

1.23 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.78 (in years)

2.94 (in years)

6.82 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (2/3/2026)	27.34	27.96	32.09	33.06	34.70
Net Assets (Rs Crores)	5,624.64	5,898.84	7,127.81	6,648.62	6,392.32
Scheme Returns(%)(Absolute)	27.97	1.92	14.68	2.71	4.90
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	2/24	12/21	4/20	19/19	7/19

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Sundaram Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 29.64 +-0.08	10/3/2010	₹ 19.77	4.72%	6.93%	7.04%	7.03%
LIC MF Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 83.46 +-0.19	19/8/1998	₹ 48.69	6.24%	6.96%	5.72%	7.89%
Axis Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 30.42 +-0.09	21/7/2010	₹ 232.53	6.97%	7.56%	6.37%	7.37%
Bank of India Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 34.70 +-0.05	20/3/2009	₹ 63.92	7.71%	7.61%	10.33%	7.61%
Canara Rob Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 96.88 +-0.28	31/3/1996	₹ 893.18	6.42%	7.96%	6.81%	8.24%
Bandhan Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 32.53 +-0.12	26/2/2010	₹ 98.99	7.22%	7.96%	5.70%	7.64%
Bank of India Conservative Hybrid Fund-Eco(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 36.00 +-0.06	20/3/2009	₹ 63.92	8.07%	8.00%	10.61%	7.84%
Baroda BNP Paribas Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 45.42 +-0.13	23/9/2004	₹ 816.38	7.52%	8.48%	6.55%	7.31%
Nippon India Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| High \| 60.58 +-0.09	12/1/2004	₹ 936.15	10.10%	9.34%	8.30%	8.47%
Franklin India Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 91.83 +-0.27	17/10/2000	₹ 222.88	7.54%	9.36%	7.46%	9.11%