Mutual Funds

Bank of India Conservative Hybrid Fund-Reg(G)
Hybrid | Moderate | Hybrid - Conservative Hybrid Fund

34.75 -0.01
NAV(₹) as on 21/5/2026

-0.02%
1D

2.23%
1Y

6.73%
3Y

9.80%
5Y

Bank of India Conservative Hybrid Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.85	Launch Date: 18 Mar 2009
Exit Load: Nil for 10% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y	AUM: ₹ 65.35 Crs
Lock-in: Nil	Investing Style: Small Value
Portfolio Price To Book Value: 5.55	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Alok Singh

FUND OBJECTIVE

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/4/2026		20.39 %		22.24 %		57.37 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

18.30 %

07.10% GOI - 18-Apr-2029

7.79 %

Indian Railway Finance Corpn Ltd SR-175 07.57% (18-Apr-2029)

7.66 %

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)

7.64 %

06.33% GOI - 05-May-2035

5.24 %

06.48% GOI 06-Oct-2035

4.82 %

Tata Capital Housing Finance Ltd. -SR-F 07.73% (14-Jan-2030)

4.57 %

Muthoot Finance Ltd. 08.90% (07-Oct-2027)

3.85 %

Bajaj Finance Ltd. 08.1167% (10-May-2027)

3.07 %

Manappuram Finance Ltd 09.10% (19-Aug-2026)

3.07 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Pharmaceuticals & Drugs

2.58 %

Power Generation/Distributio

2.50 %

Finance Term Lending

1.65 %

Steel & Iron Products

1.37 %

Metal - Non Ferrous

1.29 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.87 (in years)

2.29 (in years)

6.92 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	27.34	27.96	32.09	33.06	34.06
Net Assets (Rs Crores)	5,624.64	5,898.84	7,127.81	6,648.62	6,437.00
Scheme Returns(%)(Absolute)	27.97	1.92	14.68	2.71	2.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	2/24	12/21	4/20	19/19	6/19

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Sundaram Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 28.98 +-0.06	10/3/2010	₹ 18.93	-2.63%	5.04%	6.26%	6.78%
LIC MF Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 81.82 +-0.11	19/8/1998	₹ 46.59	-0.09%	5.29%	5.11%	7.75%
Axis Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 29.88 +-0.03	21/7/2010	₹ 217.81	-0.60%	5.87%	5.51%	7.15%
Bandhan Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 32.02 +-0.03	26/2/2010	₹ 97.59	-0.26%	6.17%	5.15%	7.43%
Bank of India Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 34.75 +-0.01	20/3/2009	₹ 65.35	2.23%	6.73%	9.80%	7.52%
Canara Rob Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 96.48 +-0.09	31/3/1996	₹ 863.57	-0.01%	6.79%	6.24%	8.16%
Bank of India Conservative Hybrid Fund-Eco(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 36.07 +-0.01	20/3/2009	₹ 65.35	2.57%	7.13%	10.08%	7.75%
Baroda BNP Paribas Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 45.50 +0.03	23/9/2004	₹ 811.02	2.28%	7.51%	6.43%	7.24%
HDFC Hybrid Debt Fund(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 81.86 +-0.06	29/12/2003	₹ 3,261.07	-0.80%	7.84%	8.02%	9.83%
UTI Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 69.00 +-0.04	1/1/2004	₹ 1,652.19	-0.18%	7.88%	8.04%	8.99%