Mutual Funds

Bank of India Conservative Hybrid Fund-Reg(G)
Hybrid | Moderately High | Hybrid - Conservative Hybrid Fund

34.06 +0.05
NAV(₹) as on 2/9/2025

0.14%
1D

2.35%
1Y

7.19%
3Y

10.95%
5Y

Bank of India Conservative Hybrid Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.05	Launch Date: 18 Mar 2009
Exit Load: Nil for 10% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y	AUM: ₹ 67.82 Crs
Lock-in: Nil	Investing Style: Small Value
Portfolio Price To Book Value: 5.18	Min. Investment: SIP : ₹ 1,000.0 Lumpsum : ₹ 10,000.0
Scheme Benchmark: NA
Fund Manager: Alok Singh

FUND OBJECTIVE

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/7/2025		5.45 %		23.94 %		70.61 %

TOP HOLDINGS

07.10% GOI - 18-Apr-2029

7.64 %

Indian Railway Finance Corpn Ltd SR-175 07.57% (18-Apr-2029)

7.59 %

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)

7.58 %

AU Small Finance Bank Ltd. (01-Oct-2025)

7.30 %

Axis Bank Ltd. (04-Feb-2026)

7.15 %

06.79% GOI - 07-Oct-2034

6.94 %

Tata Capital Housing Finance Ltd. -SR-F 07.73% (14-Jan-2030)

4.52 %

07.18% GOI - 14-Aug-2033

4.10 %

Muthoot Finance Ltd. 08.90% (07-Oct-2027)

3.76 %

Tri-Party Repo (TREPS)

3.32 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Electric Equipment

3.55 %

Power Generation/Distributio

3.43 %

IT - Software

2.26 %

Pharmaceuticals & Drugs

2.20 %

Cigarettes/Tobacco

1.70 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.47 (in years)

2.76 (in years)

6.48 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	21.34	27.34	27.96	32.09	33.06
Net Assets (Rs Crores)	5,887.41	5,624.64	5,898.84	7,127.81	6,648.62
Scheme Returns(%)(Absolute)	16.10	27.97	1.92	14.68	2.71
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/24	2/24	12/21	4/20	19/19

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
LIC MF Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 80.89 +-0.02	19/8/1998	₹ 50.64	2.56%	5.98%	6.14%	7.92%
Axis Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 29.78 +0.00	21/7/2010	₹ 282.32	3.54%	6.71%	7.55%	7.47%
Sundaram Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 29.23 +0.00	10/3/2010	₹ 21.39	2.35%	6.87%	8.02%	7.16%
Bandhan Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 31.84 +0.06	26/2/2010	₹ 106.99	2.82%	6.98%	6.40%	7.74%
Bank of India Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 34.06 +0.05	20/3/2009	₹ 67.82	2.35%	7.19%	10.95%	7.72%
Baroda BNP Paribas Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 44.45 +-0.01	23/9/2004	₹ 824.68	3.77%	8.02%	7.40%	7.38%
Canara Rob Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 97.01 +-0.01	31/3/1996	₹ 950.43	4.95%	8.33%	8.35%	8.38%
Nippon India Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| High \| 58.19 +-0.01	12/1/2004	₹ 898.96	7.35%	8.70%	8.79%	8.47%
Aditya Birla SL Regular Savings Fund(G) Hybrid - Conservative Hybrid Fund \| High \| 66.99 +-0.01	22/5/2004	₹ 1,524.07	6.73%	8.84%	10.80%	9.34%
Franklin India Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 90.48 +-0.04	17/10/2000	₹ 203.54	4.78%	9.33%	8.76%	9.23%