Mutual Funds

Bank of India Conservative Hybrid Fund-Reg(G)
Hybrid | Moderately High | Hybrid - Conservative Hybrid Fund

34.76 +0.10
NAV(₹) as on 26/11/2025

0.29%
1D

4.36%
1Y

7.50%
3Y

10.68%
5Y

Bank of India Conservative Hybrid Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.05	Launch Date: 18 Mar 2009
Exit Load: Nil for 10% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y	AUM: ₹ 65.59 Crs
Lock-in: Nil	Investing Style: Small Value
Portfolio Price To Book Value: 6.36	Min. Investment: SIP : ₹ 1,000.0 Lumpsum : ₹ 10,000.0
Scheme Benchmark: NA
Fund Manager: Alok Singh

FUND OBJECTIVE

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/10/2025		9.79 %		24.45 %		65.75 %

TOP HOLDINGS

06.33% GOI - 05-May-2035

9.77 %

Tri-Party Repo (TREPS)

8.50 %

07.10% GOI - 18-Apr-2029

7.88 %

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)

7.82 %

Indian Railway Finance Corpn Ltd SR-175 07.57% (18-Apr-2029)

7.82 %

Tata Capital Housing Finance Ltd. -SR-F 07.73% (14-Jan-2030)

4.66 %

Muthoot Finance Ltd. 08.90% (07-Oct-2027)

3.88 %

06.48% GOI 06-Oct-2035

3.81 %

Power Finance Corporation Ltd. SR-237-A 7.60% (13-Apr-2029)

3.13 %

Small Industries Development Bank of India SR II 07.47% (05-Sep-2029)

3.12 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Electric Equipment

3.68 %

Power Generation/Distributio

3.53 %

Steel & Iron Products

2.09 %

Pharmaceuticals & Drugs

2.02 %

Cigarettes/Tobacco

1.79 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.8 (in years)

3 (in years)

6.64 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	21.34	27.34	27.96	32.09	33.06
Net Assets (Rs Crores)	5,887.41	5,624.64	5,898.84	7,127.81	6,648.62
Scheme Returns(%)(Absolute)	16.10	27.97	1.92	14.68	2.71
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/24	2/24	12/21	4/20	19/19

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
LIC MF Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 83.72 +0.22	19/8/1998	₹ 49.21	5.37%	6.64%	6.20%	7.98%
Sundaram Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 29.91 +0.07	10/3/2010	₹ 20.57	4.22%	7.06%	7.94%	7.21%
Axis Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 30.61 +0.09	21/7/2010	₹ 272.78	6.64%	7.41%	7.12%	7.55%
Bank of India Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 34.76 +0.10	20/3/2009	₹ 65.59	4.36%	7.50%	10.68%	7.74%
Bandhan Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 32.64 +0.09	26/2/2010	₹ 102.06	6.07%	7.72%	6.31%	7.79%
Bank of India Conservative Hybrid Fund-Eco(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 36.03 +0.10	20/3/2009	₹ 65.59	4.75%	7.87%	10.96%	7.98%
Canara Rob Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 97.80 +0.01	31/3/1996	₹ 940.53	4.74%	8.01%	7.81%	8.35%
Baroda BNP Paribas Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 45.77 +0.17	23/9/2004	₹ 823.41	6.32%	8.57%	7.45%	7.44%
Aditya Birla SL Regular Savings Fund(G) Hybrid - Conservative Hybrid Fund \| High \| 68.58 +0.05	22/5/2004	₹ 1,546.74	7.55%	9.09%	9.83%	9.36%
Aditya Birla SL Regular Savings Fund(Payment) Hybrid - Conservative Hybrid Fund \| High \| 68.58 +0.05	3/5/2004	₹ 1,546.74	7.55%	9.09%	9.83%	9.43%