Mutual Funds

Bank of India Conservative Hybrid Fund-Reg(G)
Hybrid | Moderate | Hybrid - Conservative Hybrid Fund

35.36 +0.04
NAV(₹) as on 25/8/2026

0.12%
1D

3.75%
1Y

6.42%
3Y

9.39%
5Y

Bank of India Conservative Hybrid Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.25	Launch Date: 18 Mar 2009
Exit Load: NIL for 10% of investments and 1% for remaining investments on or before 3M, NIL after 3M	AUM: ₹ 64.05 Crs
Lock-in: Nil	Investing Style: Small Value
Portfolio Price To Book Value: 5.08	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Alok Singh

FUND OBJECTIVE

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments.

LATEST ASSET & PORTFOLIO ALLOCATION		Equity		Others		Debt
as on 31/7/2026		19.33 %		29.47 %		51.19 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

26.70 %

07.10% GOI - 18-Apr-2029

7.97 %

Indian Railway Finance Corpn Ltd SR-175 07.57% (18-Apr-2029)

7.88 %

National Bank For Agriculture & Rural Development SR-F24 7.68% (30-Apr-2029)

7.85 %

Tata Capital Housing Finance Ltd. -SR-F 07.73% (14-Jan-2030)

4.68 %

Muthoot Finance Ltd. 08.90% (07-Oct-2027)

3.92 %

Power Finance Corporation Ltd. SR-237-A 7.60% (13-Apr-2029)

3.14 %

Nirma Ltd. SR-VII TR-C 8.50% (07-Apr-2027)

3.13 %

Bajaj Finance Ltd. 08.1167% (10-May-2027)

3.13 %

Small Industries Development Bank of India SR II 07.47% (05-Sep-2029)

3.13 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Pharmaceuticals & Drugs

3.16 %

Power Generation/Distributio

2.24 %

Finance Term Lending

1.59 %

Bank - Private

1.58 %

Bank - Public

1.44 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

1.91 (in years)

1.56 (in years)

6.57 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	27.34	27.96	32.09	33.06	34.06
Net Assets (Rs Crores)	5,624.64	5,898.84	7,127.81	6,648.62	6,437.00
Scheme Returns(%)(Absolute)	27.97	1.92	14.68	2.71	2.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	2/24	12/21	4/20	19/19	6/19

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Sundaram Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 29.62 +0.04	10/3/2010	₹ 18.97	0.92%	5.01%	6.16%	6.81%
Axis Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 30.68 +0.05	21/7/2010	₹ 219.99	2.59%	6.05%	5.21%	7.20%
LIC MF Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 85.08 +0.12	19/8/1998	₹ 46.99	4.55%	6.14%	4.99%	7.82%
Bank of India Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 35.36 +0.04	20/3/2009	₹ 64.05	3.75%	6.42%	9.39%	7.51%
Bank of India Conservative Hybrid Fund-Eco(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 36.75 +0.04	20/3/2009	₹ 64.05	4.10%	6.83%	9.69%	7.74%
Bandhan Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 33.16 +0.03	26/2/2010	₹ 92.37	4.01%	6.84%	5.28%	7.53%
Canara Rob Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 100.26 +0.16	31/3/1996	₹ 868.11	2.97%	7.23%	6.33%	8.22%
Baroda BNP Paribas Conservative Hybrid Fund-Reg(G) Hybrid - Conservative Hybrid Fund \| Moderate \| 46.76 +0.07	23/9/2004	₹ 944.15	4.68%	7.45%	6.36%	7.29%
HDFC Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 83.99 +0.06	29/12/2003	₹ 3,244.86	2.94%	7.46%	7.86%	9.84%
Franklin India Conservative Hybrid Fund(G) Hybrid - Conservative Hybrid Fund \| Moderately High \| 93.08 +0.11	17/10/2000	₹ 197.2	2.41%	7.66%	6.88%	8.99%