Mutual Funds
UTI Banking & PSU Fund-Reg(G)
Debt  |   Low to Moderate  |   Debt - Banking and PSU Fund
22.55   +0.00
NAV(₹) as on 27/11/2025 		0.01%
  1D 		8.18%
  1Y 		7.40%
  3Y 		6.99%
  5Y
UTI Banking & PSU Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.54 		Launch Date:
03 Feb 2014
Exit Load:
Nil 		AUM:
₹ 804.35 Crs
Lock-in:
Nil 		Investing Style:
High Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.0
Lumpsum : ₹ 500.0
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Anurag Mittal

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/10/2025 4.38 % 95.62 %
TOP HOLDINGS

07.38% GOI - 20-Jun-2027
11.48 %

Axis Bank Ltd. SR-5 7.65% (30-Jan-2027)
6.90 %

Export Import Bank of India SR-Z01 7.45% (12-Apr-2028)
6.34 %

Small Industries Development Bank of India Sr VI 07.79% (14-May-2027)
6.32 %

Power Finance Corpn. Ltd. SR-172 07.74% (29-Jan-2028)
5.08 %

Rural Electrification Corpn Ltd -SR-220-A 07.77% (31-Mar-2028)
4.45 %

National Housing Bank 07.59% (08-Sep-2027)
4.42 %

HDFC Bank Ltd. SR-1 07.95% (21-Sep-2026)
4.40 %

Net Current Asset
4.03 %

National Bank For Agriculture & Rural Development SR 23I 7.62% (31-Jan-2028)
3.80 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

1.76 (in years)

1.54 (in years)

6.50 %

5 YEAR HISTORY

Financial Year 2020-21 2021-22 2022-23 2023-24 2024-25
NAV (31/3/2025) 16.14 16.72 18.56 19.87 21.42
Net Assets (Rs Crores) 27,343.73 28,983.16 65,732.32 94,658.69 78,518.45
Scheme Returns(%)(Absolute) 6.90 3.46 10.98 7.06 7.71
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 15/23 20/22 1/23 11/24 19/23
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Low to Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  11.71   +0.00  
13/11/2023 ₹ 334.43 8.02% - - 8.04%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.37   +0.00  
22/8/2022 ₹ 194.6 7.26% 6.97% - 6.72%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.35   +0.00  
22/10/2020 ₹ 36.44 7.44% 7.10% 5.75% 5.82%
MDB Logo
Mirae Asset Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.27   +0.00  
24/7/2020 ₹ 46.09 7.76% 7.20% 5.45% 5.44%
MDB Logo
TRUSTMF Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  1302.71   +0.07  
1/2/2021 ₹ 129.45 7.74% 7.21% - 5.64%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  24.93   +0.02  
20/9/2007 ₹ 4,424.78 8.13% 7.22% 5.18% 5.15%
MDB Logo
Bandhan Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.22   +0.00  
7/3/2013 ₹ 12,963.49 7.62% 7.27% 5.67% 7.53%
MDB Logo
Axis Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2707.80   +1.68  
12/6/2012 ₹ 13,417.14 8.13% 7.31% 5.76% 7.67%
MDB Logo
SBI Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  3201.30   +0.13  
12/10/2009 ₹ 4,227.55 8.16% 7.39% 5.45% 7.47%
MDB Logo
UTI Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  22.55   +0.00  
3/2/2014 ₹ 804.35 8.18% 7.40% 6.99% 7.12%