Mutual Funds
UTI Banking & PSU Fund-Reg(G)
Debt  |   Low to Moderate  |   Debt - Banking and PSU Fund
23.26   -0.02
NAV(₹) as on 8/7/2026 		-0.07%
  1D 		5.39%
  1Y 		7.12%
  3Y 		7.36%
  5Y
UTI Banking & PSU Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
0.46 		Launch Date:
03 Feb 2014
Exit Load:
Nil 		AUM:
₹ 1,100.58 Crs
Lock-in:
Nil 		Investing Style:
High Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 500.00
Scheme Benchmark:
NIFTY Banking and PSU Debt Index
Fund Manager:
Anurag Mittal

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/6/2026 -8.20 % 108.20 %
TOP HOLDINGS

Canara Bank (28-Jan-2027)
10.05 %

Union Bank of India (19-Jan-2027)
8.76 %

ICICI Bank Ltd. (25-Mar-2027)
6.49 %

Axis Bank Ltd. SR-5 7.65% (30-Jan-2027)
5.01 %

07.38% GOI - 20-Jun-2027
4.62 %

Axis Bank Ltd. (13-Jan-2027)
4.38 %

National Bank For Agriculture & Rural Development (22-Jan-2027)
4.37 %

Poonawalla Fincorp Ltd. -365D (28-Jan-2027)
4.36 %

Small Industries Development Bank of India (26-Feb-2027)
4.35 %

HDFC Bank Ltd. (05-Mar-2027)
4.34 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

0.71 (in years)

0.68 (in years)

6.90 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 16.72 18.56 19.87 21.42 22.82
Net Assets (Rs Crores) 28,983.16 65,732.32 94,658.69 78,518.45 1,11,616.67
Scheme Returns(%)(Absolute) 3.46 10.98 7.06 7.71 6.16
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 20/22 1/23 11/24 19/23 1/22
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Low to Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bajaj Finserv Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  11.99   +-0.02  
13/11/2023 ₹ 368.55 4.32% - - 7.07%
MDB Logo
Canara Rob Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  12.70   +-0.02  
22/8/2022 ₹ 186.86 4.80% 6.58% - 6.35%
MDB Logo
Mirae Asset Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  13.58   +-0.03  
24/7/2020 ₹ 40.4 4.15% 6.61% 5.59% 5.28%
MDB Logo
ITI Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  13.68   +-0.02  
22/10/2020 ₹ 33.51 4.53% 6.62% 5.85% 5.64%
MDB Logo
Edelweiss Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Low to Moderate |  25.83   +-0.03  
13/9/2013 ₹ 3,094.83 3.93% 6.78% 5.94% 7.68%
MDB Logo
HSBC Banking and PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.62   +-0.06  
20/9/2007 ₹ 3,977.6 4.97% 6.81% 5.41% 5.13%
MDB Logo
SBI Banking and PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  3287.67   +-6.53  
12/10/2009 ₹ 3,976.2 4.78% 6.91% 5.76% 7.36%
MDB Logo
LIC MF Banking & PSU Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  36.72   +-0.08  
31/5/2007 ₹ 1,865.9 4.69% 6.94% 5.79% 7.04%
MDB Logo
Axis Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  2786.12   +-5.98  
12/6/2012 ₹ 12,270.1 5.07% 6.95% 5.96% 7.54%
MDB Logo
DSP Banking & PSU Debt Fund-Reg(G)
Debt - Banking and PSU Fund  |   Moderate |  25.29   +-0.07  
14/9/2013 ₹ 3,304.23 4.50% 6.96% 5.93% 7.50%