Mutual Funds

HDFC Retirement Savings Fund-Equity Plan-Reg(G)
Other | Very High | Solution Oriented - Retirement Fund - Equity

51.14 -0.06
NAV(₹) as on 7/11/2025

-0.12%
1D

1.68%
1Y

17.95%
3Y

23.51%
5Y

HDFC Retirement Savings Fund-Equity Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.77	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 6,968.96 Crs
Lock-in: 5 Year	Investing Style: Large Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.0 Lumpsum : ₹ 100.0
Scheme Benchmark: NA
Fund Manager: Srinivasan Ramamurthy ,Shobhit Mehrotra ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity
as on 31/10/2025		7.04 %		92.96 %

TOP HOLDINGS

HDFC Bank Ltd.

8.50 %

Tri-Party Repo (TREPS)

6.25 %

ICICI Bank Ltd.

6.18 %

Reliance Industries Ltd.

4.27 %

Axis Bank Ltd.

4.25 %

Maruti Suzuki India Ltd.

3.48 %

Bharti Airtel Ltd.

3.24 %

Infosys Ltd.

3.19 %

Kotak Mahindra Bank Ltd.

3.02 %

Tata Consultancy Services Ltd.

2.96 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

22.27 %

IT - Software

8.60 %

Pharmaceuticals & Drugs

5.58 %

Refineries

5.50 %

Automobiles - Passenger Cars

3.98 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

No Data

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	22.39	28.43	31.33	43.93	47.10
Net Assets (Rs Crores)	1,39,206.4	2,09,856.65	2,77,567.5	4,83,028.01	5,98,338.18
Scheme Returns(%)(Absolute)	81.16	25.30	8.96	39.84	6.31
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	1/29	3/26	1/27	5/28	18/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Very High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
PGIM India Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.99 +-0.04	15/4/2024	₹ 91.92	3.01%	-	-	12.30%
Bandhan Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 12.71 +-0.02	18/10/2023	₹ 186.48	4.68%	-	-	12.36%
Baroda BNP Paribas Retirement Fund-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 11.42 +0.02	28/5/2024	₹ 376.3	5.09%	-	-	9.62%
SBI Retirement Benefit Fund-Aggressive Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.11 +-0.05	10/2/2021	₹ 1,679.35	2.40%	12.24%	-	14.63%
SBI Retirement Benefit Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 20.14 +-0.06	10/2/2021	₹ 3,124.46	0.10%	12.53%	-	15.91%
Aditya Birla SL Retirement Fund-40-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.21 +-0.03	11/3/2019	₹ 113.45	6.27%	13.02%	12.43%	10.29%
Axis Retirement Fund-Aggressive Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 18.71 +-0.02	20/12/2019	₹ 778.13	2.52%	13.51%	12.49%	11.23%
Axis Retirement Fund-Dynamic Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 19.89 +-0.03	20/12/2019	₹ 316.43	1.22%	13.89%	13.74%	12.39%
Tata Retirement Sav Fund - Mod Plan(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 64.57 +0.22	8/11/2011	₹ 2,117.44	0.87%	14.11%	14.17%	14.23%
HDFC Retirement Savings Fund-Hybrid-Equity Plan-Reg(G) Solution Oriented - Retirement Fund - Equity \| Very High \| 38.99 +-0.06	25/2/2016	₹ 1,728.86	1.90%	14.44%	16.95%	15.05%