Mutual Funds
Bank of India Short Term Fund-Reg(G)
Debt  |   Low to Moderate  |   Debt - Short Duration Fund
28.42   +0.01
NAV(₹) as on 4/9/2026 		0.05%
  1D 		5.14%
  1Y 		7.14%
  3Y 		10.28%
  5Y
Bank of India Short Term Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.19 		Launch Date:
18 Dec 2008
Exit Load:
Nil 		AUM:
₹ 260.16 Crs
Lock-in:
Nil 		Investing Style:
High Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 1,000.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NA
Fund Manager:
Mithraem Bharucha

FUND OBJECTIVE

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized. The Scheme is not providing any assured or guaranteed returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/8/2026 5.58 % 94.42 %
TOP HOLDINGS

Power Finance Corporation Ltd. SR-237-A 7.60% (13-Apr-2029)
8.06 %

06.94% GOI - 11-May-2036
7.94 %

LIC Housing Finance Ltd. 06.90% (17-Sep-2027)
7.63 %

L&T Finance Ltd.-364D (19-Mar-2027)
7.39 %

06.48% GOI 06-Oct-2035
5.74 %

Canara Bank (12-Mar-2027)
5.57 %

Small Industries Development Bank of India (11-Jun-2027)
5.46 %

Torrent Pharmaceuticals Ltd. SR 2 7.60% (19-Jan-2029)
4.58 %

Muthoot Finance Ltd. 08.90% (07-Oct-2027)
3.86 %

Godrej Industries Ltd. SR-II 08.40% (27-Aug-2027)
3.85 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.08 (in years)

1.66 (in years)

6.96 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 20.28 22.56 23.97 26.21 27.58
Net Assets (Rs Crores) 4,081.17 7,904.29 8,258.35 11,411.46 27,781.08
Scheme Returns(%)(Absolute) 18.79 11.23 6.21 9.40 4.92
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 1/29 1/28 23/27 1/25 19/26
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Low to Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Union Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Moderate |  11.00   +0.00  
31/1/2025 ₹ 112.31 5.05% - - 6.19%
MDB Logo
Franklin India Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Moderate |  10.04   +0.00  
12/8/2026 ₹ 263.2 - - - 6.67%
MDB Logo
Tata Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Moderate |  50.60   +0.03  
9/8/2002 ₹ 2,926.24 4.85% 6.42% 5.45% 6.96%
MDB Logo
JM Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Low to Moderate |  12.74   +0.01  
29/8/2022 ₹ 81.56 4.96% 6.43% - 6.22%
MDB Logo
Canara Rob Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Low to Moderate |  26.95   +0.01  
26/4/2011 ₹ 284.35 5.14% 6.47% 5.41% 6.66%
MDB Logo
Groww Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Low to Moderate |  2212.93   +1.00  
13/9/2013 ₹ 95.13 5.19% 6.58% 5.07% 6.31%
MDB Logo
Mirae Asset Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Moderate |  16.65   +0.01  
16/3/2018 ₹ 518.14 4.86% 6.59% 5.55% 6.20%
MDB Logo
LIC MF Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Moderate |  15.46   +0.01  
1/2/2019 ₹ 124.04 5.11% 6.60% 5.27% 5.90%
MDB Logo
TRUSTMF Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Low to Moderate |  1328.39   +0.71  
6/8/2021 ₹ 63.17 5.09% 6.66% 5.67% 5.75%
MDB Logo
DSP Short Term Fund-Reg(G)
Debt - Short Duration Fund  |   Moderate |  49.40   +0.03  
11/9/2002 ₹ 3,522.43 5.08% 6.67% 5.61% 6.88%