Mutual Funds

UTI Retirement Fund
Other | High | Solution Oriented - Retirement Fund - Debt

49.96 +0.03
NAV(₹) as on 16/4/2026

0.07%
1D

3.81%
1Y

11.08%
3Y

10.61%
5Y

UTI Retirement Fund
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.7	Launch Date: 27 Dec 1994
Exit Load: 1% upto 1Y, Nil on or after 1Y	AUM: ₹ 4,475.57 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: V. Srivatsa ,Anurag Mittal

FUND OBJECTIVE

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/3/2026		4.33 %		36.23 %		59.44 %

TOP HOLDINGS

07.18% GOI - 24-Jul-2037

7.02 %

06.68% GOI - 07-Jul-2040

3.55 %

07.32% GOI - 13-Nov-2030

3.18 %

HDFC Bank Ltd. SR-AB002 7.97% (17-Feb-2033)

2.82 %

07.24% GOI - 18-Aug-2055

2.63 %

HDFC Bank Ltd.

2.59 %

ICICI Bank Ltd.

2.40 %

Net Current Asset

2.39 %

Infosys Ltd.

1.89 %

Power Finance Corporation Ltd. SR-BS233C 07.60% (25-Aug-2033)

1.67 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

5.76 %

IT - Software

4.46 %

Pharmaceuticals & Drugs

2.49 %

Telecommunication - Service

1.82 %

Refineries

1.76 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

9.51 (in years)

5.83 (in years)

7.62 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	141.59	147.84	179.19	196.36	197.33
Net Assets (Rs Crores)	3,60,888.30	3,70,879.65	4,34,006.54	4,56,429.77	4,47,556.70
Scheme Returns(%)(Absolute)	13.53	3.80	20.98	9.21	0.82
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	9/26	8/27	16/28	3/30	10/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.42 +0.03	11/3/2019	₹ 13.98	2.77%	4.90%	4.05%	4.23%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 15.42 +0.00	27/2/2019	₹ 82.68	3.22%	6.00%	5.08%	6.26%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.93 +0.12	11/2/2015	₹ 138.28	0.12%	7.12%	5.90%	6.36%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.27 +0.00	10/2/2021	₹ 146.27	2.07%	7.26%	7.07%	7.11%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.66 +0.01	25/2/2016	₹ 153.89	2.55%	7.58%	7.03%	7.92%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.67 +0.24	8/11/2011	₹ 157.87	3.62%	7.86%	6.30%	8.30%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.09	11/3/2019	₹ 25.64	4.95%	8.00%	5.66%	5.69%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.41 +0.01	10/2/2021	₹ 248.15	2.68%	8.41%	8.70%	8.71%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.78 +-0.02	20/12/2019	₹ 46.69	1.22%	8.87%	6.50%	7.48%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 216.54 +0.01	30/4/1997	₹ 484.74	2.60%	9.35%	7.75%	11.16%

Mutual Funds

ALLOCATION BY SECTOR

TOP STOCKS HOLDINGS