Mutual Funds

UTI Retirement Fund
Other | High | Solution Oriented - Retirement Fund - Debt

50.89 0.00
NAV(₹) as on 7/7/2026

0.00%
1D

1.41%
1Y

9.74%
3Y

9.67%
5Y

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UTI Retirement Fund
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.63	Launch Date: 27 Dec 1994
Exit Load: 1% upto 1Y, Nil on or after 1Y	AUM: ₹ 4,698.33 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: V. Srivatsa ,Anurag Mittal

FUND OBJECTIVE

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/6/2026		13.82 %		37.21 %		48.97 %

TOP HOLDINGS

Net Current Asset

11.87 %

07.18% GOI - 24-Jul-2037

6.90 %

06.68% GOI - 07-Jul-2040

3.53 %

HDFC Bank Ltd.

3.19 %

07.32% GOI - 13-Nov-2030

3.08 %

ICICI Bank Ltd.

2.78 %

07.24% GOI - 18-Aug-2055

2.64 %

Infosys Ltd.

1.66 %

Power Finance Corporation Ltd. SR-BS233C 07.60% (25-Aug-2033)

1.62 %

Larsen & Toubro Ltd.

1.60 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

6.84 %

IT - Software

3.13 %

Pharmaceuticals & Drugs

2.80 %

Engineering - Construction

2.00 %

Telecommunication - Service

1.87 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.09 (in years)

4.9 (in years)

6.93 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	141.59	147.84	179.19	196.36	197.33
Net Assets (Rs Crores)	3,60,888.30	3,70,879.65	4,34,006.54	4,56,429.77	4,47,556.70
Scheme Returns(%)(Absolute)	13.53	3.80	20.98	9.21	0.82
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	9/26	8/27	16/28	3/30	10/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.62 +0.01	11/3/2019	₹ 14.17	3.12%	5.08%	4.20%	4.31%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.71 +0.00	27/2/2019	₹ 82.42	3.94%	6.19%	5.27%	6.33%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.94 +0.00	25/2/2016	₹ 149.65	1.15%	6.74%	6.54%	7.87%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.52 +0.08	11/2/2015	₹ 144.45	1.16%	6.77%	6.29%	6.51%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.68 +-0.01	10/2/2021	₹ 144.87	2.06%	7.05%	7.09%	7.36%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.08 +0.02	20/12/2019	₹ 47.81	0.03%	7.53%	5.95%	7.52%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.87 +-0.02	10/2/2021	₹ 256.77	1.33%	7.64%	8.15%	8.91%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.80 +-0.07	8/11/2011	₹ 168.03	2.69%	7.73%	6.29%	8.43%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.18 +0.06	11/3/2019	₹ 27.11	4.27%	7.75%	6.07%	5.86%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 219.67 +-0.20	30/4/1997	₹ 495.78	-0.33%	8.39%	7.22%	11.13%

Mutual Funds

ALLOCATION BY SECTOR

TOP STOCKS HOLDINGS