Mutual Funds

UTI Retirement Fund
Other | High | Solution Oriented - Retirement Fund - Debt

49.81 +0.11
NAV(₹) as on 6/6/2025

0.22%
1D

10.91%
1Y

13.91%
3Y

15.08%
5Y

UTI Retirement Fund
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.66	Launch Date: 27 Dec 1994
Exit Load: 1% upto 1Y, Nil on or after 1Y	AUM: ₹ 4,724.71 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 500.0
Scheme Benchmark: NA
Fund Manager: V. Srivatsa ,Sunil Patil

FUND OBJECTIVE

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/5/2025		2.40 %		38.49 %		59.10 %

TOP HOLDINGS

HDFC Bank Ltd. - Equity

3.85 %

ICICI Bank Ltd. - Equity

3.23 %

NCD HDFC BANK LTD. - CRISIL-AAA

2.79 %

NCD SMALL INDUSTRIES - CRISIL-AAA

2.17 %

Infosys Ltd. - Equity

1.75 %

Net Current Asset - Cash

1.72 %

NCD POWER FINANCE CO - CRISIL-AAA

1.67 %

See All Holding

ALLOCATION BY MARKET CAP

ALLOCATION BY SECTOR

Bank - Private

8.72 %

IT - Software

3.99 %

Pharmaceuticals & Drugs

2.38 %

Telecommunication - Service

2.20 %

Cigarettes/Tobacco

1.65 %

Refineries

1.63 %

Automobiles - Passenger Cars

1.55 %

See All Sectors

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	124.02	141.59	147.84	179.19	196.36
Net Assets (Rs Crores)	3,23,397.4	3,60,888.3	3,70,879.65	4,34,006.54	4,56,429.77
Scheme Returns(%)(Absolute)	34.69	13.53	3.80	20.98	9.21
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	13/29	9/26	8/27	16/28	3/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.20 +-0.01	11/3/2019	₹ 17.72	7.02%	5.92%	4.11%	4.54%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.10 +0.00	27/2/2019	₹ 106.21	8.60%	6.95%	5.76%	6.79%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.48 +0.03	11/3/2019	₹ 26.2	8.30%	9.12%	5.70%	6.11%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.82 +0.08	8/11/2011	₹ 177.53	8.25%	9.61%	8.68%	8.89%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.00 +-0.01	20/12/2019	₹ 61.37	8.12%	9.84%	9.81%	8.99%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.64 +0.02	25/2/2016	₹ 162.74	8.45%	10.32%	9.56%	8.67%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.37 +0.00	10/2/2021	₹ 179.48	9.22%	10.49%	-	8.76%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.41 +-0.08	11/2/2015	₹ 156.73	9.60%	10.98%	8.06%	7.15%
ICICI Pru Retirement Fund-Hybrid Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| High \| 17.15 +0.06	27/2/2019	₹ 82.1	8.76%	11.04%	9.68%	8.97%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.61 +0.01	10/2/2021	₹ 284.21	7.88%	12.28%	-	10.86%