Mutual Funds
UTI Retirement Fund
Other  |   High  |   Solution Oriented - Retirement Fund - Debt
50.20   -0.09
NAV(₹) as on 11/9/2026 		-0.17%
  1D 		1.21%
  1Y 		7.95%
  3Y 		8.43%
  5Y
UTI Retirement Fund
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.63 		Launch Date:
27 Dec 1994
Exit Load:
1% upto 1Y, Nil on or after 1Y 		AUM:
₹ 4,699.44 Crs
Lock-in:
5 Year 		Investing Style:
Small Growth
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 500.00
Scheme Benchmark:
NA
Fund Manager:
V. Srivatsa ,Anurag Mittal

FUND OBJECTIVE

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

LATEST ASSET & PORTFOLIO ALLOCATION Others Equity Debt
as on 31/8/2026 18.00 % 37.24 % 44.76 %
TOP HOLDINGS

Net Current Asset
14.70 %

07.18% GOI - 24-Jul-2037
6.80 %

ICICI Bank Ltd.
3.17 %

HDFC Bank Ltd.
3.11 %

07.24% GOI - 18-Aug-2055
3.07 %

07.32% GOI - 13-Nov-2030
3.06 %

Infosys Ltd.
2.14 %

Reliance Industries Ltd.
2.14 %

MF UNITS UTI - FLOATER FUND
1.70 %

Larsen & Toubro Ltd.
1.61 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)
ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

Bank - Private
6.96 %

IT - Software
3.73 %

Pharmaceuticals & Drugs
2.56 %

Refineries
2.14 %

Engineering - Construction
2.01 %

See All Sectors
PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.44 (in years)

3.93 (in years)

6.85 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 141.59 147.84 179.19 196.36 197.33
Net Assets (Rs Crores) 3,60,888.30 3,70,879.65 4,34,006.54 4,56,429.77 4,47,556.70
Scheme Returns(%)(Absolute) 13.53 3.80 20.98 9.21 0.82
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 9/26 8/27 16/28 3/30 10/30
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  13.62   +-0.02  
11/3/2019 ₹ 13.73 2.94% 4.82% 3.83% 4.20%
MDB Logo
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  21.63   +-0.05  
25/2/2016 ₹ 146.34 0.34% 5.43% 5.86% 7.59%
MDB Logo
Nippon India Retirement Fund-Income Generation(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  20.23   +-0.06  
11/2/2015 ₹ 142.87 0.46% 5.55% 5.24% 6.27%
MDB Logo
ICICI Pru Retirement Fund-Pure Debt Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.68   +-0.02  
27/2/2019 ₹ 80.34 3.56% 5.71% 4.92% 6.14%
MDB Logo
SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  14.61   +-0.02  
10/2/2021 ₹ 140.43 2.87% 6.04% 6.48% 7.03%
MDB Logo
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   High |  15.82   +-0.04  
10/2/2021 ₹ 254.85 2.44% 6.18% 7.28% 8.56%
MDB Logo
Axis Retirement Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   High |  15.74   +-0.04  
20/12/2019 ₹ 46.63 -0.83% 6.18% 4.82% 6.97%
MDB Logo
Tata Retirement Sav Fund - Cons Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  32.89   +-0.10  
8/11/2011 ₹ 171.11 3.79% 6.58% 5.60% 8.34%
MDB Logo
Franklin India Retirement Fund(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  218.30   +-0.20  
30/4/1997 ₹ 492.59 -0.27% 6.70% 6.47% 11.03%
MDB Logo
Aditya Birla SL Retirement Fund-50-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.16   +-0.03  
11/3/2019 ₹ 27.28 3.74% 6.79% 5.71% 5.70%