Mutual Funds

UTI Retirement Fund
Other | High | Solution Oriented - Retirement Fund - Debt

47.59 +0.31
NAV(₹) as on 22/11/2024

0.66%
1D

18.33%
1Y

11.53%
3Y

13.41%
5Y

UTI Retirement Fund
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.65	Launch Date: 27 Dec 1994
Exit Load: 1% upto 1Y, Nil on or after 1Y	AUM: ₹ 4,642.89 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 500.0
Scheme Benchmark: NA
Fund Manager: V. Srivatsa ,Sunil Patil

FUND OBJECTIVE

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/10/2024		3.33 %		38.17 %		58.50 %

TOP HOLDINGS

HDFC Bank Ltd. - Equity

3.70 %

NCD HDFC BANK LTD. - CRISIL-AAA

3.33 %

ICICI Bank Ltd. - Equity

2.99 %

Net Current Asset - Cash

2.81 %

Infosys Ltd. - Equity

2.08 %

ITC Ltd. - Equity

1.98 %

NCD POWER FINANCE CO - CRISIL-AAA

1.65 %

See All Holding

ALLOCATION BY MARKET CAP

ALLOCATION BY SECTOR

Bank - Private

9.17 %

IT - Software

4.81 %

Pharmaceuticals & Drugs

2.40 %

Cigarettes/Tobacco

1.98 %

Telecommunication - Service

1.88 %

Finance - NBFC

1.39 %

Engineering - Construction

1.36 %

See All Sectors

5 YEAR HISTORY

Financial Year	2019-20	2020-21	2021-22	2022-23	2023-24
NAV (31/3/2024)	93.04	124.02	141.59	147.84	179.19
Net Assets (Rs Crores)	2,45,264.93	3,23,397.4	3,60,888.3	3,70,879.65	4,34,006.54
Scheme Returns(%)(Absolute)	-14.88	34.69	13.53	3.80	20.98
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	13/25	13/29	9/26	8/27	16/28

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 12.67 +0.00	11/3/2019	₹ 15.42	6.30%	3.86%	3.97%	4.23%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.39 +0.00	27/2/2019	₹ 115.93	7.33%	5.10%	5.80%	6.55%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 13.94 +0.06	11/3/2019	₹ 26.26	11.32%	6.55%	5.87%	6.00%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 30.51 +0.11	8/11/2011	₹ 174.39	11.54%	6.89%	8.00%	8.92%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.48 +0.13	20/12/2019	₹ 74.77	15.50%	7.05%	-	9.27%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.46 +0.07	11/2/2015	₹ 160.07	13.23%	7.20%	7.72%	7.04%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.75 +0.07	25/2/2016	₹ 163.0	11.70%	8.09%	8.71%	8.70%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.67 +0.04	10/2/2021	₹ 177.15	11.05%	8.22%	-	8.62%
ICICI Pru Retirement Fund-Hybrid Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 16.44 +0.09	27/2/2019	₹ 77.15	13.39%	8.73%	9.07%	9.05%
Franklin India Pension Plan(G) Solution Oriented - Retirement Fund - Debt \| High \| 209.93 +1.35	30/4/1997	₹ 515.96	16.40%	9.41%	9.61%	11.63%