Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

31.97 -0.04
NAV(₹) as on 21/5/2026

-0.13%
1D

1.70%
1Y

7.54%
3Y

6.09%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.19	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 164.26 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/4/2026		1.46 %		29.50 %		69.04 %

TOP HOLDINGS

06.79% GOI - 07-Oct-2034

20.95 %

07.17% GOI - 17-Apr-2030

9.31 %

07.38% GOI - 20-Jun-2027

9.27 %

06.36% GOI - 16-Feb-2031

8.98 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)

6.07 %

07.36% GOI - 12-Sep-2052

5.95 %

06.90% GOI - 15-Apr-2065

5.52 %

Shivshakti Securitisation Trust

2.99 %

Solar Industries India Ltd.

1.69 %

Reliance Industries Ltd.

1.41 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.15 %

Chemicals

1.93 %

Finance - NBFC

1.87 %

Finance - Stock Broking

1.78 %

Refineries

1.41 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.83 (in years)

4.55 (in years)

6.67 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	24.73	25.01	28.54	30.34	30.54
Net Assets (Rs Crores)	18,585.03	16,196.93	16,780.68	17,207.75	15,786.84
Scheme Returns(%)(Absolute)	5.66	0.35	14.04	5.82	0.28
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/26	15/27	22/28	21/30	13/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.40 +-0.01	11/3/2019	₹ 14.09	1.63%	4.55%	3.80%	4.15%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.35 +-0.01	27/2/2019	₹ 82.21	1.68%	5.53%	4.76%	6.10%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.69 +0.01	11/2/2015	₹ 141.12	-3.60%	5.65%	5.47%	6.19%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.16 +0.01	10/2/2021	₹ 147.71	-1.49%	6.22%	6.50%	6.81%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.39 +0.00	25/2/2016	₹ 152.59	-0.70%	6.43%	6.43%	7.71%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.31 +0.02	10/2/2021	₹ 255.28	-1.59%	7.24%	7.93%	8.41%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.97 +-0.04	8/11/2011	₹ 164.26	1.70%	7.54%	6.09%	8.31%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.59 +-0.01	20/12/2019	₹ 47.59	-2.82%	7.57%	5.83%	7.16%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.83 +0.01	11/3/2019	₹ 26.4	2.90%	7.62%	5.53%	5.62%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 213.62 +-0.09	30/4/1997	₹ 496.83	-1.62%	8.42%	6.91%	11.07%