Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

31.48 -0.21
NAV(₹) as on 2/2/2026

-0.66%
1D

3.66%
1Y

8.11%
3Y

6.21%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.17	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 172.98 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/12/2025		9.23 %		29.27 %		61.50 %

TOP HOLDINGS

06.79% GOI - 07-Oct-2034

20.41 %

07.17% GOI - 17-Apr-2030

8.94 %

07.38% GOI - 20-Jun-2027

8.88 %

Repo Instruments

8.08 %

07.36% GOI - 12-Sep-2052

5.83 %

07.27% GOI - 08-Apr-2026

5.81 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)

5.76 %

08.24% GOI -15-Feb-2027

2.97 %

Shivshakti Securitisation Trust

2.90 %

HDFC Bank Ltd.

2.06 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

5.04 %

IT - Software

2.50 %

Refineries

1.72 %

Finance - NBFC

1.60 %

Finance - Stock Broking

1.55 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.84 (in years)

3.74 (in years)

6.50 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (30/1/2026)	24.73	25.01	28.54	30.34	31.69
Net Assets (Rs Crores)	18,585.03	16,196.93	16,780.68	17,207.75	17,297.99
Scheme Returns(%)(Absolute)	5.66	0.35	14.04	5.82	4.06
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/26	15/27	22/28	21/30	22/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.35 +-0.02	11/3/2019	₹ 16.75	4.16%	5.11%	4.02%	4.28%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.28 +-0.03	27/2/2019	₹ 91.0	4.94%	6.12%	5.04%	6.31%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.94 +-0.15	11/2/2015	₹ 148.78	2.08%	7.56%	5.85%	6.49%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.23 +-0.08	10/2/2021	₹ 174.34	3.66%	7.75%	-	7.34%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.72 +-0.05	11/3/2019	₹ 26.49	6.01%	8.04%	5.62%	5.76%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.48 +-0.21	8/11/2011	₹ 172.98	3.66%	8.11%	6.21%	8.38%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.74 +-0.06	25/2/2016	₹ 161.49	4.62%	8.23%	7.35%	8.12%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.39 +-0.08	10/2/2021	₹ 284.45	3.34%	8.91%	-	9.04%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.95 +-0.11	20/12/2019	₹ 53.22	3.42%	9.43%	6.65%	7.92%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 217.60 +-1.12	30/4/1997	₹ 517.39	4.24%	9.97%	8.04%	11.26%