Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

32.07 +0.07
NAV(₹) as on 20/10/2025

0.22%
1D

3.70%
1Y

8.79%
3Y

7.50%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.17	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 173.68 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/9/2025		7.00 %		28.67 %		64.33 %

TOP HOLDINGS

06.79% GOI - 07-Oct-2034

20.35 %

07.17% GOI - 17-Apr-2030

8.95 %

07.38% GOI - 20-Jun-2027

8.87 %

07.36% GOI - 12-Sep-2052

5.88 %

07.27% GOI - 08-Apr-2026

5.81 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)

5.74 %

Repo Instruments

5.03 %

08.24% GOI -15-Feb-2027

2.97 %

Bharti Telecom Ltd. -SR-XIV 08.60% (12-Dec-2025)

2.89 %

Shivshakti Securitisation Trust

2.89 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.63 %

IT - Software

2.09 %

Chemicals

1.58 %

e-Commerce

1.37 %

Refineries

1.34 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.05 (in years)

3.87 (in years)

6.52 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	23.43	24.73	25.01	28.54	30.34
Net Assets (Rs Crores)	16,705.68	18,585.03	16,196.93	16,780.68	17,207.75
Scheme Returns(%)(Absolute)	20.02	5.66	0.35	14.04	5.82
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/29	19/26	15/27	22/28	21/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.33 +0.00	11/3/2019	₹ 17.09	5.37%	5.80%	3.91%	4.44%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.26 +0.00	27/2/2019	₹ 98.13	6.47%	6.60%	5.16%	6.56%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.07 +0.07	8/11/2011	₹ 173.68	3.70%	8.79%	7.50%	8.70%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.02	11/3/2019	₹ 26.37	5.39%	8.81%	5.72%	6.11%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.43 +0.01	10/2/2021	₹ 175.23	4.71%	8.86%	-	8.12%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.84 +0.03	25/2/2016	₹ 160.22	4.10%	9.28%	8.57%	8.43%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.40 +0.01	11/2/2015	₹ 150.9	3.65%	9.33%	7.37%	6.89%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.16 +0.06	20/12/2019	₹ 54.91	3.07%	9.81%	8.98%	8.57%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.71 +0.02	10/2/2021	₹ 283.26	3.05%	10.10%	-	10.11%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 221.80 +0.32	30/4/1997	₹ 513.48	4.53%	11.02%	10.31%	11.46%