Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

31.67 +0.24
NAV(₹) as on 15/4/2026

0.76%
1D

3.62%
1Y

7.86%
3Y

6.30%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.19	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 157.87 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/3/2026		5.45 %		26.65 %		67.90 %

TOP HOLDINGS

06.79% GOI - 07-Oct-2034

21.79 %

07.38% GOI - 20-Jun-2027

9.67 %

07.17% GOI - 17-Apr-2030

9.63 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)

6.29 %

07.36% GOI - 12-Sep-2052

6.07 %

07.27% GOI - 08-Apr-2026

5.70 %

06.90% GOI - 15-Apr-2065

5.64 %

Net Current Asset

5.45 %

Shivshakti Securitisation Trust

3.11 %

Reliance Industries Ltd.

1.38 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.55 %

Finance - NBFC

1.76 %

Finance - Stock Broking

1.63 %

Chemicals

1.49 %

Refineries

1.38 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.83 (in years)

4.55 (in years)

6.67 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	24.73	25.01	28.54	30.34	30.54
Net Assets (Rs Crores)	18,585.03	16,196.93	16,780.68	17,207.75	15,786.84
Scheme Returns(%)(Absolute)	5.66	0.35	14.04	5.82	0.28
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/26	15/27	22/28	21/30	13/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.42 +0.03	11/3/2019	₹ 13.98	2.77%	4.90%	4.05%	4.23%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 15.42 +0.00	27/2/2019	₹ 82.68	3.22%	6.00%	5.08%	6.26%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.93 +0.12	11/2/2015	₹ 138.28	0.12%	7.12%	5.90%	6.36%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.27 +0.00	10/2/2021	₹ 146.27	2.07%	7.26%	7.07%	7.11%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.66 +0.01	25/2/2016	₹ 153.89	2.55%	7.58%	7.03%	7.92%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.67 +0.24	8/11/2011	₹ 157.87	3.62%	7.86%	6.30%	8.30%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.09	11/3/2019	₹ 25.64	4.95%	8.00%	5.66%	5.69%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.41 +0.01	10/2/2021	₹ 248.15	2.68%	8.41%	8.70%	8.71%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.78 +-0.02	20/12/2019	₹ 46.69	1.22%	8.87%	6.50%	7.48%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 216.54 +0.01	30/4/1997	₹ 484.74	2.60%	9.35%	7.75%	11.16%