Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

31.96 +0.01
NAV(₹) as on 4/12/2025

0.05%
1D

3.03%
1Y

8.08%
3Y

6.86%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.17	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 174.34 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/11/2025		7.04 %		28.85 %		64.11 %

TOP HOLDINGS

06.79% GOI - 07-Oct-2034

20.35 %

07.17% GOI - 17-Apr-2030

8.92 %

07.38% GOI - 20-Jun-2027

8.83 %

07.36% GOI - 12-Sep-2052

5.79 %

07.27% GOI - 08-Apr-2026

5.77 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)

5.72 %

Repo Instruments

5.59 %

08.24% GOI -15-Feb-2027

2.95 %

Shivshakti Securitisation Trust

2.91 %

Bharti Telecom Ltd. -SR-XIV 08.60% (12-Dec-2025)

2.87 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

4.76 %

IT - Software

2.33 %

Refineries

1.62 %

Chemicals

1.54 %

Finance - Stock Broking

1.45 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.86 (in years)

(in years)

6.43 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	23.43	24.73	25.01	28.54	30.34
Net Assets (Rs Crores)	16,705.68	18,585.03	16,196.93	16,780.68	17,207.75
Scheme Returns(%)(Absolute)	20.02	5.66	0.35	14.04	5.82
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/29	19/26	15/27	22/28	21/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.34 +0.00	11/3/2019	₹ 16.81	4.75%	5.31%	3.76%	4.37%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.27 +0.00	27/2/2019	₹ 93.93	5.64%	6.30%	4.91%	6.45%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.27 +-0.03	11/2/2015	₹ 150.14	2.39%	7.73%	6.51%	6.75%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.00	11/3/2019	₹ 26.61	4.72%	7.98%	5.58%	6.00%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.37 +0.00	10/2/2021	₹ 174.57	3.81%	8.04%	-	7.82%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.96 +0.01	8/11/2011	₹ 174.34	3.03%	8.08%	6.86%	8.59%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.93 +0.00	25/2/2016	₹ 161.67	4.30%	8.42%	8.05%	8.36%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.68 +0.00	10/2/2021	₹ 287.43	2.79%	9.15%	-	9.80%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.26 +0.04	20/12/2019	₹ 54.38	3.86%	9.34%	7.74%	8.49%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 221.60 +0.08	30/4/1997	₹ 521.51	3.77%	9.68%	8.96%	11.40%