Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

31.82 +0.08
NAV(₹) as on 6/6/2025

0.26%
1D

8.25%
1Y

9.61%
3Y

8.68%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.19	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 177.53 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/5/2025		6.84 %		29.18 %		63.98 %

TOP HOLDINGS

GOI - 7.17% (17/04/2 - Sov

8.90 %

GOI - 7.38% (20/06/2 - Sov

8.72 %

GOI - 7.36% (12/09/2 - Sov

6.02 %

GOI - 7.27% (08/04/2 - Sov

5.70 %

** 06.40 % JAMNAGAR - CRISIL-AAA

5.61 %

Repo Instruments - Cash

5.29 %

GOI - 6.79% (07/10/2 - Sov

20.42 %

See All Holding

ALLOCATION BY MARKET CAP

ALLOCATION BY SECTOR

Bank - Private

3.51 %

IT - Software

2.24 %

Finance - Others

1.85 %

Chemicals

1.63 %

Refineries

1.37 %

Cigarettes/Tobacco

1.30 %

Consumer Food

1.25 %

See All Sectors

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	23.43	24.73	25.01	28.54	30.34
Net Assets (Rs Crores)	16,705.68	18,585.03	16,196.93	16,780.68	17,207.75
Scheme Returns(%)(Absolute)	20.02	5.66	0.35	14.04	5.82
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/29	19/26	15/27	22/28	21/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.20 +-0.01	11/3/2019	₹ 17.72	7.02%	5.92%	4.11%	4.54%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.10 +0.00	27/2/2019	₹ 106.21	8.60%	6.95%	5.76%	6.79%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.48 +0.03	11/3/2019	₹ 26.2	8.30%	9.12%	5.70%	6.11%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.82 +0.08	8/11/2011	₹ 177.53	8.25%	9.61%	8.68%	8.89%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.00 +-0.01	20/12/2019	₹ 61.37	8.12%	9.84%	9.81%	8.99%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.64 +0.02	25/2/2016	₹ 162.74	8.45%	10.32%	9.56%	8.67%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.37 +0.00	10/2/2021	₹ 179.48	9.22%	10.49%	-	8.76%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.41 +-0.08	11/2/2015	₹ 156.73	9.60%	10.98%	8.06%	7.15%
ICICI Pru Retirement Fund-Hybrid Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| High \| 17.15 +0.06	27/2/2019	₹ 82.1	8.76%	11.04%	9.68%	8.97%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.61 +0.01	10/2/2021	₹ 284.21	7.88%	12.28%	-	10.86%