Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

31.35 -0.06
NAV(₹) as on 29/8/2025

-0.20%
1D

1.97%
1Y

8.04%
3Y

7.47%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.17	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 177.52 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/7/2025		8.45 %		28.06 %		63.49 %

TOP HOLDINGS

06.79% GOI - 07-Oct-2034

20.21 %

07.17% GOI - 17-Apr-2030

8.83 %

07.38% GOI - 20-Jun-2027

8.70 %

Repo Instruments

5.86 %

07.36% GOI - 12-Sep-2052

5.86 %

07.27% GOI - 08-Apr-2026

5.69 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)

5.62 %

08.24% GOI -15-Feb-2027

2.92 %

Bharti Telecom Ltd. -SR-XIV 08.60% (12-Dec-2025)

2.83 %

08.20% GOI - 24-Sep-2025

2.83 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.41 %

IT - Software

2.17 %

Finance - Others

1.56 %

Chemicals

1.46 %

Refineries

1.34 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.01 (in years)

3.83 (in years)

6.29 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	23.43	24.73	25.01	28.54	30.34
Net Assets (Rs Crores)	16,705.68	18,585.03	16,196.93	16,780.68	17,207.75
Scheme Returns(%)(Absolute)	20.02	5.66	0.35	14.04	5.82
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/29	19/26	15/27	22/28	21/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.18 +-0.02	11/3/2019	₹ 17.43	5.16%	5.24%	4.05%	4.35%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 15.07 +-0.03	27/2/2019	₹ 101.88	6.21%	6.27%	5.32%	6.50%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.35 +-0.06	8/11/2011	₹ 177.52	1.97%	8.04%	7.47%	8.61%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.47 +-0.02	11/3/2019	₹ 26.28	4.11%	8.14%	5.56%	5.88%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.64 +-0.08	20/12/2019	₹ 56.24	0.03%	8.29%	8.50%	8.16%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.13 +-0.03	10/2/2021	₹ 176.7	3.56%	8.39%	-	7.89%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.90 +-0.07	11/2/2015	₹ 154.35	1.97%	8.45%	7.04%	6.74%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.43 +-0.03	25/2/2016	₹ 162.33	2.80%	8.62%	8.54%	8.34%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.33 +-0.03	10/2/2021	₹ 284.2	1.03%	9.58%	-	9.84%
ICICI Pru Retirement Fund-Hybrid Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 17.20 +-0.06	27/2/2019	₹ 82.49	5.00%	10.25%	8.67%	8.69%