Mutual Funds
Tata Retirement Sav Fund - Cons Plan(G)
Other  |   Moderately High  |   Solution Oriented - Retirement Fund - Debt
33.12   -0.01
NAV(₹) as on 24/8/2026 		-0.03%
  1D 		4.70%
  1Y 		7.33%
  3Y 		6.16%
  5Y
Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
2.18 		Launch Date:
04 Nov 2011
Exit Load:
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment 		AUM:
₹ 168.88 Crs
Lock-in:
5 Year 		Investing Style:
Small Value
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NA
Fund Manager:
Sonam Udasi ,Murthy Nagarajan ,Amit Somani

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION Others Equity Debt
as on 31/7/2026 2.89 % 29.33 % 67.78 %
TOP HOLDINGS

06.79% GOI - 07-Oct-2034
20.74 %

07.17% GOI - 17-Apr-2030
9.11 %

07.38% GOI - 20-Jun-2027
9.00 %

06.36% GOI - 16-Feb-2031
8.85 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)
5.91 %

07.36% GOI - 12-Sep-2052
5.86 %

06.90% GOI - 15-Apr-2065
5.41 %

Shivshakti Securitisation Trust
2.89 %

Net Current Asset
1.61 %

ICICI Bank Ltd.
1.53 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)
ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

Bank - Private
2.70 %

Chemicals
1.80 %

Consumer Food
1.59 %

Finance - Stock Broking
1.52 %

Finance - NBFC
1.33 %

See All Sectors
PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

9.05 (in years)

4.87 (in years)

6.83 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 24.73 25.01 28.54 30.34 30.54
Net Assets (Rs Crores) 18,585.03 16,196.93 16,780.68 17,207.75 15,786.84
Scheme Returns(%)(Absolute) 5.66 0.35 14.04 5.82 0.28
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 19/26 15/27 22/28 21/30 13/30
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  13.65   +0.00  
11/3/2019 ₹ 13.82 3.47% 4.96% 3.99% 4.26%
MDB Logo
ICICI Pru Retirement Fund-Pure Debt Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.71   +0.00  
27/2/2019 ₹ 81.2 4.12% 5.84% 5.11% 6.21%
MDB Logo
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  21.87   +-0.02  
25/2/2016 ₹ 148.25 1.50% 6.05% 6.34% 7.74%
MDB Logo
Nippon India Retirement Fund-Income Generation(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  20.50   +-0.01  
11/2/2015 ₹ 144.07 2.16% 6.36% 5.97% 6.42%
MDB Logo
SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  14.67   +0.00  
10/2/2021 ₹ 141.06 3.24% 6.59% 6.87% 7.16%
MDB Logo
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   High |  15.96   +0.00  
10/2/2021 ₹ 255.56 3.18% 7.24% 8.07% 8.81%
MDB Logo
Aditya Birla SL Retirement Fund-50-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.28   +0.01  
11/3/2019 ₹ 27.26 5.01% 7.30% 5.97% 5.85%
MDB Logo
Tata Retirement Sav Fund - Cons Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  33.12   +-0.01  
8/11/2011 ₹ 168.88 4.70% 7.33% 6.16% 8.42%
MDB Logo
Axis Retirement Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   High |  16.07   +-0.01  
20/12/2019 ₹ 47.77 1.58% 7.46% 5.62% 7.35%
MDB Logo
Franklin India Retirement Fund(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  219.68   +-0.14  
30/4/1997 ₹ 494.69 0.24% 7.68% 7.00% 11.07%