Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

31.62 -0.10
NAV(₹) as on 2/3/2026

-0.32%
1D

6.76%
1Y

8.30%
3Y

6.14%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.18	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 170.32 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/1/2026		4.76 %		27.54 %		67.70 %

TOP HOLDINGS

06.79% GOI - 07-Oct-2034

20.62 %

07.17% GOI - 17-Apr-2030

9.06 %

07.38% GOI - 20-Jun-2027

9.00 %

07.27% GOI - 08-Apr-2026

5.89 %

07.36% GOI - 12-Sep-2052

5.88 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)

5.83 %

06.90% GOI - 15-Apr-2065

5.49 %

Repo Instruments

3.35 %

08.24% GOI -15-Feb-2027

3.01 %

Shivshakti Securitisation Trust

2.92 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

4.02 %

IT - Software

2.02 %

Finance - NBFC

1.90 %

Finance - Stock Broking

1.67 %

Chemicals

1.57 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.76 (in years)

4.6 (in years)

6.69 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (2/3/2026)	24.73	25.01	28.54	30.34	31.62
Net Assets (Rs Crores)	18,585.03	16,196.93	16,780.68	17,207.75	17,032.40
Scheme Returns(%)(Absolute)	5.66	0.35	14.04	5.82	3.84
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/26	15/27	22/28	21/30	23/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.44 +0.00	11/3/2019	₹ 16.42	4.63%	5.45%	4.26%	4.33%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.41 +0.00	27/2/2019	₹ 87.46	5.41%	6.35%	5.22%	6.36%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.13 +-0.09	11/2/2015	₹ 145.45	4.49%	8.00%	6.18%	6.53%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.37 +-0.05	10/2/2021	₹ 172.01	6.29%	8.16%	7.47%	7.43%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.62 +-0.10	8/11/2011	₹ 170.32	6.76%	8.30%	6.14%	8.36%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.84 +-0.07	25/2/2016	₹ 159.98	6.88%	8.50%	7.32%	8.10%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.91 +-0.04	11/3/2019	₹ 26.34	8.72%	8.75%	5.95%	5.89%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.50 +-0.10	10/2/2021	₹ 280.02	7.26%	9.28%	9.07%	9.05%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.06 +-0.09	20/12/2019	₹ 50.6	8.01%	9.81%	6.54%	7.94%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 218.16 +-1.01	30/4/1997	₹ 509.23	7.22%	10.24%	7.85%	11.24%