Mutual Funds
Tata Retirement Sav Fund - Cons Plan(G)
Other  |   Moderately High  |   Solution Oriented - Retirement Fund - Debt
32.16   +0.09
NAV(₹) as on 9/10/2026 		0.29%
  1D 		1.09%
  1Y 		6.21%
  3Y 		4.99%
  5Y
Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
2.17 		Launch Date:
04 Nov 2011
Exit Load:
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment 		AUM:
₹ 165.48 Crs
Lock-in:
5 Year 		Investing Style:
Small Value
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NA
Fund Manager:
Sonam Udasi ,Murthy Nagarajan ,Amit Somani

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION Others Equity Debt
as on 30/9/2026 10.81 % 27.19 % 62.00 %
TOP HOLDINGS

06.79% GOI - 07-Oct-2034
20.67 %

Repo Instruments
9.48 %

07.17% GOI - 17-Apr-2030
9.15 %

07.38% GOI - 20-Jun-2027
9.14 %

06.36% GOI - 16-Feb-2031
8.89 %

07.36% GOI - 12-Sep-2052
5.85 %

06.90% GOI - 15-Apr-2065
5.42 %

Shivshakti Securitisation Trust
2.88 %

Solar Industries India Ltd.
1.50 %

ICICI Bank Ltd.
1.44 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)
ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

Bank - Private
2.69 %

Chemicals
1.75 %

Finance - Stock Broking
1.69 %

Fintech
1.57 %

Consumer Food
1.40 %

See All Sectors
PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.63 (in years)

(in years)

7.19 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 24.73 25.01 28.54 30.34 30.54
Net Assets (Rs Crores) 18,585.03 16,196.93 16,780.68 17,207.75 15,786.84
Scheme Returns(%)(Absolute) 5.66 0.35 14.04 5.82 0.28
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 19/26 15/27 22/28 21/30 13/30
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  13.56   +0.00  
11/3/2019 ₹ 13.55 1.95% 4.72% 3.76% 4.09%
MDB Logo
Nippon India Retirement Fund-Income Generation(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  19.77   +0.06  
11/2/2015 ₹ 138.31 -2.43% 5.35% 4.69% 6.02%
MDB Logo
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  21.38   +0.06  
25/2/2016 ₹ 142.62 -1.56% 5.41% 5.54% 7.41%
MDB Logo
ICICI Pru Retirement Fund-Pure Debt Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.63   +0.01  
27/2/2019 ₹ 79.47 2.59% 5.55% 4.86% 6.04%
MDB Logo
Axis Retirement Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   High |  15.42   +0.07  
20/12/2019 ₹ 44.7 -3.35% 5.57% 4.07% 6.57%
MDB Logo
SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  14.48   +0.02  
10/2/2021 ₹ 137.53 0.72% 6.04% 6.21% 6.75%
MDB Logo
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.53   +0.04  
10/2/2021 ₹ 247.94 -0.58% 6.10% 6.63% 8.08%
MDB Logo
Tata Retirement Sav Fund - Cons Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  32.16   +0.09  
8/11/2011 ₹ 165.48 1.09% 6.21% 4.99% 8.13%
MDB Logo
Aditya Birla SL Retirement Fund-50-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  14.89   +0.03  
11/3/2019 ₹ 26.62 1.26% 6.32% 5.33% 5.38%
MDB Logo
Franklin India Retirement Fund(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  213.88   +0.85  
30/4/1997 ₹ 479.34 -2.77% 6.38% 5.87% 10.92%