Mutual Funds
Tata Retirement Sav Fund - Cons Plan(G)
Other  |   Moderately High  |   Solution Oriented - Retirement Fund - Debt
32.87   +0.08
NAV(₹) as on 6/7/2026 		0.26%
  1D 		2.91%
  1Y 		7.73%
  3Y 		6.36%
  5Y
Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
 Launch Date:
04 Nov 2011
Exit Load:
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment 		AUM:
₹ 168.03 Crs
Lock-in:
5 Year 		Investing Style:
Small Value
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NA
Fund Manager:
Sonam Udasi ,Murthy Nagarajan ,Amit Somani

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION Others Equity Debt
as on 30/6/2026 2.59 % 28.95 % 68.46 %
TOP HOLDINGS

06.79% GOI - 07-Oct-2034
20.92 %

07.17% GOI - 17-Apr-2030
9.17 %

07.38% GOI - 20-Jun-2027
9.07 %

06.36% GOI - 16-Feb-2031
8.90 %

07.36% GOI - 12-Sep-2052
6.00 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)
5.94 %

06.90% GOI - 15-Apr-2065
5.53 %

Shivshakti Securitisation Trust
2.92 %

Net Current Asset
1.79 %

Solar Industries India Ltd.
1.56 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)
ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

Bank - Private
2.81 %

Chemicals
1.84 %

Consumer Food
1.61 %

Finance - Stock Broking
1.54 %

Finance - NBFC
1.25 %

See All Sectors
PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

9.18 (in years)

(in years)

6.74 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 24.73 25.01 28.54 30.34 30.54
Net Assets (Rs Crores) 18,585.03 16,196.93 16,780.68 17,207.75 15,786.84
Scheme Returns(%)(Absolute) 5.66 0.35 14.04 5.82 0.28
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 19/26 15/27 22/28 21/30 13/30
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  13.62   +0.01  
11/3/2019 ₹ 14.17 3.12% 5.08% 4.20% 4.31%
MDB Logo
ICICI Pru Retirement Fund-Pure Debt Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.71   +0.01  
27/2/2019 ₹ 82.42 3.98% 6.19% 5.30% 6.33%
MDB Logo
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  21.95   +0.05  
25/2/2016 ₹ 149.65 1.16% 6.71% 6.57% 7.88%
MDB Logo
Nippon India Retirement Fund-Income Generation(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  20.52   +0.08  
11/2/2015 ₹ 144.45 1.16% 6.77% 6.29% 6.51%
MDB Logo
SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  14.70   +0.02  
10/2/2021 ₹ 144.87 2.16% 7.05% 7.16% 7.39%
MDB Logo
Axis Retirement Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   High |  16.06   +0.04  
20/12/2019 ₹ 47.81 -0.01% 7.34% 5.93% 7.51%
MDB Logo
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   High |  15.89   +0.03  
10/2/2021 ₹ 256.77 1.38% 7.62% 8.25% 8.94%
MDB Logo
Tata Retirement Sav Fund - Cons Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  32.87   +0.08  
8/11/2011 ₹ 168.03 2.91% 7.73% 6.36% 8.44%
MDB Logo
Aditya Birla SL Retirement Fund-50-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.18   +0.06  
11/3/2019 ₹ 27.11 4.27% 7.75% 6.07% 5.86%
MDB Logo
Franklin India Retirement Fund(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  219.87   +0.69  
30/4/1997 ₹ 495.78 -0.25% 8.29% 7.28% 11.13%