Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

31.00 +0.13
NAV(₹) as on 25/3/2026

0.43%
1D

2.42%
1Y

7.65%
3Y

5.92%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.18	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 168.49 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 28/2/2026		3.57 %		27.81 %		68.61 %

TOP HOLDINGS

06.79% GOI - 07-Oct-2034

20.94 %

07.17% GOI - 17-Apr-2030

9.20 %

07.38% GOI - 20-Jun-2027

9.11 %

07.36% GOI - 12-Sep-2052

5.96 %

07.27% GOI - 08-Apr-2026

5.95 %

Jamnagar Utilities & Power Pvt Ltd. SR- PPD 6 6.40% (29-Sep-2026)

5.90 %

06.90% GOI - 15-Apr-2065

5.56 %

08.24% GOI -15-Feb-2027

3.04 %

Shivshakti Securitisation Trust

2.97 %

Net Current Asset

2.36 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.86 %

Finance - NBFC

1.84 %

Finance - Stock Broking

1.64 %

Chemicals

1.60 %

Refineries

1.34 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.89 (in years)

4.64 (in years)

6.58 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (24/3/2026)	24.73	25.01	28.54	30.34	30.87
Net Assets (Rs Crores)	18,585.03	16,196.93	16,780.68	17,207.75	16,848.67
Scheme Returns(%)(Absolute)	5.66	0.35	14.04	5.82	1.35
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/26	15/27	22/28	21/30	16/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.37 +-0.01	11/3/2019	₹ 16.2	3.32%	4.98%	4.03%	4.20%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.30 +0.00	27/2/2019	₹ 84.55	3.81%	5.95%	5.00%	6.20%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.00 +0.06	10/2/2021	₹ 162.07	1.18%	7.14%	6.86%	6.79%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.72 +0.09	11/2/2015	₹ 145.54	0.30%	7.25%	5.76%	6.30%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.00 +0.13	8/11/2011	₹ 168.49	2.42%	7.65%	5.92%	8.17%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.36 +0.08	25/2/2016	₹ 160.34	2.14%	7.65%	6.91%	7.82%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.59 +0.06	11/3/2019	₹ 26.58	4.07%	7.99%	5.41%	5.51%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.00 +0.12	10/2/2021	₹ 269.17	0.31%	8.23%	8.48%	8.23%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.61 +0.08	20/12/2019	₹ 49.85	1.27%	9.13%	6.45%	7.37%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 212.45 +1.35	30/4/1997	₹ 508.16	1.42%	9.27%	7.56%	11.11%