Mutual Funds
Tata Retirement Sav Fund - Cons Plan(G)
Other  |   Moderately High  |   Solution Oriented - Retirement Fund - Debt
32.45   +0.16
NAV(₹) as on 4/11/2026 		0.50%
  1D 		1.77%
  1Y 		6.41%
  3Y 		5.29%
  5Y
Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
2.16 		Launch Date:
04 Nov 2011
Exit Load:
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment 		AUM:
₹ 161.12 Crs
Lock-in:
5 Year 		Investing Style:
Small Value
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NA
Fund Manager:
Sonam Udasi ,Murthy Nagarajan ,Amit Somani

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION Others Equity Debt
as on 31/10/2026 3.23 % 27.83 % 68.95 %
TOP HOLDINGS

06.79% GOI - 07-Oct-2034
20.90 %

07.38% GOI - 20-Jun-2027
9.35 %

07.17% GOI - 17-Apr-2030
9.28 %

06.36% GOI - 16-Feb-2031
9.02 %

Lakshminarayan Securitisation Trust LS Trust
6.11 %

07.36% GOI - 12-Sep-2052
5.88 %

06.90% GOI - 15-Apr-2065
5.46 %

Shivshakti Securitisation Trust
2.93 %

Net Current Asset
1.73 %

ICICI Bank Ltd.
1.56 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)
ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

Bank - Private
3.35 %

Exchange and Data Platform
1.75 %

Automobile Two & Three Wheel
1.36 %

e-Commerce
1.34 %

Chemicals
1.27 %

See All Sectors
PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.98 (in years)

(in years)

7.63 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 24.73 25.01 28.54 30.34 30.54
Net Assets (Rs Crores) 18,585.03 16,196.93 16,780.68 17,207.75 15,786.84
Scheme Returns(%)(Absolute) 5.66 0.35 14.04 5.82 0.28
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 19/26 15/27 22/28 21/30 13/30
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  13.59   +0.05  
11/3/2019 ₹ 13.02 2.07% 4.62% 3.81% 4.09%
MDB Logo
ICICI Pru Retirement Fund-Pure Debt Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.69   +0.06  
27/2/2019 ₹ 77.94 2.93% 5.47% 4.89% 6.03%
MDB Logo
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  21.66   +0.11  
25/2/2016 ₹ 139.8 -0.82% 5.71% 5.75% 7.49%
MDB Logo
Nippon India Retirement Fund-Income Generation(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  20.14   +0.17  
11/2/2015 ₹ 136.57 -0.43% 5.78% 5.01% 6.15%
MDB Logo
SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderate |  14.60   +0.06  
10/2/2021 ₹ 135.2 1.68% 6.17% 6.33% 6.82%
MDB Logo
Tata Retirement Sav Fund - Cons Plan(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  32.45   +0.16  
8/11/2011 ₹ 161.12 1.77% 6.41% 5.29% 8.16%
MDB Logo
Axis Retirement Fund-Conservative Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   High |  15.85   +0.09  
20/12/2019 ₹ 43.39 -1.60% 6.47% 4.63% 6.92%
MDB Logo
Aditya Birla SL Retirement Fund-50-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.03   +0.06  
11/3/2019 ₹ 26.42 1.27% 6.61% 5.51% 5.47%
MDB Logo
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  15.79   +0.10  
10/2/2021 ₹ 244.71 0.90% 6.64% 6.88% 8.29%
MDB Logo
Franklin India Retirement Fund(G)
Solution Oriented - Retirement Fund - Debt  |   Moderately High |  216.45   +0.99  
30/4/1997 ₹ 479.34 -2.33% 6.84% 6.02% 10.94%