Mutual Funds

Tata Retirement Sav Fund - Cons Plan(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

30.77 +0.11
NAV(₹) as on 17/4/2025

0.34%
1D

7.25%
1Y

7.55%
3Y

8.65%
5Y

Tata Retirement Sav Fund - Cons Plan(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.18	Launch Date: 04 Nov 2011
Exit Load: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment	AUM: ₹ 172.08 Crs
Lock-in: 5 Year	Investing Style: Small Value
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Sonam Udasi ,Murthy Nagarajan

FUND OBJECTIVE

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/3/2025		8.04 %		26.93 %		65.03 %

TOP HOLDINGS

GOI - 7.17% (17/04/2 - SOV

8.97 %

GOI - 7.38% (20/06/2 - SOV

8.89 %

GOI - 7.36% (12/09/2 - SOV

6.13 %

GOI - 7.27% (08/04/2 - SOV

5.86 %

** 06.40 % JAMNAGAR - CRISIL-AAA

5.71 %

Net Current Asset - Cash

4.36 %

Repo Instruments - Cash

3.68 %

See All Holding

ALLOCATION BY MARKET CAP

ALLOCATION BY SECTOR

Bank - Private

3.40 %

IT - Software

2.67 %

Cigarettes/Tobacco

1.31 %

Chemicals

1.31 %

Insurance

1.23 %

Finance - Others

1.21 %

Consumer Food

1.15 %

See All Sectors

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	23.43	24.73	25.01	28.54	30.34
Net Assets (Rs Crores)	16,705.68	18,585.03	16,196.93	16,780.68	17,207.75
Scheme Returns(%)(Absolute)	20.02	5.66	0.35	14.04	5.82
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	19/29	19/26	15/27	22/28	21/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.08 +0.01	11/3/2019	₹ 17.25	7.15%	5.23%	4.23%	4.49%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.95 +0.01	27/2/2019	₹ 106.26	8.63%	6.45%	6.08%	6.77%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.20 +0.06	11/3/2019	₹ 25.67	8.56%	7.53%	5.72%	5.91%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 30.77 +0.11	8/11/2011	₹ 172.08	7.25%	7.55%	8.65%	8.71%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.69 +0.10	20/12/2019	₹ 61.64	8.10%	7.75%	10.12%	8.81%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.02 +0.03	10/2/2021	₹ 175.48	9.25%	9.00%	-	8.41%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.21 +0.09	25/2/2016	₹ 158.92	8.42%	9.06%	9.60%	8.56%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.04 +0.09	11/2/2015	₹ 152.9	10.03%	9.08%	8.70%	7.06%
ICICI Pru Retirement Fund-Hybrid Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 16.58 +0.07	27/2/2019	₹ 79.45	7.13%	9.13%	9.80%	8.59%
Franklin India Pension Plan(G) Solution Oriented - Retirement Fund - Debt \| High \| 212.07 +1.03	30/4/1997	₹ 505.78	8.62%	9.89%	10.91%	11.50%