Mutual Funds

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Other | High | Solution Oriented - Retirement Fund - Debt

15.87 -0.02
NAV(₹) as on 7/7/2026

-0.12%
1D

1.33%
1Y

7.64%
3Y

8.15%
5Y

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.67	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 256.77 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/6/2026		2.69 %		39.16 %		58.15 %

TOP HOLDINGS

07.33% GOI - 07-Dec-2031

10.01 %

07.74% Tamil Nadu SDL - 03-Jun-2036

7.94 %

06.90% GOI - 15-Apr-2065

7.24 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

3.95 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

3.92 %

07.09% GOI - 25-Nov-2074

3.69 %

HDFC Bank Ltd.

2.98 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

2.94 %

ICICI Bank Ltd.

2.32 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

2.01 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

7.67 %

Cement & Construction Materi

1.97 %

Engineering - Construction

1.79 %

Pharmaceuticals & Drugs

1.65 %

Automobiles - Passenger Cars

1.56 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

11.99 (in years)

4.11 (in years)

7.17 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	11.36	11.93	14.00	14.96	14.69
Net Assets (Rs Crores)	18,512.85	21,337.66	25,597.09	27,272.05	24,814.83
Scheme Returns(%)(Absolute)	12.29	4.10	17.22	6.36	-1.89
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	10/26	6/27	20/28	16/30	19/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.63 +0.00	11/3/2019	₹ 14.17	3.10%	5.09%	4.17%	4.31%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.71 +0.00	27/2/2019	₹ 82.42	3.94%	6.19%	5.27%	6.33%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.94 +0.00	25/2/2016	₹ 149.65	1.15%	6.74%	6.54%	7.87%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.50 +-0.02	11/2/2015	₹ 144.45	1.04%	6.77%	6.27%	6.50%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.68 +-0.01	10/2/2021	₹ 144.87	2.06%	7.05%	7.09%	7.36%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.08 +0.02	20/12/2019	₹ 47.81	0.03%	7.53%	5.95%	7.52%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.87 +-0.02	10/2/2021	₹ 256.77	1.33%	7.64%	8.15%	8.91%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.80 +-0.07	8/11/2011	₹ 168.03	2.69%	7.73%	6.29%	8.43%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.16 +-0.02	11/3/2019	₹ 27.11	4.11%	7.75%	6.02%	5.84%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 219.67 +-0.20	30/4/1997	₹ 495.78	-0.33%	8.39%	7.22%	11.13%