Mutual Funds

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

15.53 +0.04
NAV(₹) as on 9/10/2026

0.27%
1D

-0.58%
1Y

6.10%
3Y

6.63%
5Y

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.77	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 247.94 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 30/9/2026		23.61 %		38.18 %		38.21 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

22.40 %

07.33% GOI - 07-Dec-2031

10.38 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

3.99 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

3.97 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

2.97 %

HDFC Bank Ltd.

2.54 %

ICICI Bank Ltd.

2.31 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

2.03 %

Power Finance Corporation Ltd. SR-BS227B 7.77% (15-Apr-2028)

2.02 %

Cholamandalam Investment and Finance Company Ltd. -SR-665 RR (27-Feb-2029)

2.02 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

5.92 %

Pharmaceuticals & Drugs

3.27 %

Automobiles - Passenger Cars

1.94 %

Cement & Construction Materi

1.87 %

Engineering - Construction

1.58 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

4.05 (in years)

3.26 (in years)

6.76 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	11.36	11.93	14.00	14.96	14.69
Net Assets (Rs Crores)	18,512.85	21,337.66	25,597.09	27,272.05	24,814.83
Scheme Returns(%)(Absolute)	12.29	4.10	17.22	6.36	-1.89
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	10/26	6/27	20/28	16/30	19/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.56 +0.00	11/3/2019	₹ 13.55	1.95%	4.72%	3.76%	4.09%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.77 +0.06	11/2/2015	₹ 138.31	-2.43%	5.35%	4.69%	6.02%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.38 +0.06	25/2/2016	₹ 142.62	-1.56%	5.41%	5.54%	7.41%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.63 +0.01	27/2/2019	₹ 79.47	2.59%	5.55%	4.86%	6.04%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.42 +0.07	20/12/2019	₹ 44.7	-3.35%	5.57%	4.07%	6.57%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.48 +0.02	10/2/2021	₹ 137.53	0.72%	6.04%	6.21%	6.75%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.53 +0.04	10/2/2021	₹ 247.94	-0.58%	6.10%	6.63%	8.08%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.16 +0.09	8/11/2011	₹ 165.48	1.09%	6.21%	4.99%	8.13%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.89 +0.03	11/3/2019	₹ 26.62	1.26%	6.32%	5.33%	5.38%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 213.88 +0.85	30/4/1997	₹ 479.34	-2.77%	6.38%	5.87%	10.92%