Mutual Funds

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Other | High | Solution Oriented - Retirement Fund - Debt

15.68 +0.05
NAV(₹) as on 12/12/2025

0.30%
1D

2.77%
1Y

9.25%
3Y

-
5Y

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.67	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 287.43 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/11/2025		3.17 %		39.15 %		57.68 %

TOP HOLDINGS

07.09% GOI - 05-Aug-2054

13.55 %

06.90% GOI - 15-Apr-2065

9.79 %

07.33% GOI - 07-Dec-2031

8.86 %

06.48% GOI 06-Oct-2035

5.21 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

3.60 %

HDFC Bank Ltd.

3.47 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

2.66 %

06.33% GOI - 05-May-2035

2.57 %

Reliance Industries Ltd.

2.56 %

ICICI Bank Ltd.

2.29 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

7.89 %

IT - Software

2.81 %

Refineries

2.56 %

Automobiles - Passenger Cars

1.76 %

Engineering - Construction

1.66 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

16.1 (in years)

6.56 (in years)

6.95 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	10.10	11.36	11.93	14.00	14.96
Net Assets (Rs Crores)	14,655.11	18,512.85	21,337.66	25,597.09	27,272.05
Scheme Returns(%)(Absolute)	1.05	12.29	4.10	17.22	6.36
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	26/29	10/26	6/27	20/28	16/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.33 +0.01	11/3/2019	₹ 16.81	4.63%	5.31%	3.76%	4.35%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.26 +0.01	27/2/2019	₹ 93.93	5.63%	6.28%	4.92%	6.42%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.21 +0.04	11/2/2015	₹ 150.14	2.07%	7.86%	6.34%	6.71%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.76 +0.03	11/3/2019	₹ 26.61	4.14%	7.92%	5.53%	5.93%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.35 +0.03	10/2/2021	₹ 174.57	3.72%	8.08%	-	7.76%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.93 +0.08	8/11/2011	₹ 174.34	2.42%	8.14%	6.73%	8.57%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.91 +0.03	25/2/2016	₹ 161.67	3.94%	8.46%	7.95%	8.33%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.68 +0.05	10/2/2021	₹ 287.43	2.77%	9.25%	-	9.75%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.22 +0.04	20/12/2019	₹ 54.38	3.51%	9.58%	7.58%	8.41%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 221.28 +0.57	30/4/1997	₹ 521.51	3.41%	9.83%	8.88%	11.39%