Mutual Funds

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Other | High | Solution Oriented - Retirement Fund - Debt

15.00 +0.12
NAV(₹) as on 25/3/2026

0.78%
1D

0.31%
1Y

8.23%
3Y

8.48%
5Y

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.67	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 269.17 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 28/2/2026		15.97 %		39.06 %		44.97 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

13.98 %

06.90% GOI - 15-Apr-2065

10.44 %

07.33% GOI - 07-Dec-2031

9.55 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

3.78 %

07.09% GOI - 25-Nov-2074

3.56 %

HDFC Bank Ltd.

3.17 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

2.81 %

06.33% GOI - 05-May-2035

2.73 %

ICICI Bank Ltd.

2.33 %

Reliance Industries Ltd.

2.23 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

7.84 %

Refineries

2.23 %

IT - Software

2.14 %

Bank - Public

1.83 %

Engineering - Construction

1.76 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

12.89 (in years)

4.75 (in years)

6.63 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (25/3/2026)	11.36	11.93	14.00	14.96	15.00
Net Assets (Rs Crores)	18,512.85	21,337.66	25,597.09	27,272.05	26,916.75
Scheme Returns(%)(Absolute)	12.29	4.10	17.22	6.36	0.15
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	10/26	6/27	20/28	16/30	20/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.37 +-0.01	11/3/2019	₹ 16.2	3.32%	4.98%	4.03%	4.20%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.30 +0.00	27/2/2019	₹ 84.55	3.81%	5.95%	5.00%	6.20%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.00 +0.06	10/2/2021	₹ 162.07	1.18%	7.14%	6.86%	6.79%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.72 +0.09	11/2/2015	₹ 145.54	0.30%	7.25%	5.76%	6.30%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.00 +0.13	8/11/2011	₹ 168.49	2.42%	7.65%	5.92%	8.17%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.36 +0.08	25/2/2016	₹ 160.34	2.14%	7.65%	6.91%	7.82%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.59 +0.06	11/3/2019	₹ 26.58	4.07%	7.99%	5.41%	5.51%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.00 +0.12	10/2/2021	₹ 269.17	0.31%	8.23%	8.48%	8.23%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.61 +0.08	20/12/2019	₹ 49.85	1.27%	9.13%	6.45%	7.37%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 212.45 +1.35	30/4/1997	₹ 508.16	1.42%	9.27%	7.56%	11.11%