Mutual Funds

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

16.03 +0.04
NAV(₹) as on 6/11/2026

0.23%
1D

2.68%
1Y

7.02%
3Y

7.20%
5Y

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.77	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 244.71 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt		Equity
as on 31/10/2026		22.43 %		38.38 %		39.19 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

20.89 %

07.33% GOI - 07-Dec-2031

10.54 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

4.00 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

3.97 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

2.97 %

HDFC Bank Ltd.

2.52 %

ICICI Bank Ltd.

2.48 %

Muthoot Finance Ltd. SR-RR (26-Jul-2029)

2.05 %

Cholamandalam Investment and Finance Company Ltd. -SR-665 RR (27-Feb-2029)

2.04 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

2.03 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

6.20 %

Pharmaceuticals & Drugs

3.26 %

Cement & Construction Materi

1.92 %

Construction - Real Estate

1.81 %

IT - Software

1.76 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.02 (in years)

2.53 (in years)

6.68 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	11.36	11.93	14.00	14.96	14.69
Net Assets (Rs Crores)	18,512.85	21,337.66	25,597.09	27,272.05	24,814.83
Scheme Returns(%)(Absolute)	12.29	4.10	17.22	6.36	-1.89
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	10/26	6/27	20/28	16/30	19/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.62 +-0.01	11/3/2019	₹ 13.02	2.26%	4.67%	3.85%	4.12%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.71 +-0.03	27/2/2019	₹ 77.94	3.07%	5.50%	4.92%	6.04%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.87 +0.05	25/2/2016	₹ 139.8	0.24%	5.95%	5.95%	7.59%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.32 +0.03	11/2/2015	₹ 136.57	0.46%	6.00%	5.20%	6.23%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.74 +0.02	10/2/2021	₹ 135.2	2.73%	6.42%	6.52%	6.99%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.79 +0.06	8/11/2011	₹ 161.12	2.99%	6.66%	5.50%	8.23%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.12 +0.01	11/3/2019	₹ 26.42	2.13%	6.75%	5.64%	5.55%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.06 +0.06	20/12/2019	₹ 43.39	-0.36%	6.83%	4.90%	7.12%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 16.03 +0.04	10/2/2021	₹ 244.71	2.68%	7.02%	7.20%	8.57%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 218.97 +0.74	30/4/1997	₹ 471.96	-0.94%	7.08%	6.25%	10.98%