Mutual Funds

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Other | High | Solution Oriented - Retirement Fund - Debt

15.68 -0.14
NAV(₹) as on 15/9/2026

-0.89%
1D

1.39%
1Y

5.88%
3Y

6.98%
5Y

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.76	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 254.85 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/8/2026		17.41 %		39.30 %		43.29 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

15.53 %

07.33% GOI - 07-Dec-2031

10.11 %

07.74% Tamil Nadu SDL - 03-Jun-2036

7.90 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

3.90 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

3.90 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

2.92 %

HDFC Bank Ltd.

2.48 %

ICICI Bank Ltd.

2.48 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

1.99 %

Tata Power Renewable Energy Ltd. 07.85% (19-Sep-2034)

1.99 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

7.14 %

Pharmaceuticals & Drugs

2.65 %

Automobiles - Passenger Cars

2.10 %

Cement & Construction Materi

1.95 %

Engineering - Construction

1.66 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.43 (in years)

4.17 (in years)

7.00 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	11.36	11.93	14.00	14.96	14.69
Net Assets (Rs Crores)	18,512.85	21,337.66	25,597.09	27,272.05	24,814.83
Scheme Returns(%)(Absolute)	12.29	4.10	17.22	6.36	-1.89
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	10/26	6/27	20/28	16/30	19/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.59 +-0.03	11/3/2019	₹ 13.73	2.64%	4.70%	3.77%	4.16%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.07 +-0.16	11/2/2015	₹ 142.87	-0.62%	5.19%	5.01%	6.19%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.55 +-0.09	25/2/2016	₹ 146.34	-0.27%	5.23%	5.73%	7.54%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.65 +-0.03	27/2/2019	₹ 80.34	3.36%	5.52%	4.87%	6.11%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.65 +-0.09	20/12/2019	₹ 46.63	-1.50%	5.76%	4.45%	6.87%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.54 +-0.07	10/2/2021	₹ 140.43	2.27%	5.84%	6.33%	6.92%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.68 +-0.14	10/2/2021	₹ 254.85	1.39%	5.88%	6.98%	8.37%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.56 +-0.33	8/11/2011	₹ 171.11	2.56%	6.31%	5.33%	8.26%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 216.50 +-1.80	30/4/1997	₹ 492.59	-1.19%	6.42%	6.20%	10.99%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.05 +-0.11	11/3/2019	₹ 27.28	2.93%	6.46%	5.55%	5.59%