Mutual Funds

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Other | High | Solution Oriented - Retirement Fund - Debt

15.46 +0.14
NAV(₹) as on 12/6/2026

0.94%
1D

-0.55%
1Y

7.06%
3Y

7.86%
5Y

SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.67	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 251.67 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/5/2026		12.60 %		38.98 %		48.43 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

16.33 %

07.33% GOI - 07-Dec-2031

10.21 %

06.90% GOI - 15-Apr-2065

7.17 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

3.93 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

3.93 %

07.09% GOI - 25-Nov-2074

3.67 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

2.94 %

HDFC Bank Ltd.

2.84 %

ICICI Bank Ltd.

2.17 %

Reliance Industries Ltd.

2.07 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

7.33 %

Refineries

2.07 %

IT - Software

2.00 %

Cement & Construction Materi

2.00 %

Engineering - Construction

1.80 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

11.99 (in years)

4.11 (in years)

7.17 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	11.36	11.93	14.00	14.96	14.69
Net Assets (Rs Crores)	18,512.85	21,337.66	25,597.09	27,272.05	24,814.83
Scheme Returns(%)(Absolute)	12.29	4.10	17.22	6.36	-1.89
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	10/26	6/27	20/28	16/30	19/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.51 +0.02	11/3/2019	₹ 14.09	2.60%	4.78%	3.85%	4.24%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.96 +0.11	11/2/2015	₹ 140.83	-1.44%	5.81%	5.46%	6.28%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.52 +0.01	27/2/2019	₹ 81.91	3.12%	5.85%	4.92%	6.22%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.34 +0.08	10/2/2021	₹ 144.96	0.27%	6.37%	6.63%	6.99%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.56 +0.11	25/2/2016	₹ 150.51	0.05%	6.38%	6.23%	7.74%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.46 +0.14	10/2/2021	₹ 251.67	-0.55%	7.06%	7.86%	8.50%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.17 +0.22	8/11/2011	₹ 165.86	1.59%	7.28%	5.86%	8.32%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.70 +0.10	20/12/2019	₹ 47.47	-1.21%	7.31%	5.46%	7.21%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.97 +0.08	11/3/2019	₹ 26.72	3.66%	7.65%	5.62%	5.71%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 215.38 +1.66	30/4/1997	₹ 492.2	-1.31%	8.13%	6.81%	11.08%