Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.61 -0.02
NAV(₹) as on 11/9/2026

-0.17%
1D

2.87%
1Y

6.04%
3Y

6.48%
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.44	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 140.43 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Equity		Others		Debt
as on 31/8/2026		19.57 %		26.04 %		54.40 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

23.65 %

06.94% GOI - 11-May-2036

10.67 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

7.09 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

7.07 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

5.30 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

3.62 %

Tata Power Renewable Energy Ltd. 07.85% (19-Sep-2034)

3.61 %

Rural Electrification Corpn Ltd SR-218 07.69% (31-Jan-2033)

3.56 %

Cholamandalam Investment and Finance Company Ltd. -SR-665 RR (27-Feb-2029)

3.55 %

Knowledge Realty Trust 07.5397% (21-Feb-2029)

3.54 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.52 %

Pharmaceuticals & Drugs

1.31 %

Automobiles - Passenger Cars

1.05 %

Cement & Construction Materi

0.97 %

Engineering - Construction

0.83 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.07 (in years)

4.12 (in years)

7.12 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	10.87	11.44	12.91	13.88	13.80
Net Assets (Rs Crores)	14,494.79	15,196.37	16,956.24	17,548.37	14,626.72
Scheme Returns(%)(Absolute)	7.34	4.86	12.74	7.48	-0.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	14/26	3/27	24/28	10/30	17/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.62 +-0.02	11/3/2019	₹ 13.73	2.94%	4.82%	3.83%	4.20%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.63 +-0.05	25/2/2016	₹ 146.34	0.34%	5.43%	5.86%	7.59%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.23 +-0.06	11/2/2015	₹ 142.87	0.46%	5.55%	5.24%	6.27%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.68 +-0.02	27/2/2019	₹ 80.34	3.56%	5.71%	4.92%	6.14%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.61 +-0.02	10/2/2021	₹ 140.43	2.87%	6.04%	6.48%	7.03%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.82 +-0.04	10/2/2021	₹ 254.85	2.44%	6.18%	7.28%	8.56%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.74 +-0.04	20/12/2019	₹ 46.63	-0.83%	6.18%	4.82%	6.97%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.89 +-0.10	8/11/2011	₹ 171.11	3.79%	6.58%	5.60%	8.34%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 218.30 +-0.20	30/4/1997	₹ 492.59	-0.27%	6.70%	6.47%	11.03%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.16 +-0.03	11/3/2019	₹ 27.28	3.74%	6.79%	5.71%	5.70%