Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.60 +0.03
NAV(₹) as on 9/7/2026

0.23%
1D

1.38%
1Y

6.84%
3Y

6.96%
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.38	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 144.87 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/6/2026		4.96 %		19.24 %		75.80 %

TOP HOLDINGS

06.90% GOI - 15-Apr-2065

16.05 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

7.00 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

6.94 %

07.43% GOI - 19-Jan-2076

6.88 %

07.09% GOI - 25-Nov-2074

6.54 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

5.22 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

3.56 %

Tri-Party Repo (TREPS)

3.52 %

Rural Electrification Corpn Ltd SR-218 07.69% (31-Jan-2033)

3.52 %

Muthoot Finance Ltd. SR-RR (26-Jul-2029)

3.48 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.74 %

Cement & Construction Materi

0.96 %

Pharmaceuticals & Drugs

0.83 %

Engineering - Construction

0.82 %

Bank - Public

0.80 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

18.05 (in years)

6.53 (in years)

7.75 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	10.87	11.44	12.91	13.88	13.80
Net Assets (Rs Crores)	14,494.79	15,196.37	16,956.24	17,548.37	14,626.72
Scheme Returns(%)(Absolute)	7.34	4.86	12.74	7.48	-0.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	14/26	3/27	24/28	10/30	17/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.61 +0.01	11/3/2019	₹ 14.17	3.07%	5.05%	4.11%	4.30%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.68 +0.01	27/2/2019	₹ 82.42	3.80%	6.12%	5.21%	6.30%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.83 +0.02	25/2/2016	₹ 149.65	0.61%	6.54%	6.43%	7.82%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.39 +0.03	11/2/2015	₹ 144.45	0.41%	6.56%	6.15%	6.44%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.60 +0.03	10/2/2021	₹ 144.87	1.38%	6.84%	6.96%	7.25%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.98 +0.04	20/12/2019	₹ 47.81	-0.53%	7.29%	5.79%	7.41%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.75 +0.05	10/2/2021	₹ 256.77	0.43%	7.36%	8.02%	8.76%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.10 +0.03	11/3/2019	₹ 27.11	3.64%	7.60%	5.90%	5.78%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.71 +0.10	8/11/2011	₹ 168.03	2.59%	7.63%	6.26%	8.40%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 218.37 +0.63	30/4/1997	₹ 495.78	-0.96%	8.16%	7.13%	11.10%