Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.67 +0.00
NAV(₹) as on 24/8/2026

0.01%
1D

3.24%
1Y

6.59%
3Y

6.87%
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.43	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 141.06 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/7/2026		15.69 %		19.78 %		64.53 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

18.58 %

06.94% GOI - 11-May-2036

17.15 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

7.15 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

7.10 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

5.33 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

3.64 %

Rural Electrification Corpn Ltd SR-218 07.69% (31-Jan-2033)

3.60 %

Tata Power Renewable Energy Ltd. 07.85% (19-Sep-2034)

3.56 %

Muthoot Finance Ltd. SR-RR (26-Jul-2029)

3.55 %

Knowledge Realty Trust 07.5397% (21-Feb-2029)

3.55 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.64 %

Pharmaceuticals & Drugs

1.18 %

Cement & Construction Materi

1.01 %

Bank - Public

0.82 %

Engineering - Construction

0.80 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.07 (in years)

4.12 (in years)

7.12 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	10.87	11.44	12.91	13.88	13.80
Net Assets (Rs Crores)	14,494.79	15,196.37	16,956.24	17,548.37	14,626.72
Scheme Returns(%)(Absolute)	7.34	4.86	12.74	7.48	-0.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	14/26	3/27	24/28	10/30	17/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.65 +0.00	11/3/2019	₹ 13.82	3.47%	4.96%	3.99%	4.26%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.71 +0.00	27/2/2019	₹ 81.2	4.12%	5.84%	5.11%	6.21%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.87 +-0.02	25/2/2016	₹ 148.25	1.50%	6.05%	6.34%	7.74%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.50 +-0.01	11/2/2015	₹ 144.07	2.16%	6.36%	5.97%	6.42%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.67 +0.00	10/2/2021	₹ 141.06	3.24%	6.59%	6.87%	7.16%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.96 +0.00	10/2/2021	₹ 255.56	3.18%	7.24%	8.07%	8.81%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.28 +0.01	11/3/2019	₹ 27.26	5.01%	7.30%	5.97%	5.85%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 33.12 +-0.01	8/11/2011	₹ 168.88	4.70%	7.33%	6.16%	8.42%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.07 +-0.01	20/12/2019	₹ 47.77	1.58%	7.46%	5.62%	7.35%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 219.68 +-0.14	30/4/1997	₹ 494.69	0.24%	7.68%	7.00%	11.07%