Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.37 -0.05
NAV(₹) as on 2/3/2026

-0.35%
1D

6.29%
1Y

8.16%
3Y

7.47%
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.38	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 172.01 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/1/2026		10.13 %		18.86 %		71.01 %

TOP HOLDINGS

06.48% GOI 06-Oct-2035

17.17 %

06.90% GOI - 15-Apr-2065

16.31 %

Tri-Party Repo (TREPS)

8.78 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

5.90 %

07.43% GOI - 19-Jan-2076

5.84 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

4.38 %

06.33% GOI - 05-May-2035

4.25 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

3.00 %

Tata Power Renewable Energy Ltd. 07.85% (19-Sep-2034)

2.97 %

Rural Electrification Corpn Ltd SR-218 07.69% (31-Jan-2033)

2.96 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.74 %

IT - Software

1.40 %

Refineries

1.12 %

Bank - Public

0.80 %

Engineering - Construction

0.79 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

16.25 (in years)

7.18 (in years)

7.13 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (2/3/2026)	10.87	11.44	12.91	13.88	14.37
Net Assets (Rs Crores)	14,494.79	15,196.37	16,956.24	17,548.37	17,200.60
Scheme Returns(%)(Absolute)	7.34	4.86	12.74	7.48	3.12
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	14/26	3/27	24/28	10/30	28/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.44 +0.00	11/3/2019	₹ 16.42	4.63%	5.45%	4.26%	4.33%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.41 +0.00	27/2/2019	₹ 87.46	5.41%	6.35%	5.22%	6.36%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.13 +-0.09	11/2/2015	₹ 145.45	4.49%	8.00%	6.18%	6.53%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.37 +-0.05	10/2/2021	₹ 172.01	6.29%	8.16%	7.47%	7.43%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.62 +-0.10	8/11/2011	₹ 170.32	6.76%	8.30%	6.14%	8.36%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.84 +-0.07	25/2/2016	₹ 159.98	6.88%	8.50%	7.32%	8.10%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.91 +-0.04	11/3/2019	₹ 26.34	8.72%	8.75%	5.95%	5.89%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.50 +-0.10	10/2/2021	₹ 280.02	7.26%	9.28%	9.07%	9.05%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.06 +-0.09	20/12/2019	₹ 50.6	8.01%	9.81%	6.54%	7.94%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 218.16 +-1.01	30/4/1997	₹ 509.23	7.22%	10.24%	7.85%	11.24%