Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.16 +0.01
NAV(₹) as on 21/5/2026

0.05%
1D

-1.49%
1Y

6.22%
3Y

6.50%
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.44	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 147.71 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/4/2026		8.26 %		19.47 %		72.27 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

19.90 %

06.90% GOI - 15-Apr-2065

18.41 %

06.48% GOI 06-Oct-2035

13.04 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

6.76 %

07.43% GOI - 19-Jan-2076

6.52 %

07.09% GOI - 25-Nov-2074

6.25 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

5.04 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

3.45 %

Godrej Properties Ltd. SR A 8.15% (03-Jul-2026)

3.39 %

Rural Electrification Corpn Ltd SR-218 07.69% (31-Jan-2033)

3.38 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.77 %

Refineries

1.23 %

IT - Software

1.06 %

Auto Ancillary

0.87 %

Bank - Public

0.87 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

20.38 (in years)

7.76 (in years)

7.51 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	10.87	11.44	12.91	13.88	13.80
Net Assets (Rs Crores)	14,494.79	15,196.37	16,956.24	17,548.37	14,626.72
Scheme Returns(%)(Absolute)	7.34	4.86	12.74	7.48	-0.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	14/26	3/27	24/28	10/30	17/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.40 +-0.01	11/3/2019	₹ 14.09	1.63%	4.55%	3.80%	4.15%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.35 +-0.01	27/2/2019	₹ 82.21	1.68%	5.53%	4.76%	6.10%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.69 +0.01	11/2/2015	₹ 141.12	-3.60%	5.65%	5.47%	6.19%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.16 +0.01	10/2/2021	₹ 147.71	-1.49%	6.22%	6.50%	6.81%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.39 +0.00	25/2/2016	₹ 152.59	-0.70%	6.43%	6.43%	7.71%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.31 +0.02	10/2/2021	₹ 255.28	-1.59%	7.24%	7.93%	8.41%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.97 +-0.04	8/11/2011	₹ 164.26	1.70%	7.54%	6.09%	8.31%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.59 +-0.01	20/12/2019	₹ 47.59	-2.82%	7.57%	5.83%	7.16%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.83 +0.01	11/3/2019	₹ 26.4	2.90%	7.62%	5.53%	5.62%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 213.62 +-0.09	30/4/1997	₹ 496.83	-1.62%	8.42%	6.91%	11.07%