Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.02 +0.03
NAV(₹) as on 17/4/2025

0.25%
1D

9.25%
1Y

9.00%
3Y

-
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.38	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 175.48 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/3/2025		3.68 %		18.73 %		77.59 %

TOP HOLDINGS

Bharat Sanchar Nigam - CRISIL AAA(CE)

5.83 %

Torrent Power Ltd. - CRISIL AA+

2.95 %

Sundaram Finance Ltd - CRISIL AAA

2.94 %

REC Ltd. - CRISIL AAA

2.94 %

Power Finance Corpor - CRISIL AAA

2.89 %

Tata Power Renewable - [ICRA]AA+

2.89 %

Godrej Properties Lt - [ICRA]AA+

2.86 %

See All Holding

ALLOCATION BY MARKET CAP

ALLOCATION BY SECTOR

Bank - Private

4.11 %

IT - Software

2.07 %

Refineries

1.10 %

Pharmaceuticals & Drugs

0.91 %

Auto Ancillary

0.90 %

Engineering - Construction

0.78 %

Bearings

0.73 %

See All Sectors

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	10.09	10.87	11.44	12.91	13.88
Net Assets (Rs Crores)	12,984.0	14,494.79	15,196.37	16,956.24	17,548.37
Scheme Returns(%)(Absolute)	0.92	7.34	4.86	12.74	7.48
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	28/29	14/26	3/27	24/28	10/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.08 +0.01	11/3/2019	₹ 17.25	7.15%	5.23%	4.23%	4.49%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.95 +0.01	27/2/2019	₹ 106.26	8.63%	6.45%	6.08%	6.77%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.20 +0.06	11/3/2019	₹ 25.67	8.56%	7.53%	5.72%	5.91%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 30.77 +0.11	8/11/2011	₹ 172.08	7.25%	7.55%	8.65%	8.71%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.69 +0.10	20/12/2019	₹ 61.64	8.10%	7.75%	10.12%	8.81%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.02 +0.03	10/2/2021	₹ 175.48	9.25%	9.00%	-	8.41%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.21 +0.09	25/2/2016	₹ 158.92	8.42%	9.06%	9.60%	8.56%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.04 +0.09	11/2/2015	₹ 152.9	10.03%	9.08%	8.70%	7.06%
ICICI Pru Retirement Fund-Hybrid Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 16.58 +0.07	27/2/2019	₹ 79.45	7.13%	9.13%	9.80%	8.59%
Franklin India Pension Plan(G) Solution Oriented - Retirement Fund - Debt \| High \| 212.07 +1.03	30/4/1997	₹ 505.78	8.62%	9.89%	10.91%	11.50%