Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.37 +0.00
NAV(₹) as on 4/12/2025

0.02%
1D

3.81%
1Y

8.04%
3Y

-
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.38	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 174.57 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/11/2025		7.13 %		19.83 %		73.03 %

TOP HOLDINGS

07.09% GOI - 05-Aug-2054

16.73 %

06.90% GOI - 15-Apr-2065

16.11 %

06.48% GOI 06-Oct-2035

8.58 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

5.92 %

Tri-Party Repo (TREPS)

5.72 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

4.39 %

06.33% GOI - 05-May-2035

4.23 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

3.01 %

Rural Electrification Corpn Ltd SR-218 07.69% (31-Jan-2033)

2.97 %

Sundaram Finance Ltd. SR-Y3 8.23% (05-Jul-2034)

2.96 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

4.08 %

IT - Software

1.45 %

Refineries

1.24 %

Automobiles - Passenger Cars

0.85 %

Engineering - Construction

0.81 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

16.76 (in years)

7.37 (in years)

7.02 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	10.09	10.87	11.44	12.91	13.88
Net Assets (Rs Crores)	12,984.0	14,494.79	15,196.37	16,956.24	17,548.37
Scheme Returns(%)(Absolute)	0.92	7.34	4.86	12.74	7.48
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	28/29	14/26	3/27	24/28	10/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.34 +0.00	11/3/2019	₹ 16.81	4.75%	5.31%	3.76%	4.37%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.27 +0.00	27/2/2019	₹ 93.93	5.64%	6.30%	4.91%	6.45%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.27 +-0.03	11/2/2015	₹ 150.14	2.39%	7.73%	6.51%	6.75%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.00	11/3/2019	₹ 26.61	4.72%	7.98%	5.58%	6.00%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.37 +0.00	10/2/2021	₹ 174.57	3.81%	8.04%	-	7.82%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.96 +0.01	8/11/2011	₹ 174.34	3.03%	8.08%	6.86%	8.59%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.93 +0.00	25/2/2016	₹ 161.67	4.30%	8.42%	8.05%	8.36%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.68 +0.00	10/2/2021	₹ 287.43	2.79%	9.15%	-	9.80%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.26 +0.04	20/12/2019	₹ 54.38	3.86%	9.34%	7.74%	8.49%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 221.60 +0.08	30/4/1997	₹ 521.51	3.77%	9.68%	8.96%	11.40%