Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.27 +0.00
NAV(₹) as on 16/4/2026

0.02%
1D

2.07%
1Y

7.26%
3Y

7.07%
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.38	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 146.27 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/3/2026		11.24 %		19.17 %		69.59 %

TOP HOLDINGS

06.90% GOI - 15-Apr-2065

18.26 %

Tri-Party Repo (TREPS)

9.28 %

07.18% GOI - 24-Jul-2037

6.82 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

6.82 %

07.43% GOI - 19-Jan-2076

6.49 %

07.09% GOI - 25-Nov-2074

6.21 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

5.08 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

3.52 %

Sundaram Finance Ltd. SR-Y3 8.23% (05-Jul-2034)

3.46 %

Rural Electrification Corpn Ltd SR-218 07.69% (31-Jan-2033)

3.43 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.59 %

Refineries

1.22 %

IT - Software

1.20 %

Bank - Public

0.85 %

Auto Ancillary

0.84 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

20.32 (in years)

7.45 (in years)

7.70 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	10.87	11.44	12.91	13.88	13.80
Net Assets (Rs Crores)	14,494.79	15,196.37	16,956.24	17,548.37	14,626.72
Scheme Returns(%)(Absolute)	7.34	4.86	12.74	7.48	-0.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	14/26	3/27	24/28	10/30	17/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.42 +0.03	11/3/2019	₹ 13.98	2.77%	4.90%	4.05%	4.23%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 15.42 +0.00	27/2/2019	₹ 82.68	3.22%	6.00%	5.08%	6.26%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.93 +0.12	11/2/2015	₹ 138.28	0.12%	7.12%	5.90%	6.36%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.27 +0.00	10/2/2021	₹ 146.27	2.07%	7.26%	7.07%	7.11%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.66 +0.01	25/2/2016	₹ 153.89	2.55%	7.58%	7.03%	7.92%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.67 +0.24	8/11/2011	₹ 157.87	3.62%	7.86%	6.30%	8.30%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.09	11/3/2019	₹ 25.64	4.95%	8.00%	5.66%	5.69%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.41 +0.01	10/2/2021	₹ 248.15	2.68%	8.41%	8.70%	8.71%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.78 +-0.02	20/12/2019	₹ 46.69	1.22%	8.87%	6.50%	7.48%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 216.54 +0.01	30/4/1997	₹ 484.74	2.60%	9.35%	7.75%	11.16%