Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.48 +0.04
NAV(₹) as on 18/6/2026

0.29%
1D

1.25%
1Y

6.64%
3Y

6.92%
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.38	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 144.96 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/5/2026		9.93 %		19.33 %		70.73 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

17.79 %

06.90% GOI - 15-Apr-2065

15.55 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

6.83 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

6.82 %

07.43% GOI - 19-Jan-2076

6.68 %

07.09% GOI - 25-Nov-2074

6.37 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

5.11 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

3.48 %

Muthoot Finance Ltd. SR-RR (26-Jul-2029)

3.45 %

Cholamandalam Investment and Finance Company Ltd. -SR-665 RR (27-Feb-2029)

3.45 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.74 %

Refineries

1.05 %

IT - Software

1.00 %

Cement & Construction Materi

0.96 %

Auto Ancillary

0.93 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

18.05 (in years)

6.53 (in years)

7.75 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	10.87	11.44	12.91	13.88	13.80
Net Assets (Rs Crores)	14,494.79	15,196.37	16,956.24	17,548.37	14,626.72
Scheme Returns(%)(Absolute)	7.34	4.86	12.74	7.48	-0.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	14/26	3/27	24/28	10/30	17/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.55 +0.02	11/3/2019	₹ 14.09	2.83%	4.88%	4.00%	4.27%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.57 +0.02	27/2/2019	₹ 81.91	3.30%	5.91%	5.04%	6.25%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.20 +0.04	11/2/2015	₹ 140.83	-0.13%	6.22%	5.82%	6.39%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.72 +0.03	25/2/2016	₹ 150.51	0.89%	6.55%	6.46%	7.81%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.48 +0.04	10/2/2021	₹ 144.96	1.25%	6.64%	6.92%	7.16%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.67 +0.05	10/2/2021	₹ 251.67	1.05%	7.35%	8.25%	8.75%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.53 +0.05	8/11/2011	₹ 165.86	2.73%	7.47%	6.15%	8.40%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.89 +0.04	20/12/2019	₹ 47.47	0.07%	7.51%	5.84%	7.38%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.06 +0.03	11/3/2019	₹ 26.72	4.26%	7.74%	5.82%	5.79%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 217.48 +0.41	30/4/1997	₹ 492.2	-0.29%	8.29%	7.10%	11.11%