Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.43 +0.01
NAV(₹) as on 20/10/2025

0.07%
1D

4.71%
1Y

8.86%
3Y

-
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.38	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 175.23 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.0 Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/9/2025		1.66 %		19.71 %		78.63 %

TOP HOLDINGS

07.09% GOI - 05-Aug-2054

19.69 %

07.74% Karnataka SDL - 10-Jan-2036

14.71 %

07.24% GOI - 18-Aug-2055

7.17 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

5.88 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

4.35 %

06.33% GOI - 05-May-2035

4.21 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

2.98 %

Sundaram Finance Ltd. SR-Y3 8.23% (05-Jul-2034)

2.94 %

Rural Electrification Corpn Ltd SR-218 07.69% (31-Jan-2033)

2.93 %

Power Finance Corporation Ltd. SR-BS227B 7.77% (15-Apr-2028)

2.92 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

4.03 %

IT - Software

1.63 %

Refineries

1.18 %

Automobiles - Passenger Cars

0.90 %

Auto Ancillary

0.88 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

14.84 (in years)

7.91 (in years)

7.34 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	10.09	10.87	11.44	12.91	13.88
Net Assets (Rs Crores)	12,984.0	14,494.79	15,196.37	16,956.24	17,548.37
Scheme Returns(%)(Absolute)	0.92	7.34	4.86	12.74	7.48
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	28/29	14/26	3/27	24/28	10/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.33 +0.00	11/3/2019	₹ 17.09	5.37%	5.80%	3.91%	4.44%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.26 +0.00	27/2/2019	₹ 98.13	6.47%	6.60%	5.16%	6.56%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.07 +0.07	8/11/2011	₹ 173.68	3.70%	8.79%	7.50%	8.70%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.02	11/3/2019	₹ 26.37	5.39%	8.81%	5.72%	6.11%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.43 +0.01	10/2/2021	₹ 175.23	4.71%	8.86%	-	8.12%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.84 +0.03	25/2/2016	₹ 160.22	4.10%	9.28%	8.57%	8.43%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.40 +0.01	11/2/2015	₹ 150.9	3.65%	9.33%	7.37%	6.89%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.16 +0.06	20/12/2019	₹ 54.91	3.07%	9.81%	8.98%	8.57%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.71 +0.02	10/2/2021	₹ 283.26	3.05%	10.10%	-	10.11%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 221.80 +0.32	30/4/1997	₹ 513.48	4.53%	11.02%	10.31%	11.46%