Mutual Funds

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Other | Moderate | Solution Oriented - Retirement Fund - Debt

14.60 +0.06
NAV(₹) as on 4/11/2026

0.43%
1D

1.68%
1Y

6.17%
3Y

6.33%
5Y

SBI Retirement Benefit Fund-Conservative Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.45	Launch Date: 10 Feb 2021
Exit Load: Nil	AUM: ₹ 135.20 Crs
Lock-in: 5 Year	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 1,000.00 Lumpsum : ₹ 5,000.00
Scheme Benchmark: NA
Fund Manager: Rohit Shimpi ,Ardhendu Bhattacharya

FUND OBJECTIVE

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.

LATEST ASSET & PORTFOLIO ALLOCATION		Equity		Others		Debt
as on 31/10/2026		19.52 %		32.28 %		48.20 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

29.88 %

National Bank For Agriculture & Rural Development SR-26F 07.44% (17-Jul-2029)

7.24 %

Bharat Sanchar Nigam Ltd. SR-II 7.72% (22-Dec-2032)

7.18 %

Summit Digitel Infrastructure Pvt Ltd. 07.58% (30-Oct-2031)

5.38 %

Muthoot Finance Ltd. SR-RR (26-Jul-2029)

3.70 %

Cholamandalam Investment and Finance Company Ltd. -SR-665 RR (27-Feb-2029)

3.68 %

Torrent Power Ltd. SR-11 TR-11-B 08.50% (07-Jun-2032)

3.67 %

Knowledge Realty Trust 07.5397% (21-Feb-2029)

3.64 %

Tata Power Renewable Energy Ltd. 07.85% (19-Sep-2034)

3.60 %

Rural Electrification Corpn Ltd SR-218 07.69% (31-Jan-2033)

3.60 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

3.07 %

Pharmaceuticals & Drugs

1.63 %

Cement & Construction Materi

0.96 %

Construction - Real Estate

0.89 %

IT - Software

0.86 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.85 (in years)

2.68 (in years)

6.96 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	10.87	11.44	12.91	13.88	13.80
Net Assets (Rs Crores)	14,494.79	15,196.37	16,956.24	17,548.37	14,626.72
Scheme Returns(%)(Absolute)	7.34	4.86	12.74	7.48	-0.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	14/26	3/27	24/28	10/30	17/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderate risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.59 +0.05	11/3/2019	₹ 13.02	2.07%	4.62%	3.81%	4.09%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.69 +0.06	27/2/2019	₹ 77.94	2.93%	5.47%	4.89%	6.03%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.66 +0.11	25/2/2016	₹ 139.8	-0.82%	5.71%	5.75%	7.49%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.14 +0.17	11/2/2015	₹ 136.57	-0.43%	5.78%	5.01%	6.15%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.60 +0.06	10/2/2021	₹ 135.2	1.68%	6.17%	6.33%	6.82%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.45 +0.16	8/11/2011	₹ 161.12	1.77%	6.41%	5.29%	8.16%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.85 +0.09	20/12/2019	₹ 43.39	-1.60%	6.47%	4.63%	6.92%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.03 +0.06	11/3/2019	₹ 26.42	1.27%	6.61%	5.51%	5.47%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.79 +0.10	10/2/2021	₹ 244.71	0.90%	6.64%	6.88%	8.29%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 216.45 +0.99	30/4/1997	₹ 479.34	-2.33%	6.84%	6.02%	10.94%