Mutual Funds

Franklin India Retirement Fund(G)
Other | High | Solution Oriented - Retirement Fund - Debt

218.16 -1.01
NAV(₹) as on 2/3/2026

-0.46%
1D

7.22%
1Y

10.24%
3Y

7.85%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.27	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 509.23 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/1/2026		2.31 %		37.78 %		59.90 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.14 %

06.90% GOI - 15-Apr-2065

7.79 %

Jubilant Bevco Ltd. (31-May-2028)

6.33 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.26 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.25 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.18 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.18 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.14 %

HDFC Bank Ltd.

4.01 %

Jubilant Beverages Ltd. (31-May-2028)

3.75 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

7.97 %

IT - Software

3.19 %

Engineering - Construction

2.09 %

Telecommunication - Service

1.86 %

Refineries

1.64 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

7.15 (in years)

3.52 (in years)

7.50 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (2/3/2026)	158.65	164.16	194.20	209.39	218.16
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	50,922.95
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	4.70
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	18/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.44 +0.00	11/3/2019	₹ 16.42	4.63%	5.45%	4.26%	4.33%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.41 +0.00	27/2/2019	₹ 87.46	5.41%	6.35%	5.22%	6.36%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.13 +-0.09	11/2/2015	₹ 145.45	4.49%	8.00%	6.18%	6.53%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.37 +-0.05	10/2/2021	₹ 172.01	6.29%	8.16%	7.47%	7.43%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.62 +-0.10	8/11/2011	₹ 170.32	6.76%	8.30%	6.14%	8.36%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.84 +-0.07	25/2/2016	₹ 159.98	6.88%	8.50%	7.32%	8.10%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.91 +-0.04	11/3/2019	₹ 26.34	8.72%	8.75%	5.95%	5.89%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.50 +-0.10	10/2/2021	₹ 280.02	7.26%	9.28%	9.07%	9.05%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.06 +-0.09	20/12/2019	₹ 50.6	8.01%	9.81%	6.54%	7.94%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 218.16 +-1.01	30/4/1997	₹ 509.23	7.22%	10.24%	7.85%	11.24%