Mutual Funds

Franklin India Retirement Fund(G)
Other | High | Solution Oriented - Retirement Fund - Debt

217.6 -1.12
NAV(₹) as on 2/2/2026

-0.51%
1D

4.24%
1Y

9.97%
3Y

8.04%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.26	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 517.39 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 500.0
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/12/2025		0.58 %		38.48 %		60.95 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.00 %

06.90% GOI - 15-Apr-2065

7.69 %

Jubilant Bevco Ltd. (31-May-2028)

6.23 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.18 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.17 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.09 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.09 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.07 %

HDFC Bank Ltd.

4.21 %

Jubilant Beverages Ltd. (31-May-2028)

3.69 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

7.96 %

IT - Software

3.05 %

Engineering - Construction

2.14 %

Telecommunication - Service

1.95 %

Refineries

1.82 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.72 (in years)

4.01 (in years)

7.30 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (30/1/2026)	158.65	164.16	194.20	209.39	218.73
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	51,739.05
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	4.97
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	21/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.35 +-0.02	11/3/2019	₹ 16.75	4.16%	5.11%	4.02%	4.28%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.28 +-0.03	27/2/2019	₹ 91.0	4.94%	6.12%	5.04%	6.31%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.94 +-0.15	11/2/2015	₹ 148.78	2.08%	7.56%	5.85%	6.49%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.23 +-0.08	10/2/2021	₹ 174.34	3.66%	7.75%	-	7.34%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.72 +-0.05	11/3/2019	₹ 26.49	6.01%	8.04%	5.62%	5.76%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.48 +-0.21	8/11/2011	₹ 172.98	3.66%	8.11%	6.21%	8.38%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.74 +-0.06	25/2/2016	₹ 161.49	4.62%	8.23%	7.35%	8.12%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.39 +-0.08	10/2/2021	₹ 284.45	3.34%	8.91%	-	9.04%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.95 +-0.11	20/12/2019	₹ 53.22	3.42%	9.43%	6.65%	7.92%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 217.60 +-1.12	30/4/1997	₹ 517.39	4.24%	9.97%	8.04%	11.26%