Mutual Funds

Franklin India Retirement Fund(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

218.30 -0.20
NAV(₹) as on 11/9/2026

-0.09%
1D

-0.27%
1Y

6.70%
3Y

6.47%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.23	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 492.59 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/8/2026		9.49 %		34.54 %		55.97 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.77 %

Call Money

8.86 %

Jubilant Bevco Ltd. (31-May-2028)

6.06 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.25 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.22 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.18 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.16 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.11 %

Jubilant Beverages Ltd. (31-May-2028)

4.03 %

Canara Bank (30-Nov-2026)

3.00 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

6.23 %

Pharmaceuticals & Drugs

1.87 %

Automobiles - Passenger Cars

1.80 %

Bank - Public

1.72 %

Aerospace & Defense

1.55 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.59 (in years)

1.9 (in years)

7.60 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	158.65	164.16	194.20	209.39	209.28
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	48,474.47
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	0.44
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	12/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.62 +-0.02	11/3/2019	₹ 13.73	2.94%	4.82%	3.83%	4.20%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.63 +-0.05	25/2/2016	₹ 146.34	0.34%	5.43%	5.86%	7.59%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.23 +-0.06	11/2/2015	₹ 142.87	0.46%	5.55%	5.24%	6.27%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.68 +-0.02	27/2/2019	₹ 80.34	3.56%	5.71%	4.92%	6.14%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.61 +-0.02	10/2/2021	₹ 140.43	2.87%	6.04%	6.48%	7.03%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.82 +-0.04	10/2/2021	₹ 254.85	2.44%	6.18%	7.28%	8.56%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.74 +-0.04	20/12/2019	₹ 46.63	-0.83%	6.18%	4.82%	6.97%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.89 +-0.10	8/11/2011	₹ 171.11	3.79%	6.58%	5.60%	8.34%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 218.30 +-0.20	30/4/1997	₹ 492.59	-0.27%	6.70%	6.47%	11.03%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.16 +-0.03	11/3/2019	₹ 27.28	3.74%	6.79%	5.71%	5.70%