Mutual Funds

Franklin India Retirement Fund(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

213.62 -0.09
NAV(₹) as on 21/5/2026

-0.04%
1D

-1.62%
1Y

8.42%
3Y

6.91%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.85	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 496.83 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/4/2026		7.87 %		33.26 %		58.87 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.44 %

Call Money

7.47 %

Jubilant Bevco Ltd. (31-May-2028)

5.85 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.39 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.08 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.05 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.01 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

4.93 %

Union Bank Of India (16-Mar-2027)

4.74 %

Jubilant Beverages Ltd. (31-May-2028)

3.89 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

6.59 %

IT - Software

2.34 %

Refineries

2.02 %

Power Generation/Distributio

1.88 %

Bank - Public

1.72 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.79 (in years)

2.38 (in years)

7.55 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	158.65	164.16	194.20	209.39	209.28
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	48,474.47
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	0.44
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	12/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.40 +-0.01	11/3/2019	₹ 14.09	1.63%	4.55%	3.80%	4.15%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.35 +-0.01	27/2/2019	₹ 82.21	1.68%	5.53%	4.76%	6.10%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.69 +0.01	11/2/2015	₹ 141.12	-3.60%	5.65%	5.47%	6.19%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.16 +0.01	10/2/2021	₹ 147.71	-1.49%	6.22%	6.50%	6.81%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.39 +0.00	25/2/2016	₹ 152.59	-0.70%	6.43%	6.43%	7.71%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.31 +0.02	10/2/2021	₹ 255.28	-1.59%	7.24%	7.93%	8.41%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.97 +-0.04	8/11/2011	₹ 164.26	1.70%	7.54%	6.09%	8.31%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.59 +-0.01	20/12/2019	₹ 47.59	-2.82%	7.57%	5.83%	7.16%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.83 +0.01	11/3/2019	₹ 26.4	2.90%	7.62%	5.53%	5.62%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 213.62 +-0.09	30/4/1997	₹ 496.83	-1.62%	8.42%	6.91%	11.07%