Mutual Funds

Franklin India Retirement Fund(G)
Other | High | Solution Oriented - Retirement Fund - Debt

221.6 +0.08
NAV(₹) as on 4/12/2025

0.03%
1D

3.77%
1Y

9.68%
3Y

8.96%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.26	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 521.51 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 500.0
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/11/2025		0.57 %		38.84 %		60.60 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

8.93 %

Jubilant Bevco Ltd. (31-May-2028)

6.14 %

06.90% GOI - 15-Apr-2065

5.90 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.12 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.11 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.04 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.04 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.03 %

HDFC Bank Ltd.

4.25 %

07.09% GOI - 05-Aug-2054

3.82 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

8.27 %

IT - Software

3.01 %

Engineering - Construction

2.11 %

Telecommunication - Service

2.09 %

Refineries

1.80 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.57 (in years)

3.63 (in years)

7.10 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	148.87	158.65	164.16	194.20	209.39
Net Assets (Rs Crores)	45,122.68	44,794.18	44,501.69	49,793.16	50,578.39
Scheme Returns(%)(Absolute)	22.26	6.09	2.85	18.18	7.31
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/29	17/26	10/27	19/28	11/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.34 +0.00	11/3/2019	₹ 16.81	4.75%	5.31%	3.76%	4.37%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.27 +0.00	27/2/2019	₹ 93.93	5.64%	6.30%	4.91%	6.45%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.27 +-0.03	11/2/2015	₹ 150.14	2.39%	7.73%	6.51%	6.75%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.00	11/3/2019	₹ 26.61	4.72%	7.98%	5.58%	6.00%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.37 +0.00	10/2/2021	₹ 174.57	3.81%	8.04%	-	7.82%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.96 +0.01	8/11/2011	₹ 174.34	3.03%	8.08%	6.86%	8.59%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.93 +0.00	25/2/2016	₹ 161.67	4.30%	8.42%	8.05%	8.36%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.68 +0.00	10/2/2021	₹ 287.43	2.79%	9.15%	-	9.80%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.26 +0.04	20/12/2019	₹ 54.38	3.86%	9.34%	7.74%	8.49%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 221.60 +0.08	30/4/1997	₹ 521.51	3.77%	9.68%	8.96%	11.40%