Mutual Funds

Franklin India Retirement Fund(G)
Other | High | Solution Oriented - Retirement Fund - Debt

216.54 +0.01
NAV(₹) as on 16/4/2026

0.00%
1D

2.60%
1Y

9.35%
3Y

7.75%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.28	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 484.74 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/3/2026		3.27 %		32.45 %		64.28 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.64 %

Jubilant Bevco Ltd. (31-May-2028)

5.97 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.55 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.49 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.49 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.40 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.18 %

Union Bank Of India (16-Mar-2027)

4.82 %

06.90% GOI - 15-Apr-2065

4.47 %

Jubilant Beverages Ltd. (31-May-2028)

3.97 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

6.36 %

IT - Software

2.60 %

Refineries

1.94 %

Power Generation/Distributio

1.69 %

Telecommunication - Service

1.65 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

5.44 (in years)

2.96 (in years)

7.75 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	158.65	164.16	194.20	209.39	209.28
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	48,474.47
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	0.44
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	12/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.42 +0.03	11/3/2019	₹ 13.98	2.77%	4.90%	4.05%	4.23%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 15.42 +0.00	27/2/2019	₹ 82.68	3.22%	6.00%	5.08%	6.26%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.93 +0.12	11/2/2015	₹ 138.28	0.12%	7.12%	5.90%	6.36%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.27 +0.00	10/2/2021	₹ 146.27	2.07%	7.26%	7.07%	7.11%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.66 +0.01	25/2/2016	₹ 153.89	2.55%	7.58%	7.03%	7.92%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.67 +0.24	8/11/2011	₹ 157.87	3.62%	7.86%	6.30%	8.30%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.09	11/3/2019	₹ 25.64	4.95%	8.00%	5.66%	5.69%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.41 +0.01	10/2/2021	₹ 248.15	2.68%	8.41%	8.70%	8.71%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.78 +-0.02	20/12/2019	₹ 46.69	1.22%	8.87%	6.50%	7.48%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 216.54 +0.01	30/4/1997	₹ 484.74	2.60%	9.35%	7.75%	11.16%