Mutual Funds

Franklin India Retirement Fund(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

216.45 +0.99
NAV(₹) as on 4/11/2026

0.46%
1D

-2.33%
1Y

6.84%
3Y

6.02%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.25	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 479.34 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Chandni Gupta ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/9/2026		8.03 %		35.10 %		56.86 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.37 %

Call Money

7.40 %

Jubilant Bevco Ltd. (31-May-2028)

6.26 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.42 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.37 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.35 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.33 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.25 %

Jubilant Beverages Ltd. (31-May-2028)

4.17 %

Canara Bank (30-Nov-2026)

3.10 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

5.51 %

Pharmaceuticals & Drugs

1.93 %

Automobiles - Passenger Cars

1.68 %

Bank - Public

1.60 %

Aerospace & Defense

1.48 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.29 (in years)

1.73 (in years)

7.67 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	158.65	164.16	194.20	209.39	209.28
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	48,474.47
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	0.44
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	12/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.59 +0.05	11/3/2019	₹ 13.02	2.07%	4.62%	3.81%	4.09%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.69 +0.06	27/2/2019	₹ 77.94	2.93%	5.47%	4.89%	6.03%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.66 +0.11	25/2/2016	₹ 139.8	-0.82%	5.71%	5.75%	7.49%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.14 +0.17	11/2/2015	₹ 136.57	-0.43%	5.78%	5.01%	6.15%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.60 +0.06	10/2/2021	₹ 135.2	1.68%	6.17%	6.33%	6.82%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.45 +0.16	8/11/2011	₹ 161.12	1.77%	6.41%	5.29%	8.16%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.85 +0.09	20/12/2019	₹ 43.39	-1.60%	6.47%	4.63%	6.92%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.03 +0.06	11/3/2019	₹ 26.42	1.27%	6.61%	5.51%	5.47%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.79 +0.10	10/2/2021	₹ 244.71	0.90%	6.64%	6.88%	8.29%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 216.45 +0.99	30/4/1997	₹ 479.34	-2.33%	6.84%	6.02%	10.94%