Mutual Funds

Franklin India Retirement Fund(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

219.87 +0.69
NAV(₹) as on 6/7/2026

0.31%
1D

-0.25%
1Y

8.29%
3Y

7.28%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 495.78 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/6/2026		9.07 %		31.56 %		59.38 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.66 %

Call Money

8.45 %

06.94% GOI - 11-May-2036

7.11 %

Jubilant Bevco Ltd. (31-May-2028)

5.98 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.17 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.14 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.10 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.09 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.07 %

Jubilant Beverages Ltd. (31-May-2028)

3.99 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

6.99 %

Bank - Public

2.07 %

IT - Software

2.03 %

Engineering - Construction

1.71 %

Automobiles - Passenger Cars

1.60 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.51 (in years)

1.93 (in years)

8.00 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	158.65	164.16	194.20	209.39	209.28
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	48,474.47
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	0.44
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	12/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.62 +0.01	11/3/2019	₹ 14.17	3.12%	5.08%	4.20%	4.31%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.71 +0.01	27/2/2019	₹ 82.42	3.98%	6.19%	5.30%	6.33%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.95 +0.05	25/2/2016	₹ 149.65	1.16%	6.71%	6.57%	7.88%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.52 +0.08	11/2/2015	₹ 144.45	1.16%	6.77%	6.29%	6.51%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.70 +0.02	10/2/2021	₹ 144.87	2.16%	7.05%	7.16%	7.39%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.06 +0.04	20/12/2019	₹ 47.81	-0.01%	7.34%	5.93%	7.51%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.89 +0.03	10/2/2021	₹ 256.77	1.38%	7.62%	8.25%	8.94%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.87 +0.08	8/11/2011	₹ 168.03	2.91%	7.73%	6.36%	8.44%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.18 +0.06	11/3/2019	₹ 27.11	4.27%	7.75%	6.07%	5.86%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 219.87 +0.69	30/4/1997	₹ 495.78	-0.25%	8.29%	7.28%	11.13%