Mutual Funds

Franklin India Retirement Fund(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

219.68 -0.14
NAV(₹) as on 24/8/2026

-0.06%
1D

0.24%
1Y

7.68%
3Y

7.00%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.21	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 494.69 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/7/2026		2.00 %		35.53 %		62.47 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.70 %

Indian Bank (06-Nov-2026)

6.95 %

Jubilant Bevco Ltd. (31-May-2028)

6.00 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.20 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.18 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.13 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.11 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.09 %

Jubilant Beverages Ltd. (31-May-2028)

4.00 %

Canara Bank (30-Nov-2026)

2.96 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

6.87 %

IT - Software

2.41 %

Bank - Public

2.08 %

Automobiles - Passenger Cars

1.74 %

Refineries

1.59 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.59 (in years)

1.9 (in years)

7.60 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	158.65	164.16	194.20	209.39	209.28
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	48,474.47
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	0.44
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	12/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.65 +0.00	11/3/2019	₹ 13.82	3.47%	4.96%	3.99%	4.26%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.71 +0.00	27/2/2019	₹ 81.2	4.12%	5.84%	5.11%	6.21%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.87 +-0.02	25/2/2016	₹ 148.25	1.50%	6.05%	6.34%	7.74%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.50 +-0.01	11/2/2015	₹ 144.07	2.16%	6.36%	5.97%	6.42%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.67 +0.00	10/2/2021	₹ 141.06	3.24%	6.59%	6.87%	7.16%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.96 +0.00	10/2/2021	₹ 255.56	3.18%	7.24%	8.07%	8.81%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.28 +0.01	11/3/2019	₹ 27.26	5.01%	7.30%	5.97%	5.85%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 33.12 +-0.01	8/11/2011	₹ 168.88	4.70%	7.33%	6.16%	8.42%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.07 +-0.01	20/12/2019	₹ 47.77	1.58%	7.46%	5.62%	7.35%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 219.68 +-0.14	30/4/1997	₹ 494.69	0.24%	7.68%	7.00%	11.07%