Mutual Funds

Franklin India Retirement Fund(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

215.38 +1.66
NAV(₹) as on 12/6/2026

0.78%
1D

-1.31%
1Y

8.13%
3Y

6.81%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 492.20 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/5/2026		3.01 %		32.23 %		64.76 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.56 %

Kotak Mahindra Bank Ltd. (08-Jan-2027)

7.76 %

Jubilant Bevco Ltd. (31-May-2028)

5.90 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.45 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.14 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.10 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.06 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

4.99 %

Union Bank Of India (16-Mar-2027)

4.78 %

Jubilant Beverages Ltd. (31-May-2028)

3.93 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

6.57 %

IT - Software

2.32 %

Bank - Public

1.96 %

Refineries

1.88 %

Engineering - Construction

1.70 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.79 (in years)

2.38 (in years)

7.55 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	158.65	164.16	194.20	209.39	209.28
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	48,474.47
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	0.44
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	12/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.51 +0.02	11/3/2019	₹ 14.09	2.60%	4.78%	3.85%	4.24%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.96 +0.11	11/2/2015	₹ 140.83	-1.44%	5.81%	5.46%	6.28%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.52 +0.01	27/2/2019	₹ 81.91	3.12%	5.85%	4.92%	6.22%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.34 +0.08	10/2/2021	₹ 144.96	0.27%	6.37%	6.63%	6.99%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.56 +0.11	25/2/2016	₹ 150.51	0.05%	6.38%	6.23%	7.74%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.46 +0.14	10/2/2021	₹ 251.67	-0.55%	7.06%	7.86%	8.50%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.17 +0.22	8/11/2011	₹ 165.86	1.59%	7.28%	5.86%	8.32%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.70 +0.10	20/12/2019	₹ 47.47	-1.21%	7.31%	5.46%	7.21%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.97 +0.08	11/3/2019	₹ 26.72	3.66%	7.65%	5.62%	5.71%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 215.38 +1.66	30/4/1997	₹ 492.2	-1.31%	8.13%	6.81%	11.08%