Mutual Funds

Franklin India Retirement Fund(G)
Other | High | Solution Oriented - Retirement Fund - Debt

221.8 +0.32
NAV(₹) as on 20/10/2025

0.14%
1D

4.53%
1Y

11.02%
3Y

10.31%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.26	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 513.48 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.0 Lumpsum : ₹ 500.0
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/9/2025		3.34 %		37.85 %		58.80 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

8.94 %

Jubilant Bevco Ltd. (31-May-2028)

6.13 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.14 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.12 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.06 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.04 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.02 %

HDFC Bank Ltd.

4.07 %

07.09% GOI - 05-Aug-2054

3.88 %

06.90% GOI - 15-Apr-2065

3.84 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

8.70 %

IT - Software

2.73 %

Telecommunication - Service

2.09 %

Engineering - Construction

1.93 %

Refineries

1.59 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.75 (in years)

3.71 (in years)

7.17 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	148.87	158.65	164.16	194.20	209.39
Net Assets (Rs Crores)	45,122.68	44,794.18	44,501.69	49,793.16	50,578.39
Scheme Returns(%)(Absolute)	22.26	6.09	2.85	18.18	7.31
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/29	17/26	10/27	19/28	11/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.33 +0.00	11/3/2019	₹ 17.09	5.37%	5.80%	3.91%	4.44%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.26 +0.00	27/2/2019	₹ 98.13	6.47%	6.60%	5.16%	6.56%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.07 +0.07	8/11/2011	₹ 173.68	3.70%	8.79%	7.50%	8.70%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.81 +0.02	11/3/2019	₹ 26.37	5.39%	8.81%	5.72%	6.11%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.43 +0.01	10/2/2021	₹ 175.23	4.71%	8.86%	-	8.12%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.84 +0.03	25/2/2016	₹ 160.22	4.10%	9.28%	8.57%	8.43%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.40 +0.01	11/2/2015	₹ 150.9	3.65%	9.33%	7.37%	6.89%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.16 +0.06	20/12/2019	₹ 54.91	3.07%	9.81%	8.98%	8.57%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.71 +0.02	10/2/2021	₹ 283.26	3.05%	10.10%	-	10.11%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 221.80 +0.32	30/4/1997	₹ 513.48	4.53%	11.02%	10.31%	11.46%