Mutual Funds

Franklin India Retirement Fund(G)
Other | High | Solution Oriented - Retirement Fund - Debt

212.45 +1.35
NAV(₹) as on 25/3/2026

0.64%
1D

1.42%
1Y

9.27%
3Y

7.56%
5Y

Franklin India Retirement Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.28	Launch Date: 31 Mar 1997
Exit Load: 3% on or beofre the 58Y of age, Nil after age of 58Y	AUM: ₹ 508.16 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 500.00 Lumpsum : ₹ 500.00
Scheme Benchmark: NA
Fund Manager: Anuj Tagra ,Pallab Roy ,Rajasa Kakulavarapu

FUND OBJECTIVE

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 28/2/2026		3.37 %		36.67 %		59.96 %

TOP HOLDINGS

National Bank For Agriculture & Rural Development SR-25G 07.48% (15-Sep-2028)

9.24 %

06.90% GOI - 15-Apr-2065

7.29 %

Jubilant Bevco Ltd. (31-May-2028)

6.41 %

Small Industries Development Bank of India Sr IX 07.68% (10-Aug-2027)

5.31 %

Bajaj Housing Finance Ltd. - 07.90% (28-Apr-2028)

5.31 %

Poonawalla Fincorp Ltd. SR-A2 7.70% (21-Apr-2028)

5.23 %

LIC Housing Finance Ltd. -SR-TR-421 7.90% (23-Jun-2027)

5.23 %

National Bank For Financing Infrastructure And Development SR-NABFID2026-1 TR I 7.03% (08-Apr-2030)

5.19 %

HDFC Bank Ltd.

3.84 %

Jubilant Beverages Ltd. (31-May-2028)

3.79 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

7.89 %

IT - Software

2.57 %

Engineering - Construction

2.28 %

Refineries

1.92 %

Bank - Public

1.89 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

6.69 (in years)

3.32 (in years)

7.31 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (25/3/2026)	158.65	164.16	194.20	209.39	212.45
Net Assets (Rs Crores)	44,794.18	44,501.69	49,793.16	50,578.39	50,815.82
Scheme Returns(%)(Absolute)	6.09	2.85	18.18	7.31	1.96
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	17/26	10/27	19/28	11/30	13/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.37 +-0.01	11/3/2019	₹ 16.2	3.32%	4.98%	4.03%	4.20%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.30 +0.00	27/2/2019	₹ 84.55	3.81%	5.95%	5.00%	6.20%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.00 +0.06	10/2/2021	₹ 162.07	1.18%	7.14%	6.86%	6.79%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.72 +0.09	11/2/2015	₹ 145.54	0.30%	7.25%	5.76%	6.30%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.00 +0.13	8/11/2011	₹ 168.49	2.42%	7.65%	5.92%	8.17%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.36 +0.08	25/2/2016	₹ 160.34	2.14%	7.65%	6.91%	7.82%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.59 +0.06	11/3/2019	₹ 26.58	4.07%	7.99%	5.41%	5.51%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.00 +0.12	10/2/2021	₹ 269.17	0.31%	8.23%	8.48%	8.23%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.61 +0.08	20/12/2019	₹ 49.85	1.27%	9.13%	6.45%	7.37%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 212.45 +1.35	30/4/1997	₹ 508.16	1.42%	9.27%	7.56%	11.11%