Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.95 +0.05
NAV(₹) as on 6/7/2026

0.24%
1D

1.16%
1Y

6.71%
3Y

6.57%
5Y

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 149.65 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Srinivasan Ramamurthy ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/6/2026		14.79 %		39.76 %		45.46 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

11.32 %

06.27% GOI - 17-Dec-2050

9.31 %

ICICI Bank Ltd.

7.83 %

Larsen & Toubro Ltd.

7.81 %

Mahindra Rural Housing Finance Ltd. SR AA 8.35% (24-Sep-2032)

6.82 %

06.48% GOI 06-Oct-2035

6.56 %

06.19% GOI - 16-Sep-2034

6.45 %

Reliance Industries Ltd.

5.75 %

07.57% GOI - 17-Jun-2033

5.25 %

08.97% GOI - 05-Dec-2030

4.03 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

11.89 %

Engineering - Construction

8.08 %

Refineries

6.01 %

IT - Software

1.63 %

Bank - Public

1.34 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.03 (in years)

4.95 (in years)

6.72 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	16.42	17.23	19.53	20.95	21.09
Net Assets (Rs Crores)	14,697.78	14,309.43	15,620.83	15,891.72	15,389.32
Scheme Returns(%)(Absolute)	6.72	4.50	13.27	6.94	0.45
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	16/26	4/27	23/28	13/30	11/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.62 +0.01	11/3/2019	₹ 14.17	3.12%	5.08%	4.20%	4.31%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.71 +0.01	27/2/2019	₹ 82.42	3.98%	6.19%	5.30%	6.33%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.95 +0.05	25/2/2016	₹ 149.65	1.16%	6.71%	6.57%	7.88%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.52 +0.08	11/2/2015	₹ 144.45	1.16%	6.77%	6.29%	6.51%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.70 +0.02	10/2/2021	₹ 144.87	2.16%	7.05%	7.16%	7.39%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.06 +0.04	20/12/2019	₹ 47.81	-0.01%	7.34%	5.93%	7.51%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.89 +0.03	10/2/2021	₹ 256.77	1.38%	7.62%	8.25%	8.94%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.87 +0.08	8/11/2011	₹ 168.03	2.91%	7.73%	6.36%	8.44%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.18 +0.06	11/3/2019	₹ 27.11	4.27%	7.75%	6.07%	5.86%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 219.87 +0.69	30/4/1997	₹ 495.78	-0.25%	8.29%	7.28%	11.13%