Mutual Funds

HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.87 +0.05
NAV(₹) as on 6/11/2026

0.21%
1D

0.24%
1Y

5.95%
3Y

5.95%
5Y

HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.34	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 139.80 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Chirag Setalvad ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/10/2026		9.12 %		44.26 %		46.62 %

TOP HOLDINGS

06.27% GOI - 17-Dec-2050

9.35 %

ICICI Bank Ltd.

8.52 %

Larsen & Toubro Ltd.

7.81 %

Mahindra Rural Housing Finance Ltd. SR AA 8.35% (24-Sep-2032)

7.05 %

06.48% GOI 06-Oct-2035

6.72 %

06.19% GOI - 16-Sep-2034

6.63 %

Tri-Party Repo (TREPS)

6.34 %

Reliance Industries Ltd.

5.54 %

07.57% GOI - 17-Jun-2033

5.40 %

08.97% GOI - 05-Dec-2030

4.17 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

12.44 %

Engineering - Construction

8.10 %

Refineries

5.78 %

Telecommunication - Service

1.77 %

Bank - Public

1.34 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.6 (in years)

5.21 (in years)

7.53 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	16.42	17.23	19.53	20.95	21.09
Net Assets (Rs Crores)	14,697.78	14,309.43	15,620.83	15,891.72	15,389.32
Scheme Returns(%)(Absolute)	6.72	4.50	13.27	6.94	0.45
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	16/26	4/27	23/28	13/30	11/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.62 +-0.01	11/3/2019	₹ 13.02	2.26%	4.67%	3.85%	4.12%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.71 +-0.03	27/2/2019	₹ 77.94	3.07%	5.50%	4.92%	6.04%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.87 +0.05	25/2/2016	₹ 139.8	0.24%	5.95%	5.95%	7.59%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.32 +0.03	11/2/2015	₹ 136.57	0.46%	6.00%	5.20%	6.23%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.74 +0.02	10/2/2021	₹ 135.2	2.73%	6.42%	6.52%	6.99%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.79 +0.06	8/11/2011	₹ 161.12	2.99%	6.66%	5.50%	8.23%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.12 +0.01	11/3/2019	₹ 26.42	2.13%	6.75%	5.64%	5.55%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.06 +0.06	20/12/2019	₹ 43.39	-0.36%	6.83%	4.90%	7.12%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 16.03 +0.04	10/2/2021	₹ 244.71	2.68%	7.02%	7.20%	8.57%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 218.97 +0.74	30/4/1997	₹ 471.96	-0.94%	7.08%	6.25%	10.98%