Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.56 +0.11
NAV(₹) as on 12/6/2026

0.49%
1D

0.05%
1Y

6.38%
3Y

6.23%
5Y

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.14	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 150.51 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Srinivasan Ramamurthy ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/5/2026		17.04 %		38.60 %		44.36 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

12.67 %

06.27% GOI - 17-Dec-2050

8.94 %

Larsen & Toubro Ltd.

7.64 %

ICICI Bank Ltd.

7.11 %

Mahindra Rural Housing Finance Ltd. SR AA 8.35% (24-Sep-2032)

6.70 %

06.48% GOI 06-Oct-2035

6.41 %

06.19% GOI - 16-Sep-2034

6.31 %

Reliance Industries Ltd.

5.84 %

07.57% GOI - 17-Jun-2033

5.14 %

Net Current Asset

4.38 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

10.90 %

Engineering - Construction

7.90 %

Refineries

6.10 %

IT - Software

1.85 %

Insurance

1.32 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

7.83 (in years)

4.71 (in years)

6.90 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	16.42	17.23	19.53	20.95	21.09
Net Assets (Rs Crores)	14,697.78	14,309.43	15,620.83	15,891.72	15,389.32
Scheme Returns(%)(Absolute)	6.72	4.50	13.27	6.94	0.45
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	16/26	4/27	23/28	13/30	11/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.51 +0.02	11/3/2019	₹ 14.09	2.60%	4.78%	3.85%	4.24%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.96 +0.11	11/2/2015	₹ 140.83	-1.44%	5.81%	5.46%	6.28%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.52 +0.01	27/2/2019	₹ 81.91	3.12%	5.85%	4.92%	6.22%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.34 +0.08	10/2/2021	₹ 144.96	0.27%	6.37%	6.63%	6.99%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.56 +0.11	25/2/2016	₹ 150.51	0.05%	6.38%	6.23%	7.74%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.46 +0.14	10/2/2021	₹ 251.67	-0.55%	7.06%	7.86%	8.50%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.17 +0.22	8/11/2011	₹ 165.86	1.59%	7.28%	5.86%	8.32%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.70 +0.10	20/12/2019	₹ 47.47	-1.21%	7.31%	5.46%	7.21%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.97 +0.08	11/3/2019	₹ 26.72	3.66%	7.65%	5.62%	5.71%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 215.38 +1.66	30/4/1997	₹ 492.2	-1.31%	8.13%	6.81%	11.08%