Mutual Funds

HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.38 +0.06
NAV(₹) as on 9/10/2026

0.28%
1D

-1.56%
1Y

5.41%
3Y

5.54%
5Y

HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.33	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 142.62 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Chirag Setalvad ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/9/2026		11.57 %		41.97 %		46.47 %

TOP HOLDINGS

06.27% GOI - 17-Dec-2050

9.37 %

Tri-Party Repo (TREPS)

8.57 %

ICICI Bank Ltd.

7.90 %

Larsen & Toubro Ltd.

7.43 %

Mahindra Rural Housing Finance Ltd. SR AA 8.35% (24-Sep-2032)

7.04 %

06.48% GOI 06-Oct-2035

6.70 %

06.19% GOI - 16-Sep-2034

6.60 %

Reliance Industries Ltd.

5.53 %

07.57% GOI - 17-Jun-2033

5.38 %

08.97% GOI - 05-Dec-2030

4.14 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

11.82 %

Engineering - Construction

7.73 %

Refineries

5.78 %

Bank - Public

1.31 %

Retailing

1.22 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.31 (in years)

5.06 (in years)

7.10 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	16.42	17.23	19.53	20.95	21.09
Net Assets (Rs Crores)	14,697.78	14,309.43	15,620.83	15,891.72	15,389.32
Scheme Returns(%)(Absolute)	6.72	4.50	13.27	6.94	0.45
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	16/26	4/27	23/28	13/30	11/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.56 +0.00	11/3/2019	₹ 13.55	1.95%	4.72%	3.76%	4.09%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.77 +0.06	11/2/2015	₹ 138.31	-2.43%	5.35%	4.69%	6.02%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.38 +0.06	25/2/2016	₹ 142.62	-1.56%	5.41%	5.54%	7.41%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.63 +0.01	27/2/2019	₹ 79.47	2.59%	5.55%	4.86%	6.04%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.42 +0.07	20/12/2019	₹ 44.7	-3.35%	5.57%	4.07%	6.57%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.48 +0.02	10/2/2021	₹ 137.53	0.72%	6.04%	6.21%	6.75%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.53 +0.04	10/2/2021	₹ 247.94	-0.58%	6.10%	6.63%	8.08%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.16 +0.09	8/11/2011	₹ 165.48	1.09%	6.21%	4.99%	8.13%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.89 +0.03	11/3/2019	₹ 26.62	1.26%	6.32%	5.33%	5.38%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 213.88 +0.85	30/4/1997	₹ 479.34	-2.77%	6.38%	5.87%	10.92%