Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.36 +0.08
NAV(₹) as on 25/3/2026

0.39%
1D

2.14%
1Y

7.65%
3Y

6.91%
5Y

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.16	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 160.34 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Srinivasan Ramamurthy ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 28/2/2026		17.32 %		40.04 %		42.64 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

13.66 %

06.27% GOI - 17-Dec-2050

8.65 %

Larsen & Toubro Ltd.

7.52 %

Mahindra Rural Housing Finance Ltd. SR AA 8.35% (24-Sep-2032)

6.45 %

06.48% GOI 06-Oct-2035

6.16 %

6.19% GOI - 16-Sep-2034

6.04 %

Tata Consultancy Services Ltd.

5.89 %

Reliance Industries Ltd.

5.78 %

07.57% GOI - 17-Jun-2033

4.94 %

08.97% GOI - 05-Dec-2030

3.79 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Engineering - Construction

7.91 %

IT - Software

7.27 %

Bank - Private

6.23 %

Refineries

6.05 %

Bank - Public

1.46 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

7.82 (in years)

4.78 (in years)

6.46 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (24/3/2026)	16.42	17.23	19.53	20.95	21.28
Net Assets (Rs Crores)	14,697.78	14,309.43	15,620.83	15,891.72	16,034.39
Scheme Returns(%)(Absolute)	6.72	4.50	13.27	6.94	1.36
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	16/26	4/27	23/28	13/30	15/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.37 +-0.01	11/3/2019	₹ 16.2	3.32%	4.98%	4.03%	4.20%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.30 +0.00	27/2/2019	₹ 84.55	3.81%	5.95%	5.00%	6.20%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.00 +0.06	10/2/2021	₹ 162.07	1.18%	7.14%	6.86%	6.79%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.72 +0.09	11/2/2015	₹ 145.54	0.30%	7.25%	5.76%	6.30%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.00 +0.13	8/11/2011	₹ 168.49	2.42%	7.65%	5.92%	8.17%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.36 +0.08	25/2/2016	₹ 160.34	2.14%	7.65%	6.91%	7.82%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.59 +0.06	11/3/2019	₹ 26.58	4.07%	7.99%	5.41%	5.51%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.00 +0.12	10/2/2021	₹ 269.17	0.31%	8.23%	8.48%	8.23%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.61 +0.08	20/12/2019	₹ 49.85	1.27%	9.13%	6.45%	7.37%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| High \| 212.45 +1.35	30/4/1997	₹ 508.16	1.42%	9.27%	7.56%	11.11%