Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.21 +0.09
NAV(₹) as on 17/4/2025

0.41%
1D

8.42%
1Y

9.06%
3Y

9.60%
5Y

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.14	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 158.92 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.0 Lumpsum : ₹ 100.0
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Srinivasan Ramamurthy ,Shobhit Mehrotra ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/3/2025		14.45 %		38.25 %		47.30 %

TOP HOLDINGS

Tata Consultancy Ser - Equity

7.48 %

Larsen & Toubro Ltd. - Equity

6.31 %

Reliance Industries - Equity

5.34 %

ICICI Bank Ltd. - Equity

2.55 %

Net Current Asset - Cash

2.53 %

HDFC Bank Ltd. - Equity

2.52 %

Tri-Party Repo (TREP - Cash

11.92 %

See All Holding

ALLOCATION BY MARKET CAP

ALLOCATION BY SECTOR

IT - Software

8.37 %

Engineering - Construction

6.61 %

Bank - Private

6.26 %

Refineries

5.68 %

Insurance

1.16 %

Bank - Public

0.95 %

Logistics

0.92 %

See All Sectors

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	15.37	16.42	17.23	19.53	20.95
Net Assets (Rs Crores)	11,595.67	14,697.78	14,309.43	15,620.83	15,891.72
Scheme Returns(%)(Absolute)	16.41	6.72	4.50	13.27	6.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	20/29	16/26	4/27	23/28	13/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.08 +0.01	11/3/2019	₹ 17.25	7.15%	5.23%	4.23%	4.49%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.95 +0.01	27/2/2019	₹ 106.26	8.63%	6.45%	6.08%	6.77%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.20 +0.06	11/3/2019	₹ 25.67	8.56%	7.53%	5.72%	5.91%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 30.77 +0.11	8/11/2011	₹ 172.08	7.25%	7.55%	8.65%	8.71%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.69 +0.10	20/12/2019	₹ 61.64	8.10%	7.75%	10.12%	8.81%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.02 +0.03	10/2/2021	₹ 175.48	9.25%	9.00%	-	8.41%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.21 +0.09	25/2/2016	₹ 158.92	8.42%	9.06%	9.60%	8.56%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.04 +0.09	11/2/2015	₹ 152.9	10.03%	9.08%	8.70%	7.06%
ICICI Pru Retirement Fund-Hybrid Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 16.58 +0.07	27/2/2019	₹ 79.45	7.13%	9.13%	9.80%	8.59%
Franklin India Pension Plan(G) Solution Oriented - Retirement Fund - Debt \| High \| 212.07 +1.03	30/4/1997	₹ 505.78	8.62%	9.89%	10.91%	11.50%