Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.39 +0.00
NAV(₹) as on 21/5/2026

0.01%
1D

-0.70%
1Y

6.43%
3Y

6.43%
5Y

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.14	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 152.59 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Srinivasan Ramamurthy ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 30/4/2026		16.56 %		39.68 %		43.76 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

12.62 %

06.27% GOI - 17-Dec-2050

8.82 %

Larsen & Toubro Ltd.

7.42 %

ICICI Bank Ltd.

7.05 %

Mahindra Rural Housing Finance Ltd. SR AA 8.35% (24-Sep-2032)

6.67 %

06.48% GOI 06-Oct-2035

6.31 %

Reliance Industries Ltd.

6.24 %

06.19% GOI - 16-Sep-2034

6.20 %

07.57% GOI - 17-Jun-2033

5.07 %

Net Current Asset

3.95 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

10.88 %

Engineering - Construction

7.66 %

Refineries

6.48 %

IT - Software

2.05 %

Bank - Public

1.37 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

7.88 (in years)

4.76 (in years)

6.87 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	16.42	17.23	19.53	20.95	21.09
Net Assets (Rs Crores)	14,697.78	14,309.43	15,620.83	15,891.72	15,389.32
Scheme Returns(%)(Absolute)	6.72	4.50	13.27	6.94	0.45
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	16/26	4/27	23/28	13/30	11/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.40 +-0.01	11/3/2019	₹ 14.09	1.63%	4.55%	3.80%	4.15%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.35 +-0.01	27/2/2019	₹ 82.21	1.68%	5.53%	4.76%	6.10%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 19.69 +0.01	11/2/2015	₹ 141.12	-3.60%	5.65%	5.47%	6.19%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.16 +0.01	10/2/2021	₹ 147.71	-1.49%	6.22%	6.50%	6.81%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.39 +0.00	25/2/2016	₹ 152.59	-0.70%	6.43%	6.43%	7.71%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.31 +0.02	10/2/2021	₹ 255.28	-1.59%	7.24%	7.93%	8.41%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.97 +-0.04	8/11/2011	₹ 164.26	1.70%	7.54%	6.09%	8.31%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.59 +-0.01	20/12/2019	₹ 47.59	-2.82%	7.57%	5.83%	7.16%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.83 +0.01	11/3/2019	₹ 26.4	2.90%	7.62%	5.53%	5.62%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 213.62 +-0.09	30/4/1997	₹ 496.83	-1.62%	8.42%	6.91%	11.07%