Mutual Funds

HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.55 -0.09
NAV(₹) as on 15/9/2026

-0.41%
1D

-0.27%
1Y

5.23%
3Y

5.73%
5Y

HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.33	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 146.34 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Chirag Setalvad ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/8/2026		12.82 %		41.25 %		45.93 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

9.85 %

06.27% GOI - 17-Dec-2050

9.29 %

ICICI Bank Ltd.

8.47 %

Larsen & Toubro Ltd.

7.79 %

Mahindra Rural Housing Finance Ltd. SR AA 8.35% (24-Sep-2032)

6.90 %

06.48% GOI 06-Oct-2035

6.64 %

06.19% GOI - 16-Sep-2034

6.54 %

Reliance Industries Ltd.

5.80 %

07.57% GOI - 17-Jun-2033

5.34 %

08.97% GOI - 05-Dec-2030

4.09 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

12.37 %

Engineering - Construction

8.08 %

Refineries

6.05 %

IT - Software

1.91 %

Bank - Public

1.41 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.23 (in years)

5.01 (in years)

6.86 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	16.42	17.23	19.53	20.95	21.09
Net Assets (Rs Crores)	14,697.78	14,309.43	15,620.83	15,891.72	15,389.32
Scheme Returns(%)(Absolute)	6.72	4.50	13.27	6.94	0.45
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	16/26	4/27	23/28	13/30	11/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.59 +-0.03	11/3/2019	₹ 13.73	2.64%	4.70%	3.77%	4.16%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.07 +-0.16	11/2/2015	₹ 142.87	-0.62%	5.19%	5.01%	6.19%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.55 +-0.09	25/2/2016	₹ 146.34	-0.27%	5.23%	5.73%	7.54%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.65 +-0.03	27/2/2019	₹ 80.34	3.36%	5.52%	4.87%	6.11%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.65 +-0.09	20/12/2019	₹ 46.63	-1.50%	5.76%	4.45%	6.87%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.54 +-0.07	10/2/2021	₹ 140.43	2.27%	5.84%	6.33%	6.92%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.68 +-0.14	10/2/2021	₹ 254.85	1.39%	5.88%	6.98%	8.37%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 32.56 +-0.33	8/11/2011	₹ 171.11	2.56%	6.31%	5.33%	8.26%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 216.50 +-1.80	30/4/1997	₹ 492.59	-1.19%	6.42%	6.20%	10.99%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.05 +-0.11	11/3/2019	₹ 27.28	2.93%	6.46%	5.55%	5.59%