Mutual Funds

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.64 +0.02
NAV(₹) as on 6/6/2025

0.10%
1D

8.45%
1Y

10.32%
3Y

9.56%
5Y

HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.14	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 162.74 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.0 Lumpsum : ₹ 100.0
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Srinivasan Ramamurthy ,Shobhit Mehrotra ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/5/2025		13.68 %		39.35 %		46.97 %

TOP HOLDINGS

Tri-Party Repo (TREP - Cash

9.56 %

Tata Consultancy Ser - Equity

7.02 %

Larsen & Toubro Ltd. - Equity

6.48 %

Reliance Industries - Equity

5.81 %

Net Current Asset - Cash

4.12 %

ICICI Bank Ltd. - Equity

2.67 %

HDFC Bank Ltd. - Equity

2.62 %

See All Holding

ALLOCATION BY MARKET CAP

ALLOCATION BY SECTOR

IT - Software

7.88 %

Engineering - Construction

6.83 %

Bank - Private

6.60 %

Refineries

6.19 %

Insurance

1.25 %

Bank - Public

0.97 %

Logistics

0.93 %

See All Sectors

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	15.37	16.42	17.23	19.53	20.95
Net Assets (Rs Crores)	11,595.67	14,697.78	14,309.43	15,620.83	15,891.72
Scheme Returns(%)(Absolute)	16.41	6.72	4.50	13.27	6.94
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	20/29	16/26	4/27	23/28	13/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.20 +-0.01	11/3/2019	₹ 17.72	7.02%	5.92%	4.11%	4.54%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.10 +0.00	27/2/2019	₹ 106.21	8.60%	6.95%	5.76%	6.79%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 14.48 +0.03	11/3/2019	₹ 26.2	8.30%	9.12%	5.70%	6.11%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 31.82 +0.08	8/11/2011	₹ 177.53	8.25%	9.61%	8.68%	8.89%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.00 +-0.01	20/12/2019	₹ 61.37	8.12%	9.84%	9.81%	8.99%
HDFC Retirement Savings Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.64 +0.02	25/2/2016	₹ 162.74	8.45%	10.32%	9.56%	8.67%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.37 +0.00	10/2/2021	₹ 179.48	9.22%	10.49%	-	8.76%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.41 +-0.08	11/2/2015	₹ 156.73	9.60%	10.98%	8.06%	7.15%
ICICI Pru Retirement Fund-Hybrid Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| High \| 17.15 +0.06	27/2/2019	₹ 82.1	8.76%	11.04%	9.68%	8.97%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.61 +0.01	10/2/2021	₹ 284.21	7.88%	12.28%	-	10.86%