Mutual Funds

HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Other | Moderately High | Solution Oriented - Retirement Fund - Debt

21.87 +0.00
NAV(₹) as on 25/8/2026

0.02%
1D

1.59%
1Y

6.13%
3Y

6.33%
5Y

HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 2.33	Launch Date: 25 Feb 2016
Exit Load: NIL - Upon completion of Lock-in Period	AUM: ₹ 148.25 Crs
Lock-in: 5 Year	Investing Style: Small Growth
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ 100.00 Lumpsum : ₹ 100.00
Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index
Fund Manager: Srinivasan Ramamurthy ,Anupam Joshi ,Nandita Menezes

FUND OBJECTIVE

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Equity		Debt
as on 31/7/2026		14.06 %		40.28 %		45.66 %

TOP HOLDINGS

Tri-Party Repo (TREPS)

10.30 %

06.27% GOI - 17-Dec-2050

9.27 %

ICICI Bank Ltd.

8.25 %

Larsen & Toubro Ltd.

7.49 %

Mahindra Rural Housing Finance Ltd. SR AA 8.35% (24-Sep-2032)

6.85 %

06.48% GOI 06-Oct-2035

6.59 %

06.19% GOI - 16-Sep-2034

6.51 %

Reliance Industries Ltd.

5.87 %

07.57% GOI - 17-Jun-2033

5.30 %

08.97% GOI - 05-Dec-2030

4.06 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

Bank - Private

12.09 %

Engineering - Construction

7.75 %

Refineries

6.13 %

IT - Software

1.90 %

Bank - Public

1.35 %

See All Sectors

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

8.09 (in years)

4.96 (in years)

6.77 %

5 YEAR HISTORY

Financial Year	2021-22	2022-23	2023-24	2024-25	2025-26
NAV (31/3/2026)	16.42	17.23	19.53	20.95	21.09
Net Assets (Rs Crores)	14,697.78	14,309.43	15,620.83	15,891.72	15,389.32
Scheme Returns(%)(Absolute)	6.72	4.50	13.27	6.94	0.45
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	16/26	4/27	23/28	13/30	11/30

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 13.66 +0.00	11/3/2019	₹ 13.82	3.63%	4.97%	3.99%	4.26%
ICICI Pru Retirement Fund-Pure Debt Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.72 +0.01	27/2/2019	₹ 81.2	4.30%	5.86%	5.12%	6.22%
HDFC Retirement Fund-Hybrid-Debt Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 21.87 +0.00	25/2/2016	₹ 148.25	1.59%	6.13%	6.33%	7.74%
Nippon India Retirement Fund-Income Generation(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 20.50 +0.00	11/2/2015	₹ 144.07	2.39%	6.40%	5.97%	6.42%
SBI Retirement Benefit Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderate \| 14.68 +0.02	10/2/2021	₹ 141.06	3.45%	6.66%	6.88%	7.18%
Aditya Birla SL Retirement Fund-50-Reg(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 15.28 +0.00	11/3/2019	₹ 27.26	5.02%	7.34%	5.96%	5.84%
SBI Retirement Benefit Fund-Conservative Hybrid Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 15.98 +0.02	10/2/2021	₹ 255.56	3.27%	7.38%	8.09%	8.83%
Tata Retirement Sav Fund - Cons Plan(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 33.17 +0.05	8/11/2011	₹ 168.88	4.90%	7.43%	6.18%	8.43%
Axis Retirement Fund-Conservative Plan-Reg(G) Solution Oriented - Retirement Fund - Debt \| High \| 16.11 +0.04	20/12/2019	₹ 47.77	1.90%	7.61%	5.67%	7.39%
Franklin India Retirement Fund(G) Solution Oriented - Retirement Fund - Debt \| Moderately High \| 220.07 +0.39	30/4/1997	₹ 494.69	0.35%	7.83%	7.04%	11.08%