Mutual Funds
UTI Credit Risk Fund-Reg(H-IDCW)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
11.98   0.00
NAV(₹) as on 30/4/2026 		0.00%
  1D 		5.68%
  1Y 		6.95%
  3Y 		9.29%
  5Y
UTI Credit Risk Fund-Reg(H-IDCW)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.64 		Launch Date:
15 Sep 2014
Exit Load:
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M 		AUM:
₹ 251.72 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ NA
Lumpsum : ₹ 20,000.00
Scheme Benchmark:
NA
Fund Manager:
Abhishek Sonthalia

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/3/2026 11.49 % 88.51 %
TOP HOLDINGS

07.10% GOI - 08-Apr-2034
9.38 %

Net Current Asset
8.92 %

Century Textiles & Industries Ltd. SR-XXI 8.10% (25-Apr-2026)
7.54 %

Piramal Capital & Housing Finance Ltd. 06.75% (26-Sep-2031)
7.08 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
6.00 %

Aadhar Housing Finance Ltd. 08.65% (21-Aug-2027)
5.99 %

Tata Projects Ltd.SR-O 08.47% (20-Nov-2026)
5.97 %

Adani Power Ltd. SR-II 8.20% (25-Jan-2029)
5.92 %

Shivshakti Securitisation Trust
5.86 %

Avanse Financial Services Ltd. -SR-40 09.60% (30-Apr-2027)
5.74 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.62 (in years)

1.96 (in years)

8.25 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 10.77 11.24 12.04 12.99 13.80
Net Assets (Rs Crores) 52,394.19 43,122.74 39,591.33 28,790.17 25,172.22
Scheme Returns(%)(Absolute) 21.71 4.33 6.97 7.99 5.88
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 4/21 9/18 12/17 10/14 11/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.95   +-0.01  
3/3/2017 ₹ 233.09 3.89% 6.00% 5.27% 5.92%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.87   +0.00  
26/11/2012 ₹ 251.72 5.68% 6.95% 9.29% 4.41%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  31.02   +0.01  
11/5/2010 ₹ 691.2 6.85% 7.24% 5.65% 7.34%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  25.28   +-0.01  
25/3/2014 ₹ 6,743.1 6.23% 7.31% 6.58% 7.96%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  47.97   +-0.03  
15/7/2004 ₹ 2,138.91 6.26% 7.39% 6.81% 7.45%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.31   +-0.01  
23/1/2015 ₹ 174.61 6.34% 7.54% 8.32% 7.80%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.65   +-0.02  
15/7/2014 ₹ 351.04 7.01% 7.61% 6.63% 7.17%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  37.00   +-0.01  
10/6/2005 ₹ 1,057.55 7.15% 8.02% 8.33% 6.45%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  33.74   +0.01  
6/12/2010 ₹ 5,833.83 7.61% 8.04% 7.26% 8.21%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  2030.91   +-1.91  
4/9/2014 ₹ 159.38 5.98% 8.13% 6.93% 6.26%