Mutual Funds
SBI Credit Risk Fund-Reg(G)
Debt  |   High  |   Debt - Credit Risk Fund
46.79   +0.03
NAV(₹) as on 6/11/2025 		0.07%
  1D 		8.45%
  1Y 		8.23%
  3Y 		6.78%
  5Y
SBI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.5 		Launch Date:
14 Jul 2004
Exit Load:
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M 		AUM:
₹ 2,190.0 Crs
Lock-in:
Nil 		Investing Style:
Medium Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.0
Lumpsum : ₹ 5,000.0
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Lokesh Mallya

FUND OBJECTIVE

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/10/2025 6.33 % 93.67 %
TOP HOLDINGS

06.92% GOI 18-Nov-2039
6.86 %

Aadhar Housing Finance Ltd.8.50% (26-May-2026)
5.14 %

Infopark Properties Ltd. -SR-I RR (19-Jun-2039)
4.83 %

ReNew Solar Energy (Jharkhand Five) Pvt Ltd. 08.44% (31-Aug-2029)
4.78 %

H.G. Infra Engineering Ltd. 08.55% (29-Aug-2028)
4.58 %

NJ Capital Pvt Ltd. SR-A 09.80% ( 25-July-2028)
4.55 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
4.19 %

Sandur Manganese & Iron Ores Ltd. 11.00% (30-Sep-2031)
3.74 %

Avanse Financial Services Ltd. -SR-26 (29-May-2026)
3.67 %

Renserv Global Pvt Ltd. 09.9040% (02-May-2028)
3.65 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.19 (in years)

2.35 (in years)

8.05 %

5 YEAR HISTORY

Financial Year 2020-21 2021-22 2022-23 2023-24 2024-25
NAV (31/3/2025) 34.25 36.16 37.85 41.18 44.63
Net Assets (Rs Crores) 3,52,425.55 3,19,111.14 2,78,231.95 2,50,612.04 2,25,482.95
Scheme Returns(%)(Absolute) 7.96 5.42 4.63 8.71 8.40
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 8/25 17/21 6/18 3/17 6/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  12.47   +0.00  
27/2/2015 ₹ 106.3 6.36% 6.03% 25.90% 2.09%
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  16.70   +0.01  
3/3/2017 ₹ 256.66 6.66% 6.67% 5.42% 6.08%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.49   +0.01  
26/11/2012 ₹ 257.92 7.65% 7.49% 9.34% 4.40%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  30.43   +0.03  
11/5/2010 ₹ 682.54 8.99% 7.67% 5.85% 7.44%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  24.70   +0.01  
25/3/2014 ₹ 7,029.07 8.01% 7.74% 6.86% 8.09%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.05   +0.01  
15/7/2014 ₹ 367.08 8.80% 7.98% 6.78% 7.24%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  22.78   +0.01  
23/1/2015 ₹ 199.42 8.26% 8.00% 9.51% 7.93%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  46.79   +0.03  
15/7/2004 ₹ 2,190.0 8.45% 8.23% 6.78% 7.50%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  32.84   +0.01  
6/12/2010 ₹ 5,915.79 9.08% 8.43% 7.30% 8.29%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  36.04   +0.02  
10/6/2005 ₹ 1,003.37 9.33% 8.46% 8.60% 6.46%