Mutual Funds
SBI Credit Risk Fund-Reg(G)
Debt  |   High  |   Debt - Credit Risk Fund
49.21   -0.02
NAV(₹) as on 7/7/2026 		-0.03%
  1D 		7.27%
  1Y 		7.89%
  3Y 		7.13%
  5Y
SBI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.55 		Launch Date:
14 Jul 2004
Exit Load:
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M 		AUM:
₹ 2,174.86 Crs
Lock-in:
Nil 		Investing Style:
Medium Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Lokesh Mallya ,Prashanth Sridhar

FUND OBJECTIVE

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/6/2026 12.46 % 87.54 %
TOP HOLDINGS

Lodha Developers Ltd. 07.87% (15-Sep-2029)
4.61 %

Tata Projects Ltd.SR-Z 08.27% (22-Jun-2029)
4.61 %

ReNew Solar Energy (Jharkhand Five) Pvt Ltd. 08.44% (31-Aug-2029)
4.61 %

H.G. Infra Engineering Ltd. 08.55% (29-Aug-2028)
4.57 %

NJ Capital Pvt Ltd. SR-A 09.80% ( 25-July-2028)
4.56 %

06.68% GOI - 07-Jul-2040
4.48 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
4.44 %

Renserv Global Pvt Ltd. 09.9040% (02-May-2028)
3.68 %

JSW Kalinga Steel Ltd. SR-II (24-Mar-2031)
3.54 %

Kotak Mahindra Prime Ltd. - 07.97% (24-Aug-2029)
3.48 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.73 (in years)

2.06 (in years)

8.70 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 36.16 37.85 41.18 44.63 47.71
Net Assets (Rs Crores) 3,19,111.14 2,78,231.95 2,50,612.04 2,25,482.95 2,13,890.95
Scheme Returns(%)(Absolute) 5.42 4.63 8.71 8.40 6.58
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 17/21 6/18 3/17 6/14 9/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.29   +-0.01  
3/3/2017 ₹ 230.85 4.95% 6.45% 5.53% 6.03%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  18.17   +-0.01  
26/11/2012 ₹ 254.23 5.81% 7.17% 9.48% 4.47%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.69   +-0.01  
23/1/2015 ₹ 177.42 6.24% 7.62% 8.53% 7.81%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  25.83   +-0.01  
25/3/2014 ₹ 7,693.35 6.86% 7.69% 6.67% 8.03%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  31.67   +-0.01  
11/5/2010 ₹ 767.9 6.90% 7.71% 5.88% 7.39%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  49.21   +-0.02  
15/7/2004 ₹ 2,174.86 7.27% 7.89% 7.13% 7.51%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  23.20   +-0.01  
15/7/2014 ₹ 361.56 7.83% 8.10% 6.95% 7.28%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.78   +-0.01  
8/6/2005 ₹ 1,486.26 7.20% 8.26% 7.29% 6.50%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  34.52   +-0.01  
6/12/2010 ₹ 6,212.04 8.05% 8.49% 7.39% 8.26%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  2074.03   +-0.36  
4/9/2014 ₹ 163.4 6.93% 8.56% 7.29% 6.35%