Mutual Funds
SBI Credit Risk Fund-Reg(G)
Debt  |   High  |   Debt - Credit Risk Fund
47.66   +0.05
NAV(₹) as on 20/3/2026 		0.10%
  1D 		7.39%
  1Y 		8.07%
  3Y 		6.92%
  5Y
SBI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.56 		Launch Date:
14 Jul 2004
Exit Load:
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M 		AUM:
₹ 2,165.58 Crs
Lock-in:
Nil 		Investing Style:
Medium Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Lokesh Mallya

FUND OBJECTIVE

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 28/2/2026 8.54 % 91.46 %
TOP HOLDINGS

07.02% GOI - 18-Jun-2031
7.12 %

Infopark Properties Ltd. -SR-I RR (19-Jun-2039)
4.85 %

ReNew Solar Energy (Jharkhand Five) Pvt Ltd. 08.44% (31-Aug-2029)
4.75 %

H.G. Infra Engineering Ltd. 08.55% (29-Aug-2028)
4.61 %

NJ Capital Pvt Ltd. SR-A 09.80% ( 25-July-2028)
4.58 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
4.33 %

Sandur Manganese & Iron Ores Ltd. 11.00% (30-Sep-2031)
3.76 %

Renserv Global Pvt Ltd. 09.9040% (02-May-2028)
3.70 %

Avanse Financial Services Ltd. -SR-26 (29-May-2026)
3.69 %

Motilal Oswal Home Finance Ltd. SR-2 8.55% (24-Mar-2028)
3.49 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.13 (in years)

1.68 (in years)

8.41 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (20/3/2026) 36.16 37.85 41.18 44.63 47.66
Net Assets (Rs Crores) 3,19,111.14 2,78,231.95 2,50,612.04 2,25,482.95 2,16,557.96
Scheme Returns(%)(Absolute) 5.42 4.63 8.71 8.40 6.48
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 17/21 6/18 3/17 6/14 10/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.87   +0.01  
3/3/2017 ₹ 239.26 5.22% 6.20% 5.46% 5.95%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.78   +-0.01  
26/11/2012 ₹ 256.65 6.71% 7.21% 9.42% 4.41%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  25.13   +-0.01  
25/3/2014 ₹ 6,891.05 7.28% 7.54% 6.77% 7.98%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  30.87   +-0.04  
11/5/2010 ₹ 710.69 8.10% 7.63% 5.88% 7.36%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.18   +-0.01  
23/1/2015 ₹ 186.56 7.41% 7.68% 9.23% 7.82%
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  13.31   +0.00  
27/2/2015 ₹ 105.46 11.53% 7.75% 27.12% 2.62%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.50   +0.00  
15/7/2014 ₹ 366.82 8.21% 7.80% 6.76% 7.19%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  47.66   +0.05  
15/7/2004 ₹ 2,165.58 7.39% 8.07% 6.92% 7.46%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  33.47   +-0.02  
6/12/2010 ₹ 5,945.63 8.61% 8.25% 7.35% 8.21%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  36.81   +-0.01  
10/6/2005 ₹ 1,059.04 8.46% 8.40% 8.45% 6.46%