Mutual Funds
SBI Credit Risk Fund-Reg(G)
Debt  |   High  |   Debt - Credit Risk Fund
46.07   -0.04
NAV(₹) as on 29/8/2025 		-0.08%
  1D 		8.14%
  1Y 		7.95%
  3Y 		7.05%
  5Y
SBI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.55 		Launch Date:
14 Jul 2004
Exit Load:
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M 		AUM:
₹ 2,221.25 Crs
Lock-in:
Nil 		Investing Style:
Medium Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.0
Lumpsum : ₹ 5,000.0
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Lokesh Mallya

FUND OBJECTIVE

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2025 6.44 % 93.56 %
TOP HOLDINGS

06.92% GOI 18-Nov-2039
6.89 %

Aadhar Housing Finance Ltd.8.50% (26-May-2026)
5.09 %

Nirma Ltd. SR-VII TR-C 8.50% (07-Apr-2027)
5.03 %

Infopark Properties Ltd. -SR-I RR (19-Jun-2039)
4.78 %

ReNew Solar Energy (Jharkhand Five) Pvt Ltd. 08.44% (31-Aug-2029)
4.78 %

NJ Capital Pvt Ltd. SR-A 09.80% ( 25-July-2028)
4.49 %

Sandur Manganese & Iron Ores Ltd. 11.00% (30-Sep-2031)
3.73 %

06.79% GOI - 07-Oct-2034
3.69 %

Avanse Financial Services Ltd. -SR-26 (29-May-2026)
3.62 %

Renserv Global Pvt Ltd. 09.9040% (02-May-2028)
3.61 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.96 (in years)

2.17 (in years)

7.93 %

5 YEAR HISTORY

Financial Year 2020-21 2021-22 2022-23 2023-24 2024-25
NAV (31/3/2025) 34.25 36.16 37.85 41.18 44.63
Net Assets (Rs Crores) 3,52,425.55 3,19,111.14 2,78,231.95 2,50,612.04 2,25,482.95
Scheme Returns(%)(Absolute) 7.96 5.42 4.63 8.71 8.40
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 8/25 17/21 6/18 3/17 6/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  12.29   +0.00  
27/2/2015 ₹ 105.6 5.92% 5.72% 25.89% 1.98%
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.48   +-0.01  
3/3/2017 ₹ 271.54 6.67% 6.39% 5.63% 6.05%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  29.79   +0.02  
11/5/2010 ₹ 694.84 7.15% 6.95% 5.78% 7.39%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.23   +0.00  
26/11/2012 ₹ 277.27 8.09% 7.20% 9.50% 4.35%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  24.29   +-0.01  
25/3/2014 ₹ 7,014.55 7.92% 7.32% 7.21% 8.07%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  21.67   +-0.01  
15/7/2014 ₹ 367.13 8.58% 7.55% 6.87% 7.20%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  22.42   +0.00  
23/1/2015 ₹ 191.53 8.51% 7.77% 9.86% 7.91%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  32.17   +0.01  
6/12/2010 ₹ 6,044.43 8.70% 7.91% 7.42% 8.25%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  46.07   +-0.04  
15/7/2004 ₹ 2,221.25 8.14% 7.95% 7.05% 7.49%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  35.48   +-0.01  
10/6/2005 ₹ 1,013.53 9.32% 8.17% 8.82% 6.44%