Mutual Funds
SBI Credit Risk Fund-Reg(G)
Debt  |   High  |   Debt - Credit Risk Fund
50.00   +0.11
NAV(₹) as on 5/11/2026 		0.22%
  1D 		6.90%
  1Y 		7.79%
  3Y 		7.04%
  5Y
SBI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.54 		Launch Date:
14 Jul 2004
Exit Load:
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M 		AUM:
₹ 2,176.70 Crs
Lock-in:
Nil 		Investing Style:
Medium Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Lokesh Mallya ,Prashanth Sridhar

FUND OBJECTIVE

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/10/2026 11.39 % 88.61 %
TOP HOLDINGS

H.G. Infra Engineering Ltd. 08.55% (29-Aug-2028)
4.62 %

NJ Capital Pvt Ltd. SR-A 09.80% ( 25-July-2028)
4.54 %

ReNew Solar Energy (Jharkhand Five) Pvt Ltd. 08.44% (31-Aug-2029)
4.52 %

Tata Projects Ltd.SR-Z 08.27% (22-Jun-2029)
4.50 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
4.46 %

Lodha Developers Ltd. 07.87% (15-Sep-2029)
3.93 %

Renserv Global Pvt Ltd. 09.9040% (02-May-2028)
3.67 %

JSW Kalinga Steel Ltd. SR-II (24-Mar-2031)
3.58 %

Aditya Birla Renewables Ltd. 08.60% (24-Sep-2027)
3.43 %

Motilal Oswal Home Finance Ltd. SR-2 8.55% (24-Mar-2028)
3.41 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.8 (in years)

2.07 (in years)

8.86 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 36.16 37.85 41.18 44.63 47.71
Net Assets (Rs Crores) 3,19,111.14 2,78,231.95 2,50,612.04 2,25,482.95 2,13,890.95
Scheme Returns(%)(Absolute) 5.42 4.63 8.71 8.40 6.58
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 17/21 6/18 3/17 6/14 9/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.41   +0.03  
3/3/2017 ₹ 218.33 4.33% 6.11% 5.30% 5.89%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  18.39   +0.03  
26/11/2012 ₹ 238.43 5.20% 6.95% 6.14% 4.46%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  32.10   +0.07  
11/5/2010 ₹ 763.35 5.56% 7.43% 5.75% 7.33%
MDB Logo
HDFC Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  26.22   +0.06  
25/3/2014 ₹ 7,573.52 6.20% 7.57% 6.52% 7.93%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  2086.81   +3.38  
4/9/2014 ₹ 174.64 5.95% 7.62% 7.15% 6.23%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  50.00   +0.11  
15/7/2004 ₹ 2,176.7 6.90% 7.79% 7.04% 7.47%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  23.58   +0.06  
15/7/2014 ₹ 370.14 6.94% 7.96% 6.87% 7.21%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  38.39   +0.09  
8/6/2005 ₹ 1,706.28 6.55% 8.01% 7.09% 6.48%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  35.05   +0.11  
6/12/2010 ₹ 6,287.15 6.75% 8.27% 7.31% 8.19%
MDB Logo
Nippon India Credit Risk Fund-Inst(G)
Debt - Credit Risk Fund  |   Moderately High |  40.45   +0.09  
13/7/2009 ₹ 1,706.28 7.55% 8.36% 7.36% 7.27%