Mutual Funds
SBI Credit Risk Fund-Reg(G)
Debt  |   High  |   Debt - Credit Risk Fund
49.69   +0.01
NAV(₹) as on 24/8/2026 		0.02%
  1D 		7.82%
  1Y 		7.96%
  3Y 		7.08%
  5Y
SBI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.56 		Launch Date:
14 Jul 2004
Exit Load:
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M 		AUM:
₹ 2,180.80 Crs
Lock-in:
Nil 		Investing Style:
Medium Long
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Lokesh Mallya ,Prashanth Sridhar

FUND OBJECTIVE

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2026 12.50 % 87.50 %
TOP HOLDINGS

ReNew Solar Energy (Jharkhand Five) Pvt Ltd. 08.44% (31-Aug-2029)
4.59 %

Lodha Developers Ltd. 07.87% (15-Sep-2029)
4.59 %

Tata Projects Ltd.SR-Z 08.27% (22-Jun-2029)
4.57 %

NJ Capital Pvt Ltd. SR-A 09.80% ( 25-July-2028)
4.55 %

H.G. Infra Engineering Ltd. 08.55% (29-Aug-2028)
4.54 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
4.44 %

Renserv Global Pvt Ltd. 09.9040% (02-May-2028)
3.67 %

JSW Kalinga Steel Ltd. SR-II (24-Mar-2031)
3.55 %

Motilal Oswal Home Finance Ltd. SR-2 8.55% (24-Mar-2028)
3.45 %

Aditya Birla Renewables Ltd. 08.60% (24-Sep-2027)
3.45 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.8 (in years)

2.13 (in years)

8.55 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 36.16 37.85 41.18 44.63 47.71
Net Assets (Rs Crores) 3,19,111.14 2,78,231.95 2,50,612.04 2,25,482.95 2,13,890.95
Scheme Returns(%)(Absolute) 5.42 4.63 8.71 8.40 6.58
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 17/21 6/18 3/17 6/14 9/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.33   +0.01  
3/3/2017 ₹ 227.48 5.11% 6.26% 5.36% 5.97%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  18.29   +0.01  
26/11/2012 ₹ 252.73 6.16% 7.10% 9.42% 4.48%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  31.87   +0.01  
11/5/2010 ₹ 770.02 6.81% 7.64% 5.78% 7.37%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  26.02   +0.01  
25/3/2014 ₹ 7,665.67 7.02% 7.66% 6.56% 8.00%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  49.69   +0.01  
15/7/2004 ₹ 2,180.8 7.82% 7.96% 7.08% 7.51%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  23.39   +0.01  
15/7/2014 ₹ 375.02 7.85% 8.07% 6.86% 7.26%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.99   +0.02  
8/6/2005 ₹ 1,556.39 7.04% 8.11% 7.13% 6.49%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  2083.05   +1.47  
4/9/2014 ₹ 165.52 7.24% 8.46% 7.20% 6.32%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  34.78   +0.01  
6/12/2010 ₹ 6,319.79 8.00% 8.47% 7.36% 8.24%
MDB Logo
Nippon India Credit Risk Fund-Inst(G)
Debt - Credit Risk Fund  |   Moderately High |  40.02   +0.02  
13/7/2009 ₹ 1,556.39 8.05% 8.48% 7.40% 7.29%