Mutual Funds

Bank of India Credit Risk Fund-Reg(G)
Debt | High | Debt - Credit Risk Fund

12.06 +0.00
NAV(₹) as on 17/4/2025

0.02%
1D

5.46%
1Y

5.45%
3Y

10.50%
5Y

Bank of India Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.38	Launch Date: 27 Feb 2015
Exit Load: 4% on or before 12M, 3% after 12M but on or before 24M, 2% after 24M but on or before 36M, Nil after 36M	AUM: ₹ 110.06 Crs
Lock-in: Nil	Investing Style: NA
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ NA Lumpsum : ₹ 5,000.0
Scheme Benchmark: NA
Fund Manager: Alok Singh

FUND OBJECTIVE

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt
as on 31/3/2025		22.78 %		77.22 %

TOP HOLDINGS

ICICI Bank Limited ( - ICRA A1+

8.94 %

Net Current Asset - Cash

11.85 %

Tri-Party Repo (TREP - Cash

10.51 %

Corporate Debt Marke - Unrated

0.42 %

See All Holding

ALLOCATION BY MARKET CAP

No Data

ALLOCATION BY SECTOR

No Data

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	4.12	10.28	10.67	11.41	12.01
Net Assets (Rs Crores)	7,147.99	17,224.58	15,898.66	14,175.13	11,005.7
Scheme Returns(%)(Absolute)	-45.66	148.98	3.82	6.84	5.21
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	24/25	3/21	15/18	13/17	14/14

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Bank of India Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| High \| 12.06 +0.00	27/2/2015	₹ 110.06	5.46%	5.45%	10.50%	1.87%
Kotak Credit Risk Fund(G) Debt - Credit Risk Fund \| High \| 28.87 +0.02	11/5/2010	₹ 709.36	7.47%	5.52%	5.81%	7.35%
Bandhan Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| Moderately High \| 16.26 +0.01	3/3/2017	₹ 285.97	8.32%	6.32%	5.79%	6.16%
UTI Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| Moderately High \| 16.86 +0.01	26/11/2012	₹ 287.9	8.70%	6.81%	7.40%	4.30%
HSBC Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| Moderate \| 28.73 +0.02	8/10/2009	₹ 598.03	9.51%	6.85%	6.22%	7.03%
HDFC Credit Risk Debt Fund-(G) Debt - Credit Risk Fund \| High \| 23.69 +0.02	25/3/2014	₹ 7,229.73	8.75%	6.97%	7.52%	8.10%
Axis Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| High \| 21.08 +0.01	15/7/2014	₹ 360.19	8.88%	7.05%	6.82%	7.18%
Baroda BNP Paribas Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| Moderately High \| 21.86 +0.01	23/1/2015	₹ 173.49	8.96%	7.30%	9.13%	7.94%
Nippon India Credit Risk Fund(G) Debt - Credit Risk Fund \| High \| 34.41 +0.03	10/6/2005	₹ 1,001.05	9.23%	7.50%	8.42%	6.40%
ICICI Pru Credit Risk Fund(G) Debt - Credit Risk Fund \| High \| 31.21 +0.01	6/12/2010	₹ 6,130.95	9.29%	7.51%	7.51%	8.24%

Mutual Funds

ALLOCATION BY SECTOR

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