Mutual Funds
Bank of India Credit Risk Fund-Reg(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
13.31   +0.01
NAV(₹) as on 18/3/2026
0.05%
  1D
11.57%
  1Y
7.74%
  3Y
27.15%
  5Y
Bank of India Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.38
Launch Date:
27 Feb 2015
Exit Load:
4% on or before 12M, 3% after 12M but on or before 24M, 2% after 24M but on or before 36M, Nil after 36M
AUM:
₹ 105.46 Crs
Lock-in:
Nil
Investing Style:
NA
Portfolio Price To Book Value:
NA
Min. Investment:
SIP : ₹ NA
Lumpsum : ₹ 5,000.00
Scheme Benchmark:
NA
Fund Manager:
Alok Singh

FUND OBJECTIVE

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 28/2/2026 33.64 % 66.36 %
TOP HOLDINGS

Tri-Party Repo (TREPS)
19.44 %

Net Current Asset
13.75 %

Vedanta Ltd. -SR-II 09.45% (05-Jun-2028)
9.58 %

Manappuram Finance Ltd 09.10% (19-Aug-2026)
9.50 %

Nirma Ltd. SR-VII TR-B 8.40% (07-Apr-2026)
9.49 %

Century Textiles & Industries Ltd. SR-XXI 8.10% (25-Apr-2026)
9.47 %

Indian Bank (05-Jun-2026)
9.31 %

Rashtriya Chemicals and Fertilizers Ltd. SR-I 7.99% (07-Aug-2027)
4.78 %

360 One Prime Ltd. - 09.40% (04-Mar-2027)
4.77 %

JSW Steel Ltd. 08.39% (13-May-2027)
4.75 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

0.68 (in years)

0.55 (in years)

6.53 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (18/3/2026) 10.28 10.67 11.41 12.01 13.31
Net Assets (Rs Crores) 17,224.58 15,898.66 14,175.13 11,005.70 10,546.21
Scheme Returns(%)(Absolute) 148.98 3.82 6.84 5.21 10.65
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 3/21 15/18 13/17 14/14 3/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.87   +0.01  
3/3/2017 ₹ 239.26 5.36% 6.24% 5.49% 5.95%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.79   +0.00  
26/11/2012 ₹ 256.65 6.93% 7.25% 9.45% 4.41%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  25.14   +0.01  
25/3/2014 ₹ 6,891.05 7.53% 7.59% 6.78% 7.99%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  30.90   +0.02  
11/5/2010 ₹ 710.69 8.45% 7.70% 5.92% 7.37%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.18   +0.01  
23/1/2015 ₹ 186.56 7.65% 7.73% 9.25% 7.83%
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  13.31   +0.01  
27/2/2015 ₹ 105.46 11.57% 7.74% 27.15% 2.62%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.51   +0.01  
15/7/2014 ₹ 366.82 8.44% 7.84% 6.78% 7.19%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  47.62   +0.01  
15/7/2004 ₹ 2,165.58 7.42% 8.07% 6.92% 7.46%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  33.49   +0.01  
6/12/2010 ₹ 5,945.63 8.82% 8.36% 7.37% 8.22%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  36.83   +0.02  
10/6/2005 ₹ 1,059.04 8.69% 8.43% 8.48% 6.46%