Mutual Funds
UTI Credit Risk Fund-Reg(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
18.29   +0.01
NAV(₹) as on 24/8/2026 		0.05%
  1D 		6.16%
  1Y 		7.10%
  3Y 		9.42%
  5Y
UTI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.7 		Launch Date:
19 Nov 2012
Exit Load:
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M 		AUM:
₹ 252.73 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 500.00
Scheme Benchmark:
NA
Fund Manager:
Anurag Mittal

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2026 9.37 % 90.63 %
TOP HOLDINGS

07.10% GOI - 08-Apr-2034
9.49 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
7.65 %

Piramal Capital & Housing Finance Ltd. 06.75% (26-Sep-2031)
7.06 %

Net Current Asset
6.64 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
5.99 %

Aadhar Housing Finance Ltd. 08.65% (21-Aug-2027)
5.96 %

Tata Projects Ltd.SR-O 08.47% (20-Nov-2026)
5.94 %

Adani Power Ltd. SR-II 8.20% (25-Jan-2029)
5.91 %

Shivshakti Securitisation Trust
5.80 %

Avanse Financial Services Ltd. -SR-40 09.60% (30-Apr-2027)
5.75 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.72 (in years)

2.07 (in years)

8.05 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 13.86 14.47 15.49 16.72 17.76
Net Assets (Rs Crores) 52,394.19 43,122.74 39,591.33 28,790.17 25,172.22
Scheme Returns(%)(Absolute) 21.70 4.33 6.97 7.99 5.88
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 4/21 9/18 12/17 10/14 11/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.33   +0.01  
3/3/2017 ₹ 227.48 5.11% 6.26% 5.36% 5.97%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  18.29   +0.01  
26/11/2012 ₹ 252.73 6.16% 7.10% 9.42% 4.48%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  31.87   +0.01  
11/5/2010 ₹ 770.02 6.81% 7.64% 5.78% 7.37%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  26.02   +0.01  
25/3/2014 ₹ 7,665.67 7.02% 7.66% 6.56% 8.00%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  49.69   +0.01  
15/7/2004 ₹ 2,180.8 7.82% 7.96% 7.08% 7.51%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  23.39   +0.01  
15/7/2014 ₹ 375.02 7.85% 8.07% 6.86% 7.26%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.99   +0.02  
8/6/2005 ₹ 1,556.39 7.04% 8.11% 7.13% 6.49%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  2083.05   +1.47  
4/9/2014 ₹ 165.52 7.24% 8.46% 7.20% 6.32%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  34.78   +0.01  
6/12/2010 ₹ 6,319.79 8.00% 8.47% 7.36% 8.24%
MDB Logo
Nippon India Credit Risk Fund-Inst(G)
Debt - Credit Risk Fund  |   Moderately High |  40.02   +0.02  
13/7/2009 ₹ 1,556.39 8.05% 8.48% 7.40% 7.29%