Mutual Funds
UTI Credit Risk Fund-Reg(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
18.39   +0.03
NAV(₹) as on 5/11/2026 		0.18%
  1D 		5.20%
  1Y 		6.95%
  3Y 		6.14%
  5Y
UTI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.43 		Launch Date:
19 Nov 2012
Exit Load:
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M 		AUM:
₹ 238.43 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 500.00
Scheme Benchmark:
NA
Fund Manager:
Anurag Mittal

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/10/2026 7.09 % 92.91 %
TOP HOLDINGS

07.10% GOI - 08-Apr-2034
9.67 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
7.68 %

Piramal Capital & Housing Finance Ltd. 06.75% (26-Sep-2031)
7.25 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
6.32 %

Tata Projects Ltd.SR-O 08.47% (20-Nov-2026)
6.29 %

Aadhar Housing Finance Ltd. 08.65% (21-Aug-2027)
6.28 %

Adani Power Ltd. SR-II 8.20% (25-Jan-2029)
6.23 %

Avanse Financial Services Ltd. -SR-40 09.60% (30-Apr-2027)
6.08 %

Shivshakti Securitisation Trust
5.94 %

DMI Finance Pvt Ltd. SR-III 09.50% (12-Oct-2028)
5.79 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.3 (in years)

1.75 (in years)

8.83 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 13.86 14.47 15.49 16.72 17.76
Net Assets (Rs Crores) 52,394.19 43,122.74 39,591.33 28,790.17 25,172.22
Scheme Returns(%)(Absolute) 21.70 4.33 6.97 7.99 5.88
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 4/21 9/18 12/17 10/14 11/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.41   +0.03  
3/3/2017 ₹ 218.33 4.33% 6.11% 5.30% 5.89%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  18.39   +0.03  
26/11/2012 ₹ 238.43 5.20% 6.95% 6.14% 4.46%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  32.10   +0.07  
11/5/2010 ₹ 763.35 5.56% 7.43% 5.75% 7.33%
MDB Logo
HDFC Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  26.22   +0.06  
25/3/2014 ₹ 7,573.52 6.20% 7.57% 6.52% 7.93%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  2086.81   +3.38  
4/9/2014 ₹ 174.64 5.95% 7.62% 7.15% 6.23%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  50.00   +0.11  
15/7/2004 ₹ 2,176.7 6.90% 7.79% 7.04% 7.47%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  23.58   +0.06  
15/7/2014 ₹ 370.14 6.94% 7.96% 6.87% 7.21%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  38.39   +0.09  
8/6/2005 ₹ 1,706.28 6.55% 8.01% 7.09% 6.48%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  35.05   +0.11  
6/12/2010 ₹ 6,287.15 6.75% 8.27% 7.31% 8.19%
MDB Logo
Nippon India Credit Risk Fund-Inst(G)
Debt - Credit Risk Fund  |   Moderately High |  40.45   +0.09  
13/7/2009 ₹ 1,706.28 7.55% 8.36% 7.36% 7.27%