Mutual Funds
UTI Credit Risk Fund-Reg(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
18.16   -0.01
NAV(₹) as on 8/7/2026 		-0.04%
  1D 		5.79%
  1Y 		7.14%
  3Y 		9.46%
  5Y
UTI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.7 		Launch Date:
19 Nov 2012
Exit Load:
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M 		AUM:
₹ 254.23 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 500.00
Scheme Benchmark:
NA
Fund Manager:
Abhishek Sonthalia

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/6/2026 13.74 % 86.26 %
TOP HOLDINGS

Net Current Asset
11.14 %

07.10% GOI - 08-Apr-2034
9.46 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
7.59 %

Piramal Capital & Housing Finance Ltd. 06.75% (26-Sep-2031)
6.96 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
5.96 %

Aadhar Housing Finance Ltd. 08.65% (21-Aug-2027)
5.94 %

Adani Power Ltd. SR-II 8.20% (25-Jan-2029)
5.93 %

Tata Projects Ltd.SR-O 08.47% (20-Nov-2026)
5.91 %

Shivshakti Securitisation Trust
5.79 %

Avanse Financial Services Ltd. -SR-40 09.60% (30-Apr-2027)
5.73 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.65 (in years)

2.02 (in years)

7.80 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 13.86 14.47 15.49 16.72 17.76
Net Assets (Rs Crores) 52,394.19 43,122.74 39,591.33 28,790.17 25,172.22
Scheme Returns(%)(Absolute) 21.70 4.33 6.97 7.99 5.88
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 4/21 9/18 12/17 10/14 11/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.25   +-0.04  
3/3/2017 ₹ 230.85 4.69% 6.35% 5.46% 6.00%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  18.16   +-0.01  
26/11/2012 ₹ 254.23 5.79% 7.14% 9.46% 4.47%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.65   +-0.04  
23/1/2015 ₹ 177.42 6.08% 7.56% 8.48% 7.80%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  25.78   +-0.05  
25/3/2014 ₹ 7,693.35 6.65% 7.61% 6.61% 8.01%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  31.61   +-0.06  
11/5/2010 ₹ 767.9 6.71% 7.64% 5.85% 7.38%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  49.12   +-0.09  
15/7/2004 ₹ 2,174.86 7.07% 7.82% 7.07% 7.50%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  23.16   +-0.04  
15/7/2014 ₹ 361.56 7.62% 8.02% 6.89% 7.26%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.72   +-0.06  
8/6/2005 ₹ 1,486.26 7.01% 8.20% 7.24% 6.50%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  34.46   +-0.06  
6/12/2010 ₹ 6,212.04 7.81% 8.43% 7.33% 8.25%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  2069.56   +-4.48  
4/9/2014 ₹ 163.4 6.71% 8.47% 7.21% 6.33%