Mutual Funds
UTI Credit Risk Fund-Reg(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
17.86   0.00
NAV(₹) as on 20/5/2026 		-0.03%
  1D 		4.96%
  1Y 		6.79%
  3Y 		9.22%
  5Y
UTI Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.71 		Launch Date:
19 Nov 2012
Exit Load:
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M 		AUM:
₹ 252.52 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 500.00
Lumpsum : ₹ 500.00
Scheme Benchmark:
NA
Fund Manager:
Abhishek Sonthalia

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/4/2026 13.05 % 86.95 %
TOP HOLDINGS

Net Current Asset
10.39 %

07.10% GOI - 08-Apr-2034
9.34 %

Piramal Capital & Housing Finance Ltd. 06.75% (26-Sep-2031)
7.04 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
6.21 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
5.98 %

Aadhar Housing Finance Ltd. 08.65% (21-Aug-2027)
5.97 %

Tata Projects Ltd.SR-O 08.47% (20-Nov-2026)
5.95 %

Adani Power Ltd. SR-II 8.20% (25-Jan-2029)
5.89 %

Shivshakti Securitisation Trust
5.83 %

Avanse Financial Services Ltd. -SR-40 09.60% (30-Apr-2027)
5.75 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.74 (in years)

2.09 (in years)

8.04 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 13.86 14.47 15.49 16.72 17.76
Net Assets (Rs Crores) 52,394.19 43,122.74 39,591.33 28,790.17 25,172.22
Scheme Returns(%)(Absolute) 21.70 4.33 6.97 7.99 5.88
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 4/21 9/18 12/17 10/14 11/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.93   +-0.01  
3/3/2017 ₹ 230.48 3.20% 5.89% 5.15% 5.88%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.86   +0.00  
26/11/2012 ₹ 252.52 4.96% 6.79% 9.22% 4.39%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   Moderately High |  25.26   +0.00  
25/3/2014 ₹ 7,522.14 5.41% 7.10% 6.38% 7.92%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  31.00   +0.00  
11/5/2010 ₹ 761.17 5.70% 7.14% 5.57% 7.31%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  47.98   +0.02  
15/7/2004 ₹ 2,134.16 5.76% 7.23% 6.72% 7.44%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.33   +-0.01  
23/1/2015 ₹ 174.43 5.59% 7.40% 8.27% 7.76%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.65   +0.01  
15/7/2014 ₹ 355.18 6.27% 7.46% 6.55% 7.14%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.01   +-0.01  
10/6/2005 ₹ 1,343.43 6.41% 7.84% 8.25% 6.43%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  2030.44   +0.28  
4/9/2014 ₹ 159.49 5.33% 8.00% 6.86% 6.23%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  33.78   +0.01  
6/12/2010 ₹ 5,989.89 6.86% 8.03% 7.15% 8.19%