Mutual Funds
Kotak Credit Risk Fund(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
31.67   -0.01
NAV(₹) as on 7/7/2026 		-0.02%
  1D 		6.90%
  1Y 		7.71%
  3Y 		5.88%
  5Y
Kotak Credit Risk Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.73 		Launch Date:
11 May 2010
Exit Load:
Nil upto 6% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y 		AUM:
₹ 767.90 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NA
Fund Manager:
Vihag Mishra ,Deepak Agrawal

FUND OBJECTIVE

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporatesecurities. The scheme would also seek to maintain reasonable liquidity within the fund.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/6/2026 13.30 % 86.70 %
TOP HOLDINGS

Jubilant Bevco Ltd. (31-May-2028)
7.23 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
6.58 %

Muthoot Finance Ltd. SR-RR (26-Jul-2029)
6.57 %

Bamboo Hotel and Global Centre (Delhi) Pvt Ltd. SR-I 10.81% (31-Jan-2028)
6.55 %

Tata Projects Ltd.SR-Q 08.25% (28-Apr-2027)
6.53 %

Century Textiles & Industries Ltd. 8.55% (30-Aug-2029)
5.92 %

07.49% Karnataka SDL - 04-Feb-2035
5.89 %

Aditya Birla Renewables Ltd. 08.60% (24-Sep-2027)
5.22 %

Indus Infra Trust
4.47 %

AU Small Finance Bank Ltd. SR-I 09.3% (03-Aug-2032)
3.92 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.7 (in years)

1.78 (in years)

8.36 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 24.68 24.86 26.91 28.64 30.80
Net Assets (Rs Crores) 1,74,277.84 1,15,035.37 85,639.59 70,935.83 69,120.22
Scheme Returns(%)(Absolute) 5.78 0.70 8.16 6.41 7.17
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 12/21 17/18 5/17 13/14 7/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.29   +-0.01  
3/3/2017 ₹ 230.85 4.95% 6.45% 5.53% 6.03%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  18.17   +-0.01  
26/11/2012 ₹ 254.23 5.81% 7.17% 9.48% 4.47%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.69   +-0.01  
23/1/2015 ₹ 177.42 6.24% 7.62% 8.53% 7.81%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  25.83   +-0.01  
25/3/2014 ₹ 7,693.35 6.86% 7.69% 6.67% 8.03%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  31.67   +-0.01  
11/5/2010 ₹ 767.9 6.90% 7.71% 5.88% 7.39%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  49.21   +-0.02  
15/7/2004 ₹ 2,174.86 7.27% 7.89% 7.13% 7.51%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  23.20   +-0.01  
15/7/2014 ₹ 361.56 7.83% 8.10% 6.95% 7.28%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.78   +-0.01  
8/6/2005 ₹ 1,486.26 7.20% 8.26% 7.29% 6.50%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  34.52   +-0.01  
6/12/2010 ₹ 6,212.04 8.05% 8.49% 7.39% 8.26%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  2074.03   +-0.36  
4/9/2014 ₹ 163.4 6.93% 8.56% 7.29% 6.35%