Mutual Funds
Kotak Credit Risk Fund(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
30.90   +0.02
NAV(₹) as on 18/3/2026 		0.05%
  1D 		8.45%
  1Y 		7.70%
  3Y 		5.92%
  5Y
Kotak Credit Risk Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.71 		Launch Date:
11 May 2010
Exit Load:
Nil upto 6% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y 		AUM:
₹ 710.69 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NA
Fund Manager:
Vihag Mishra ,Deepak Agrawal

FUND OBJECTIVE

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporatesecurities. The scheme would also seek to maintain reasonable liquidity within the fund.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 28/2/2026 13.15 % 86.85 %
TOP HOLDINGS

Jubilant Bevco Ltd. (31-May-2028)
7.64 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
7.10 %

Bamboo Hotel and Global Centre (Delhi) Pvt Ltd. SR-I 10.81% (31-Jan-2028)
7.09 %

Tata Projects Ltd.SR-Q 08.25% (28-Apr-2027)
7.08 %

REC Ltd. SR-248 A - BD 06.52% (31-Jan-2028)
6.98 %

Century Textiles & Industries Ltd. 8.55% (30-Aug-2029)
6.39 %

07.49% Karnataka SDL - 04-Feb-2035
6.38 %

Aditya Birla Renewables Ltd. 08.60% (24-Sep-2027)
5.67 %

06.48% GOI 06-Oct-2035
4.86 %

AU Small Finance Bank Ltd. SR-I 09.3% (03-Aug-2032)
4.25 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.93 (in years)

2.27 (in years)

8.11 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (18/3/2026) 24.68 24.86 26.91 28.64 30.90
Net Assets (Rs Crores) 1,74,277.84 1,15,035.37 85,639.59 70,935.83 71,069.22
Scheme Returns(%)(Absolute) 5.78 0.70 8.16 6.41 7.52
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 12/21 17/18 5/17 13/14 6/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.87   +0.01  
3/3/2017 ₹ 239.26 5.36% 6.24% 5.49% 5.95%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.79   +0.00  
26/11/2012 ₹ 256.65 6.93% 7.25% 9.45% 4.41%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  25.14   +0.01  
25/3/2014 ₹ 6,891.05 7.53% 7.59% 6.78% 7.99%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  30.90   +0.02  
11/5/2010 ₹ 710.69 8.45% 7.70% 5.92% 7.37%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.18   +0.01  
23/1/2015 ₹ 186.56 7.65% 7.73% 9.25% 7.83%
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  13.31   +0.01  
27/2/2015 ₹ 105.46 11.57% 7.74% 27.15% 2.62%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.51   +0.01  
15/7/2014 ₹ 366.82 8.44% 7.84% 6.78% 7.19%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  47.62   +0.01  
15/7/2004 ₹ 2,165.58 7.42% 8.07% 6.92% 7.46%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  33.49   +0.01  
6/12/2010 ₹ 5,945.63 8.82% 8.36% 7.37% 8.22%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  36.83   +0.02  
10/6/2005 ₹ 1,059.04 8.69% 8.43% 8.48% 6.46%