Mutual Funds
Kotak Credit Risk Fund(G)
Debt  |   High  |   Debt - Credit Risk Fund
31.87   +0.01
NAV(₹) as on 24/8/2026 		0.04%
  1D 		6.81%
  1Y 		7.64%
  3Y 		5.78%
  5Y
Kotak Credit Risk Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.73 		Launch Date:
11 May 2010
Exit Load:
Nil upto 6% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y 		AUM:
₹ 770.02 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NA
Fund Manager:
Vihag Mishra ,Deepak Agrawal

FUND OBJECTIVE

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporatesecurities. The scheme would also seek to maintain reasonable liquidity within the fund.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2026 13.96 % 86.04 %
TOP HOLDINGS

Jubilant Bevco Ltd. (31-May-2028)
7.22 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
6.56 %

Bamboo Hotel and Global Centre (Delhi) Pvt Ltd. SR-I 10.81% (31-Jan-2028)
6.52 %

Tata Projects Ltd.SR-Q 08.25% (28-Apr-2027)
6.50 %

Muthoot Finance Ltd. SR-RR (26-Jul-2029)
6.50 %

07.49% Karnataka SDL - 04-Feb-2035
5.89 %

Century Textiles & Industries Ltd. 8.55% (30-Aug-2029)
5.87 %

Aditya Birla Renewables Ltd. 08.60% (24-Sep-2027)
5.21 %

Indus Infra Trust
4.67 %

AU Small Finance Bank Ltd. SR-I 09.3% (03-Aug-2032)
3.91 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.73 (in years)

1.69 (in years)

8.57 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 24.68 24.86 26.91 28.64 30.80
Net Assets (Rs Crores) 1,74,277.84 1,15,035.37 85,639.59 70,935.83 69,120.22
Scheme Returns(%)(Absolute) 5.78 0.70 8.16 6.41 7.17
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 12/21 17/18 5/17 13/14 7/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.33   +0.01  
3/3/2017 ₹ 227.48 5.11% 6.26% 5.36% 5.97%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  18.29   +0.01  
26/11/2012 ₹ 252.73 6.16% 7.10% 9.42% 4.48%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  31.87   +0.01  
11/5/2010 ₹ 770.02 6.81% 7.64% 5.78% 7.37%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  26.02   +0.01  
25/3/2014 ₹ 7,665.67 7.02% 7.66% 6.56% 8.00%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  49.69   +0.01  
15/7/2004 ₹ 2,180.8 7.82% 7.96% 7.08% 7.51%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  23.39   +0.01  
15/7/2014 ₹ 375.02 7.85% 8.07% 6.86% 7.26%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.99   +0.02  
8/6/2005 ₹ 1,556.39 7.04% 8.11% 7.13% 6.49%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  2083.05   +1.47  
4/9/2014 ₹ 165.52 7.24% 8.46% 7.20% 6.32%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  34.78   +0.01  
6/12/2010 ₹ 6,319.79 8.00% 8.47% 7.36% 8.24%
MDB Logo
Nippon India Credit Risk Fund-Inst(G)
Debt - Credit Risk Fund  |   Moderately High |  40.02   +0.02  
13/7/2009 ₹ 1,556.39 8.05% 8.48% 7.40% 7.29%