Mutual Funds
Kotak Credit Risk Fund(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
30.98   +0.01
NAV(₹) as on 22/5/2026 		0.03%
  1D 		5.55%
  1Y 		7.08%
  3Y 		5.55%
  5Y
Kotak Credit Risk Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.71 		Launch Date:
11 May 2010
Exit Load:
Nil upto 6% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y 		AUM:
₹ 761.17 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NA
Fund Manager:
Vihag Mishra ,Deepak Agrawal

FUND OBJECTIVE

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporatesecurities. The scheme would also seek to maintain reasonable liquidity within the fund.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/4/2026 22.43 % 77.57 %
TOP HOLDINGS

Tri-Party Repo (TREPS)
10.76 %

Jubilant Bevco Ltd. (31-May-2028)
7.15 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
6.62 %

Bamboo Hotel and Global Centre (Delhi) Pvt Ltd. SR-I 10.81% (31-Jan-2028)
6.60 %

Tata Projects Ltd.SR-Q 08.25% (28-Apr-2027)
6.59 %

Century Textiles & Industries Ltd. 8.55% (30-Aug-2029)
5.87 %

07.49% Karnataka SDL - 04-Feb-2035
5.83 %

Aditya Birla Renewables Ltd. 08.60% (24-Sep-2027)
5.27 %

AU Small Finance Bank Ltd. SR-I 09.3% (03-Aug-2032)
3.94 %

Indus Infra Trust
3.63 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.63 (in years)

1.96 (in years)

8.17 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 24.68 24.86 26.91 28.64 30.80
Net Assets (Rs Crores) 1,74,277.84 1,15,035.37 85,639.59 70,935.83 69,120.22
Scheme Returns(%)(Absolute) 5.78 0.70 8.16 6.41 7.17
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 12/21 17/18 5/17 13/14 7/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.92   +0.01  
3/3/2017 ₹ 230.48 3.11% 5.82% 5.13% 5.87%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.85   +0.01  
26/11/2012 ₹ 252.52 4.88% 6.75% 9.21% 4.38%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   Moderately High |  25.25   +0.01  
25/3/2014 ₹ 7,522.14 5.28% 7.05% 6.36% 7.91%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  30.98   +0.01  
11/5/2010 ₹ 761.17 5.55% 7.08% 5.55% 7.30%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  48.00   +0.02  
15/7/2004 ₹ 2,134.16 5.74% 7.22% 6.71% 7.44%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.32   +0.01  
23/1/2015 ₹ 174.43 5.47% 7.37% 8.25% 7.76%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.66   +0.01  
15/7/2014 ₹ 355.18 6.20% 7.43% 6.54% 7.14%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.00   +0.02  
10/6/2005 ₹ 1,343.43 6.31% 7.81% 8.23% 6.43%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  2030.03   +1.05  
4/9/2014 ₹ 159.49 5.25% 7.95% 6.85% 6.23%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  33.76   +0.01  
6/12/2010 ₹ 5,989.89 6.70% 7.97% 7.13% 8.18%