Mutual Funds
Kotak Credit Risk Fund(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
31.00   +0.03
NAV(₹) as on 9/4/2026 		0.09%
  1D 		7.67%
  1Y 		7.48%
  3Y 		5.80%
  5Y
Kotak Credit Risk Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.71 		Launch Date:
11 May 2010
Exit Load:
Nil upto 6% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y 		AUM:
₹ 691.20 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 100.00
Scheme Benchmark:
NA
Fund Manager:
Vihag Mishra ,Deepak Agrawal

FUND OBJECTIVE

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporatesecurities. The scheme would also seek to maintain reasonable liquidity within the fund.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/3/2026 11.81 % 88.19 %
TOP HOLDINGS

Jubilant Bevco Ltd. (31-May-2028)
7.85 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
7.29 %

Bamboo Hotel and Global Centre (Delhi) Pvt Ltd. SR-I 10.81% (31-Jan-2028)
7.27 %

Tata Projects Ltd.SR-Q 08.25% (28-Apr-2027)
7.25 %

REC Ltd. SR-248 A - BD 06.52% (31-Jan-2028)
7.12 %

Century Textiles & Industries Ltd. 8.55% (30-Aug-2029)
6.49 %

07.49% Karnataka SDL - 04-Feb-2035
6.46 %

Aditya Birla Renewables Ltd. 08.60% (24-Sep-2027)
5.80 %

AU Small Finance Bank Ltd. SR-I 09.3% (03-Aug-2032)
4.35 %

Embassy Office Parks REIT
3.87 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.8 (in years)

2.11 (in years)

8.57 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 24.68 24.86 26.91 28.64 30.80
Net Assets (Rs Crores) 1,74,277.84 1,15,035.37 85,639.59 70,935.83 69,120.22
Scheme Returns(%)(Absolute) 5.78 0.70 8.16 6.41 7.17
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 12/21 17/18 5/17 13/14 7/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.93   +0.02  
3/3/2017 ₹ 233.09 4.51% 6.11% 5.33% 5.96%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.82   +0.01  
26/11/2012 ₹ 251.72 6.02% 7.02% 9.33% 4.41%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  25.22   +0.02  
25/3/2014 ₹ 6,743.1 6.78% 7.44% 6.65% 7.98%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  47.88   +-0.01  
15/7/2004 ₹ 2,138.91 6.74% 7.48% 6.88% 7.47%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  31.00   +0.03  
11/5/2010 ₹ 691.2 7.67% 7.48% 5.80% 7.36%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.28   +0.01  
23/1/2015 ₹ 174.61 6.85% 7.66% 8.38% 7.83%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.59   +0.01  
15/7/2014 ₹ 351.04 7.49% 7.71% 6.70% 7.19%
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  13.39   +0.01  
27/2/2015 ₹ 100.26 11.13% 7.75% 26.50% 2.66%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  2003.95   +0.48  
4/9/2014 ₹ 159.38 5.32% 7.80% 6.74% 6.17%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  36.94   +0.05  
10/6/2005 ₹ 1,057.55 7.75% 8.15% 8.41% 6.46%