Mutual Funds
Kotak Credit Risk Fund(G)
Debt  |   High  |   Debt - Credit Risk Fund
29.79   +0.02
NAV(₹) as on 29/8/2025 		0.07%
  1D 		7.15%
  1Y 		6.95%
  3Y 		5.78%
  5Y
Kotak Credit Risk Fund(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.71 		Launch Date:
11 May 2010
Exit Load:
Nil upto 6% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y 		AUM:
₹ 694.84 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.0
Lumpsum : ₹ 100.0
Scheme Benchmark:
NA
Fund Manager:
Deepak Agrawal ,Sunit Garg

FUND OBJECTIVE

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporatesecurities. The scheme would also seek to maintain reasonable liquidity within the fund.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2025 13.18 % 86.82 %
TOP HOLDINGS

07.18% GOI - 14-Aug-2033
8.98 %

Jubilant Bevco Ltd. (31-May-2028)
7.48 %

Tata Projects Ltd.SR-Q 08.25% (28-Apr-2027)
7.28 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
7.28 %

Bamboo Hotel and Global Centre (Delhi) Pvt Ltd. SR-I 10.81% (31-Jan-2028)
7.26 %

Century Textiles & Industries Ltd. 8.55% (30-Aug-2029)
6.63 %

Aditya Birla Renewables Ltd. 08.60% (24-Sep-2027)
5.87 %

AU Small Finance Bank Ltd. SR-I 09.3% (03-Aug-2032)
4.38 %

National Bank For Agriculture & Rural Development SR 25C 7.44% (24-Feb-2028)
3.66 %

Embassy Office Parks REIT
3.63 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.06 (in years)

2.41 (in years)

7.97 %

5 YEAR HISTORY

Financial Year 2020-21 2021-22 2022-23 2023-24 2024-25
NAV (31/3/2025) 23.31 24.68 24.86 26.91 28.64
Net Assets (Rs Crores) 1,80,296.88 1,74,277.84 1,15,035.37 85,639.59 70,935.83
Scheme Returns(%)(Absolute) 6.23 5.78 0.70 8.16 6.41
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 13/25 12/21 17/18 5/17 13/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  12.29   +0.00  
27/2/2015 ₹ 105.6 5.92% 5.72% 25.89% 1.98%
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.48   +-0.01  
3/3/2017 ₹ 271.54 6.67% 6.39% 5.63% 6.05%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  29.79   +0.02  
11/5/2010 ₹ 694.84 7.15% 6.95% 5.78% 7.39%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.23   +0.00  
26/11/2012 ₹ 277.27 8.09% 7.20% 9.50% 4.35%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  24.29   +-0.01  
25/3/2014 ₹ 7,014.55 7.92% 7.32% 7.21% 8.07%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  21.67   +-0.01  
15/7/2014 ₹ 367.13 8.58% 7.55% 6.87% 7.20%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  22.42   +0.00  
23/1/2015 ₹ 191.53 8.51% 7.77% 9.86% 7.91%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  32.17   +0.01  
6/12/2010 ₹ 6,044.43 8.70% 7.91% 7.42% 8.25%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  46.07   +-0.04  
15/7/2004 ₹ 2,221.25 8.14% 7.95% 7.05% 7.49%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  35.48   +-0.01  
10/6/2005 ₹ 1,013.53 9.32% 8.17% 8.82% 6.44%