Mutual Funds
Bandhan Credit Risk Fund-Reg(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
17.33   +0.01
NAV(₹) as on 24/8/2026 		0.04%
  1D 		5.11%
  1Y 		6.26%
  3Y 		5.36%
  5Y
Bandhan Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.68 		Launch Date:
03 Mar 2017
Exit Load:
1% on or before 365D 		AUM:
₹ 227.48 Crs
Lock-in:
Nil 		Investing Style:
NA
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 1,000.00
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Gautam Kaul ,Debraj Lahiri

FUND OBJECTIVE

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2026 5.21 % 94.79 %
TOP HOLDINGS

Power Finance Corpn. Ltd. SR-203 B 7.75% BD (11-Jun-2030)
8.92 %

Century Textiles & Industries Ltd. 08.35% (30-Aug-2027)
8.84 %

Tata Projects Ltd.SR-P 08.33% (24-Jun-2027)
8.81 %

Ceat Ltd. 07.99% (19-Sep-2026)
8.79 %

Tata Housing Development Company Ltd. SR-1 07.51% (08-Dec-2028)
8.71 %

Aadhar Housing Finance Ltd. 07.76% (30-Nov-2028)
8.70 %

Truhome Finance Ltd. SR-39 07.9% (08-Aug-2028)
8.69 %

06.68% GOI - 07-Jul-2040
8.53 %

Godrej Seeds & Genetics Ltd. SR-2 07.99% (26-Mar-2029)
6.54 %

Muthoot Finance Ltd. 7.85% (22-Feb-2029)
6.49 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.02 (in years)

2.31 (in years)

7.77 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 13.59 14.11 15.00 16.11 16.87
Net Assets (Rs Crores) 76,438.87 46,036.18 35,923.13 28,597.17 23,309.23
Scheme Returns(%)(Absolute) 4.25 3.83 6.14 7.45 4.35
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 18/21 14/18 15/17 12/14 13/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.33   +0.01  
3/3/2017 ₹ 227.48 5.11% 6.26% 5.36% 5.97%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  18.29   +0.01  
26/11/2012 ₹ 252.73 6.16% 7.10% 9.42% 4.48%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  31.87   +0.01  
11/5/2010 ₹ 770.02 6.81% 7.64% 5.78% 7.37%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  26.02   +0.01  
25/3/2014 ₹ 7,665.67 7.02% 7.66% 6.56% 8.00%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  49.69   +0.01  
15/7/2004 ₹ 2,180.8 7.82% 7.96% 7.08% 7.51%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  23.39   +0.01  
15/7/2014 ₹ 375.02 7.85% 8.07% 6.86% 7.26%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.99   +0.02  
8/6/2005 ₹ 1,556.39 7.04% 8.11% 7.13% 6.49%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  2083.05   +1.47  
4/9/2014 ₹ 165.52 7.24% 8.46% 7.20% 6.32%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  34.78   +0.01  
6/12/2010 ₹ 6,319.79 8.00% 8.47% 7.36% 8.24%
MDB Logo
Nippon India Credit Risk Fund-Inst(G)
Debt - Credit Risk Fund  |   Moderately High |  40.02   +0.02  
13/7/2009 ₹ 1,556.39 8.05% 8.48% 7.40% 7.29%