Mutual Funds
Bandhan Credit Risk Fund-Reg(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
16.95   -0.01
NAV(₹) as on 30/4/2026 		-0.03%
  1D 		3.89%
  1Y 		6.00%
  3Y 		5.27%
  5Y
Bandhan Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.69 		Launch Date:
03 Mar 2017
Exit Load:
1% on or before 365D 		AUM:
₹ 233.09 Crs
Lock-in:
Nil 		Investing Style:
NA
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 1,000.00
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Gautam Kaul ,Debraj Lahiri

FUND OBJECTIVE

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/3/2026 12.38 % 87.62 %
TOP HOLDINGS

Power Finance Corpn. Ltd. SR-203 B 7.75% BD (11-Jun-2030)
8.64 %

Tata Projects Ltd.SR-P 08.33% (24-Jun-2027)
8.60 %

Aadhar Housing Finance Ltd. 08.5% (17-Aug-2026)
8.58 %

Century Textiles & Industries Ltd. 08.35% (30-Aug-2027)
8.57 %

Ceat Ltd. 07.99% (19-Sep-2026)
8.56 %

Tata Housing Development Company Ltd. SR-1 07.51% (08-Dec-2028)
8.46 %

Truhome Finance Ltd. SR-39 07.9% (08-Aug-2028)
8.46 %

Tri-Party Repo (TREPS)
7.75 %

Muthoot Finance Ltd. OP I 08.52% (07-Apr-2028)
6.46 %

AU Small Finance Bank Ltd. SR-BD 10.70% (23-Feb-2029)
4.50 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

1.96 (in years)

1.63 (in years)

7.90 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 13.59 14.11 15.00 16.11 16.87
Net Assets (Rs Crores) 76,438.87 46,036.18 35,923.13 28,597.17 23,309.23
Scheme Returns(%)(Absolute) 4.25 3.83 6.14 7.45 4.35
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 18/21 14/18 15/17 12/14 13/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.95   +-0.01  
3/3/2017 ₹ 233.09 3.89% 6.00% 5.27% 5.92%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.87   +0.00  
26/11/2012 ₹ 251.72 5.68% 6.95% 9.29% 4.41%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  31.02   +0.01  
11/5/2010 ₹ 691.2 6.85% 7.24% 5.65% 7.34%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  25.28   +-0.01  
25/3/2014 ₹ 6,743.1 6.23% 7.31% 6.58% 7.96%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  47.97   +-0.03  
15/7/2004 ₹ 2,138.91 6.26% 7.39% 6.81% 7.45%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.31   +-0.01  
23/1/2015 ₹ 174.61 6.34% 7.54% 8.32% 7.80%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.65   +-0.02  
15/7/2014 ₹ 351.04 7.01% 7.61% 6.63% 7.17%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  37.00   +-0.01  
10/6/2005 ₹ 1,057.55 7.15% 8.02% 8.33% 6.45%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  33.74   +0.01  
6/12/2010 ₹ 5,833.83 7.61% 8.04% 7.26% 8.21%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  2030.91   +-1.91  
4/9/2014 ₹ 159.38 5.98% 8.13% 6.93% 6.26%