Mutual Funds
Bandhan Credit Risk Fund-Reg(G)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
16.93   -0.01
NAV(₹) as on 20/5/2026 		-0.04%
  1D 		3.20%
  1Y 		5.89%
  3Y 		5.15%
  5Y
Bandhan Credit Risk Fund-Reg(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.42 		Launch Date:
03 Mar 2017
Exit Load:
1% on or before 365D 		AUM:
₹ 230.48 Crs
Lock-in:
Nil 		Investing Style:
NA
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.00
Lumpsum : ₹ 1,000.00
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Gautam Kaul ,Debraj Lahiri

FUND OBJECTIVE

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/4/2026 5.24 % 94.76 %
TOP HOLDINGS

Tata Projects Ltd.SR-P 08.33% (24-Jun-2027)
8.71 %

Power Finance Corpn. Ltd. SR-203 B 7.75% BD (11-Jun-2030)
8.71 %

Aadhar Housing Finance Ltd. 08.5% (17-Aug-2026)
8.69 %

Ceat Ltd. 07.99% (19-Sep-2026)
8.68 %

Century Textiles & Industries Ltd. 08.35% (30-Aug-2027)
8.67 %

Tata Housing Development Company Ltd. SR-1 07.51% (08-Dec-2028)
8.55 %

Truhome Finance Ltd. SR-39 07.9% (08-Aug-2028)
8.55 %

Muthoot Finance Ltd. OP I 08.52% (07-Apr-2028)
6.53 %

06.68% GOI - 07-Jul-2040
6.14 %

AU Small Finance Bank Ltd. SR-BD 10.70% (23-Feb-2029)
4.53 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.8 (in years)

2.14 (in years)

7.87 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 13.59 14.11 15.00 16.11 16.87
Net Assets (Rs Crores) 76,438.87 46,036.18 35,923.13 28,597.17 23,309.23
Scheme Returns(%)(Absolute) 4.25 3.83 6.14 7.45 4.35
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 18/21 14/18 15/17 12/14 13/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.93   +-0.01  
3/3/2017 ₹ 230.48 3.20% 5.89% 5.15% 5.88%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.86   +0.00  
26/11/2012 ₹ 252.52 4.96% 6.79% 9.22% 4.39%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   Moderately High |  25.26   +0.00  
25/3/2014 ₹ 7,522.14 5.41% 7.10% 6.38% 7.92%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  31.00   +0.00  
11/5/2010 ₹ 761.17 5.70% 7.14% 5.57% 7.31%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  47.98   +0.02  
15/7/2004 ₹ 2,134.16 5.76% 7.23% 6.72% 7.44%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.33   +-0.01  
23/1/2015 ₹ 174.43 5.59% 7.40% 8.27% 7.76%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.65   +0.01  
15/7/2014 ₹ 355.18 6.27% 7.46% 6.55% 7.14%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.01   +-0.01  
10/6/2005 ₹ 1,343.43 6.41% 7.84% 8.25% 6.43%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  2030.44   +0.28  
4/9/2014 ₹ 159.49 5.33% 8.00% 6.86% 6.23%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  33.78   +0.01  
6/12/2010 ₹ 5,989.89 6.86% 8.03% 7.15% 8.19%