Mutual Funds
HDFC Credit Risk Debt Fund-(G)
Debt  |   High  |   Debt - Credit Risk Fund
24.29   -0.01
NAV(₹) as on 29/8/2025 		-0.02%
  1D 		7.92%
  1Y 		7.32%
  3Y 		7.21%
  5Y
HDFC Credit Risk Debt Fund-(G)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.6 		Launch Date:
25 Mar 2014
Exit Load:
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M 		AUM:
₹ 7,014.55 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ 100.0
Lumpsum : ₹ 100.0
Scheme Benchmark:
NIFTY Credit Risk Bond Index
Fund Manager:
Shobhit Mehrotra

FUND OBJECTIVE

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2025 8.58 % 91.42 %
TOP HOLDINGS

Sandur Manganese & Iron Ores Ltd. 11.00% (30-Sep-2031)
4.17 %

Tata Projects Ltd.SR-N 08.50% (18-Dec-2026)
3.62 %

Coastal Gujarat Power Ltd. -SR-CGPLAU02 09.90% (27-Aug-2028)
3.33 %

Kalpataru Projects International Ltd. 08.35% (11-Jun-2027)
2.89 %

Tata Motors Ltd. -SR-E-28- B TR-II 08.50% (29-Jan-2027)
2.89 %

Bamboo Hotel and Global Centre (Delhi) Pvt Ltd. SR-I 10.81% (31-Jan-2028)
2.88 %

SK Finance Ltd. 9.25% (15-Jul-2027)
2.84 %

Jubilant Beverages Ltd. (31-May-2028)
2.83 %

Net Current Asset
2.70 %

Jubilant Bevco Ltd. (31-May-2028)
2.63 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

3.86 (in years)

2.49 (in years)

7.93 %

5 YEAR HISTORY

Financial Year 2020-21 2021-22 2022-23 2023-24 2024-25
NAV (31/3/2025) 18.21 19.47 20.26 21.79 23.49
Net Assets (Rs Crores) 7,25,334.94 8,96,660.97 8,48,182.53 8,16,748.39 7,22,972.59
Scheme Returns(%)(Absolute) 9.46 6.75 4.00 7.53 7.79
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 4/25 10/21 11/18 9/17 11/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  12.29   +0.00  
27/2/2015 ₹ 105.6 5.92% 5.72% 25.89% 1.98%
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.48   +-0.01  
3/3/2017 ₹ 271.54 6.67% 6.39% 5.63% 6.05%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  29.79   +0.02  
11/5/2010 ₹ 694.84 7.15% 6.95% 5.78% 7.39%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.23   +0.00  
26/11/2012 ₹ 277.27 8.09% 7.20% 9.50% 4.35%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  24.29   +-0.01  
25/3/2014 ₹ 7,014.55 7.92% 7.32% 7.21% 8.07%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  21.67   +-0.01  
15/7/2014 ₹ 367.13 8.58% 7.55% 6.87% 7.20%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  22.42   +0.00  
23/1/2015 ₹ 191.53 8.51% 7.77% 9.86% 7.91%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  32.17   +0.01  
6/12/2010 ₹ 6,044.43 8.70% 7.91% 7.42% 8.25%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  46.07   +-0.04  
15/7/2004 ₹ 2,221.25 8.14% 7.95% 7.05% 7.49%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  35.48   +-0.01  
10/6/2005 ₹ 1,013.53 9.32% 8.17% 8.82% 6.44%