Mutual Funds
UTI Credit Risk Fund-Reg(IDCW)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
12.24   0.00
NAV(₹) as on 29/8/2025 		-0.01%
  1D 		8.09%
  1Y 		7.20%
  3Y 		9.50%
  5Y
UTI Credit Risk Fund-Reg(IDCW)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.65 		Launch Date:
19 Nov 2012
Exit Load:
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M 		AUM:
₹ 277.27 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ NA
Lumpsum : ₹ 20,000.0
Scheme Benchmark:
NA
Fund Manager:
Sunil Patil

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 31/7/2025 15.67 % 84.33 %
TOP HOLDINGS

Net Current Asset
13.46 %

07.10% GOI - 08-Apr-2034
11.47 %

Aadhar Housing Finance Ltd. 08.65% (21-Aug-2027)
7.35 %

Tata Projects Ltd.SR-O 08.47% (20-Nov-2026)
7.32 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
7.30 %

Piramal Capital & Housing Finance Ltd. 06.75% (26-Sep-2031)
7.12 %

Century Textiles & Industries Ltd. SR-XXI 8.10% (25-Apr-2026)
6.89 %

Avanse Financial Services Ltd. -SR-40 09.60% (30-Apr-2027)
5.25 %

07.18% GOI - 14-Aug-2033
5.09 %

Eris Lifesciences Ltd. STRPP-2 8.73% (07-Jun-2027)
4.23 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.92 (in years)

2.13 (in years)

7.36 %

5 YEAR HISTORY

Financial Year 2020-21 2021-22 2022-23 2023-24 2024-25
NAV (31/3/2025) 11.37 13.85 14.46 15.48 16.71
Net Assets (Rs Crores) 31,938.45 52,394.19 43,122.74 39,591.33 28,790.17
Scheme Returns(%)(Absolute) -3.22 21.70 4.33 6.97 7.99
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 21/25 4/21 9/18 12/17 10/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  12.29   +0.00  
27/2/2015 ₹ 105.6 5.92% 5.72% 25.89% 1.98%
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.48   +-0.01  
3/3/2017 ₹ 271.54 6.67% 6.39% 5.63% 6.05%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  29.79   +0.02  
11/5/2010 ₹ 694.84 7.15% 6.95% 5.78% 7.39%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.23   +0.00  
26/11/2012 ₹ 277.27 8.09% 7.20% 9.50% 4.35%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  24.29   +-0.01  
25/3/2014 ₹ 7,014.55 7.92% 7.32% 7.21% 8.07%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  21.67   +-0.01  
15/7/2014 ₹ 367.13 8.58% 7.55% 6.87% 7.20%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  22.42   +0.00  
23/1/2015 ₹ 191.53 8.51% 7.77% 9.86% 7.91%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  32.17   +0.01  
6/12/2010 ₹ 6,044.43 8.70% 7.91% 7.42% 8.25%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  46.07   +-0.04  
15/7/2004 ₹ 2,221.25 8.14% 7.95% 7.05% 7.49%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  35.48   +-0.01  
10/6/2005 ₹ 1,013.53 9.32% 8.17% 8.82% 6.44%