Mutual Funds
UTI Credit Risk Fund-Reg(M-IDCW)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
10.33   0.00
NAV(₹) as on 30/7/2025 		-0.03%
  1D 		8.68%
  1Y 		7.38%
  3Y 		9.42%
  5Y
UTI Credit Risk Fund-Reg(M-IDCW)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.65 		Launch Date:
15 Sep 2014
Exit Load:
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M 		AUM:
₹ 282.43 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ NA
Lumpsum : ₹ 20,000.0
Scheme Benchmark:
NA
Fund Manager:
Sunil Patil

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/6/2025 16.67 % 83.33 %
TOP HOLDINGS

Net Current Asset
14.58 %

07.10% GOI - 08-Apr-2034
11.29 %

Piramal Capital & Housing Finance Ltd. 06.75% (26-Sep-2031)
7.52 %

Aadhar Housing Finance Ltd. 08.65% (21-Aug-2027)
7.20 %

Tata Projects Ltd.SR-O 08.47% (20-Nov-2026)
7.18 %

See All Holding
ALLOCATION BY MARKET CAP

No Data
ALLOCATION BY SECTOR

No Data
5 YEAR HISTORY

Financial Year 2020-21 2021-22 2022-23 2023-24 2024-25
NAV (31/3/2025) 9.42 11.48 11.98 12.83 13.85
Net Assets (Rs Crores) 31,938.45 52,394.19 43,122.74 39,591.33 28,790.17
Scheme Returns(%)(Absolute) -3.22 21.70 4.33 6.97 7.99
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 21/25 4/21 9/18 12/17 10/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bank of India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  12.25   +0.00  
27/2/2015 ₹ 107.0 5.96% 5.76% 25.91% 1.96%
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.49   +-0.01  
3/3/2017 ₹ 278.36 7.42% 6.63% 5.58% 6.13%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  29.71   +-0.02  
11/5/2010 ₹ 700.95 7.77% 7.14% 5.80% 7.41%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.20   +-0.01  
26/11/2012 ₹ 282.43 8.68% 7.38% 9.42% 4.36%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   High |  24.25   +-0.01  
25/3/2014 ₹ 7,085.89 8.66% 7.55% 7.15% 8.11%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  21.58   +0.00  
15/7/2014 ₹ 367.02 8.89% 7.63% 6.85% 7.21%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  22.36   +0.00  
23/1/2015 ₹ 189.68 8.95% 7.92% 9.95% 7.95%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  32.08   +0.01  
6/12/2010 ₹ 6,091.39 9.22% 8.01% 7.35% 8.27%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  45.97   +-0.01  
15/7/2004 ₹ 2,235.76 8.65% 8.12% 7.01% 7.51%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  35.38   +0.01  
10/6/2005 ₹ 1,018.01 9.73% 8.28% 8.85% 6.46%