Mutual Funds
UTI Credit Risk Fund-Reg(M-IDCW)
Debt  |   Moderately High  |   Debt - Credit Risk Fund
10.75   +0.01
NAV(₹) as on 29/5/2026 		0.06%
  1D 		4.95%
  1Y 		6.82%
  3Y 		9.24%
  5Y
UTI Credit Risk Fund-Reg(M-IDCW)
Growth Chart of the Scheme

Scheme Details
Expense Ratio:
1.71 		Launch Date:
15 Sep 2014
Exit Load:
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M 		AUM:
₹ 252.52 Crs
Lock-in:
Nil 		Investing Style:
Medium Mid
Portfolio Price To Book Value:
NA 		Min. Investment:
SIP : ₹ NA
Lumpsum : ₹ 20,000.00
Scheme Benchmark:
NA
Fund Manager:
Abhishek Sonthalia

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION Others Debt
as on 30/4/2026 13.05 % 86.95 %
TOP HOLDINGS

Net Current Asset
10.39 %

07.10% GOI - 08-Apr-2034
9.34 %

Piramal Capital & Housing Finance Ltd. 06.75% (26-Sep-2031)
7.04 %

JTPM Metal Traders Ltd. - (30-Apr-2030)
6.21 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)
5.98 %

Aadhar Housing Finance Ltd. 08.65% (21-Aug-2027)
5.97 %

Tata Projects Ltd.SR-O 08.47% (20-Nov-2026)
5.95 %

Adani Power Ltd. SR-II 8.20% (25-Jan-2029)
5.89 %

Shivshakti Securitisation Trust
5.83 %

Avanse Financial Services Ltd. -SR-40 09.60% (30-Apr-2027)
5.75 %

See All Holding
ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)
ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.74 (in years)

2.09 (in years)

8.04 %

5 YEAR HISTORY

Financial Year 2021-22 2022-23 2023-24 2024-25 2025-26
NAV (31/3/2026) 11.48 11.98 12.83 13.85 14.71
Net Assets (Rs Crores) 52,394.19 43,122.74 39,591.33 28,790.17 25,172.22
Scheme Returns(%)(Absolute) 21.70 4.33 6.97 7.99 5.88
B'mark Returns(%)(Absolute) NA NA NA NA NA
Category Rank 4/21 9/18 12/17 10/14 11/14
RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details Inception Date Aum(₹ Crs) 1Y 3Y 5Y Since Inception
MDB Logo
Bandhan Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  16.97   +0.02  
3/3/2017 ₹ 230.48 3.27% 5.94% 5.18% 5.89%
MDB Logo
UTI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  17.90   +0.01  
26/11/2012 ₹ 252.52 4.95% 6.82% 9.24% 4.40%
MDB Logo
Kotak Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  31.05   +0.00  
11/5/2010 ₹ 761.17 5.60% 7.14% 5.56% 7.31%
MDB Logo
HDFC Credit Risk Debt Fund-(G)
Debt - Credit Risk Fund  |   Moderately High |  25.33   +0.02  
25/3/2014 ₹ 7,522.14 5.44% 7.15% 6.39% 7.93%
MDB Logo
SBI Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  48.18   +0.03  
15/7/2004 ₹ 2,134.16 5.94% 7.33% 6.75% 7.45%
MDB Logo
Baroda BNP Paribas Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderately High |  23.40   +0.02  
23/1/2015 ₹ 174.43 5.58% 7.45% 8.30% 7.77%
MDB Logo
Axis Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   High |  22.73   +0.01  
15/7/2014 ₹ 355.18 6.37% 7.53% 6.56% 7.16%
MDB Logo
Nippon India Credit Risk Fund(G)
Debt - Credit Risk Fund  |   Moderately High |  37.14   +0.04  
10/6/2005 ₹ 1,343.43 6.49% 7.90% 8.28% 6.44%
MDB Logo
ICICI Pru Credit Risk Fund(G)
Debt - Credit Risk Fund  |   High |  33.84   +0.00  
6/12/2010 ₹ 5,989.89 6.76% 8.03% 7.09% 8.18%
MDB Logo
Invesco India Credit Risk Fund-Reg(G)
Debt - Credit Risk Fund  |   Moderate |  2037.41   +3.02  
4/9/2014 ₹ 159.49 5.48% 8.07% 6.92% 6.25%