Mutual Funds

UTI Credit Risk Fund-Reg(M-IDCW)
Debt | Moderately High | Debt - Credit Risk Fund

10.35 +0.00
NAV(₹) as on 2/9/2025

0.01%
1D

8.06%
1Y

7.18%
3Y

9.42%
5Y

UTI Credit Risk Fund-Reg(M-IDCW)
Growth Chart of the Scheme

Scheme Details
Expense Ratio: 1.65	Launch Date: 15 Sep 2014
Exit Load: Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M	AUM: ₹ 277.27 Crs
Lock-in: Nil	Investing Style: Medium Mid
Portfolio Price To Book Value: NA	Min. Investment: SIP : ₹ NA Lumpsum : ₹ 20,000.0
Scheme Benchmark: NA
Fund Manager: Sunil Patil

FUND OBJECTIVE

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

LATEST ASSET & PORTFOLIO ALLOCATION		Others		Debt
as on 31/7/2025		15.67 %		84.33 %

TOP HOLDINGS

Net Current Asset

13.46 %

07.10% GOI - 08-Apr-2034

11.47 %

Aadhar Housing Finance Ltd. 08.65% (21-Aug-2027)

7.35 %

Tata Projects Ltd.SR-O 08.47% (20-Nov-2026)

7.32 %

Vedanta Ltd. -SR-2 09.50% (20-Aug-2027)

7.30 %

Piramal Capital & Housing Finance Ltd. 06.75% (26-Sep-2031)

7.12 %

Century Textiles & Industries Ltd. SR-XXI 8.10% (25-Apr-2026)

6.89 %

Avanse Financial Services Ltd. -SR-40 09.60% (30-Apr-2027)

5.25 %

07.18% GOI - 14-Aug-2033

5.09 %

Eris Lifesciences Ltd. STRPP-2 8.73% (07-Jun-2027)

4.23 %

See All Holding

ALLOCATION BY MARKET CAP (Equity)

No Data

ALLOCATION BY RATING (Debt & Others)

ALLOCATION BY SECTOR

No Data

PORTFOLIO CHARACTERISTICS (Debt)

Average Maturity

Modified Duration

Yield to Maturity

2.92 (in years)

2.13 (in years)

7.36 %

5 YEAR HISTORY

Financial Year	2020-21	2021-22	2022-23	2023-24	2024-25
NAV (31/3/2025)	9.42	11.48	11.98	12.83	13.85
Net Assets (Rs Crores)	31,938.45	52,394.19	43,122.74	39,591.33	28,790.17
Scheme Returns(%)(Absolute)	-3.22	21.70	4.33	6.97	7.99
B'mark Returns(%)(Absolute)	NA	NA	NA	NA	NA
Category Rank	21/25	4/21	9/18	12/17	10/14

RISKOMETER
Level of Risk in the Scheme

Clients will understand that their principal will be at Moderately High risk.

PERFORMANCE COMPARISON WITH SIMILAR SCHEMES

Fund Details	Inception Date	Aum(₹ Crs)	1Y	3Y	5Y	Since Inception
Bank of India Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| High \| 12.30 +0.00	27/2/2015	₹ 105.6	6.07%	5.71%	25.85%	1.98%
Bandhan Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| Moderately High \| 16.48 +0.01	3/3/2017	₹ 271.54	6.69%	6.36%	5.50%	6.05%
Kotak Credit Risk Fund(G) Debt - Credit Risk Fund \| High \| 29.77 +0.00	11/5/2010	₹ 694.84	6.95%	6.91%	5.65%	7.38%
UTI Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| Moderately High \| 17.24 +0.00	26/11/2012	₹ 277.27	8.06%	7.18%	9.42%	4.35%
HDFC Credit Risk Debt Fund-(G) Debt - Credit Risk Fund \| High \| 24.29 +0.00	25/3/2014	₹ 7,014.55	7.78%	7.29%	7.07%	8.06%
Axis Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| High \| 21.68 +0.01	15/7/2014	₹ 367.13	8.55%	7.54%	6.79%	7.19%
Baroda BNP Paribas Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| Moderately High \| 22.43 +0.01	23/1/2015	₹ 191.53	8.23%	7.72%	9.80%	7.90%
ICICI Pru Credit Risk Fund(G) Debt - Credit Risk Fund \| High \| 32.18 +0.01	6/12/2010	₹ 6,044.43	8.59%	7.88%	7.31%	8.24%
SBI Credit Risk Fund-Reg(G) Debt - Credit Risk Fund \| High \| 46.07 +0.01	15/7/2004	₹ 2,221.25	8.09%	7.93%	6.93%	7.49%
Nippon India Credit Risk Fund(G) Debt - Credit Risk Fund \| High \| 35.48 +0.01	10/6/2005	₹ 1,013.53	9.28%	8.14%	8.74%	6.44%

Mutual Funds

No Data

No Data

ALLOCATION BY SECTOR

TOP STOCKS HOLDINGS